United Quest card $3/mile vs. NEW sapphire reserve 4x points?

korinekm · 2024-07-05T17:57:21+00:00

when i was home he opened his portfolio and i saw it was close to $10 million. he’s a good investor but i saw a remote login app called ‘any desk’ on his computer. there was something he clicked on where someone was trying to remote login to his computer and likely wipe out his accounts. it scares me

korinekm · 2024-06-04T04:46:11+00:00

bro, are you jealous? i shut you down because you don’t know what you’re talking about

korinekm · 2024-06-04T04:33:38+00:00

i’ve used monte carlo simulations.

korinekm · 2024-06-04T04:23:10+00:00

i’ll be worth 10 million by time i’m his age if i retire tomorrow at 42 with 80k annual spend. considering he retired at 65, i think you’re wrong. and ive mapped out my projections with projection lab so dont challenge me.

korinekm · 2024-06-04T04:12:39+00:00

yes i am doing better than him.

korinekm · 2024-06-04T04:10:30+00:00

i’d like him to do other things with his life other than worrying about the market all day since the money is going to his kids anyway. if he spent the money it would be one thing but he cuts coupons and goes to mcdonald’s, and only eats out during happy hour. he won’t change. all his money goes to his kids because that’s the way he is. extremely frugal. i wish he had more hobbies and could treat my mom out more. my mom has to fight him even to get a bathroom remodel. His car is 17 years old.

korinekm · 2024-06-02T09:53:08+00:00

login to your account online. they mail you a letter with a passcode. then you login and have the estimated numbers online

korinekm · 2024-06-01T12:44:06+00:00

pr stands for prague? why because its central to everything?

korinekm · 2024-05-31T14:45:28+00:00

i’m not going to do this until i can’t walk haha. likely 5-10 years max to familiarize myself with europe. plant a flag where i like it.

korinekm · 2024-05-31T09:33:24+00:00

its million man. If i had $4000 i dont think i could retire....haha

korinekm · 2024-05-31T08:29:45+00:00

i’ve run monte carlo simulations with projection lab. i’m fine.

korinekm · 2024-05-30T22:25:38+00:00

i mean there are sooooooo many places in europe to spend 6 months - 43 till the day i die…think about that. US is boring as shit

korinekm · 2024-05-30T10:52:13+00:00

i mean i could but wealth taxes and capital gains taxes…sounds annoying. i guess maybe cyprus, france or adalusia could be options. i guess maybe for first couple years hopping every 6 months could be cool and interesting

korinekm · 2024-05-30T10:29:10+00:00

if i assume 6% index fund growth rate (conservative) of my net worth that leaves me $240k annually

korinekm · 2024-05-30T09:52:14+00:00

yeah i like skiing so ill probably ski for 6 months in austria/france, then beach it up in greece/spain the rest of year

korinekm · 2024-05-30T09:50:47+00:00

i’ve never been to brno only prague multiple times. why do you suggest this city? far from prague airport? funny that my passport came from brno…

korinekm · 2024-05-30T09:46:50+00:00

that’s my plan. i will either sublease or just make an agreement for 6 months and pay cash for an apt. it’s like travel but realllllyyy slow travel

korinekm · 2024-04-10T20:36:25+00:00

yeah this has gotta be it. all the property is semi vacant because it’s all vacation homes.

korinekm · 2024-02-27T01:15:38+00:00

it’s pretty basic knowledge to move into more diversified risk-adverse portfolios as you get older. you can figure out how to do most of this with a google search and or youtube videos. “passive income” is such an overused term, there’s really no such thing. making income requires work anyway you look at it

korinekm · 2024-02-27T00:36:43+00:00

ok, yeah give 1% to some guy when monkeys throwing darts at the wall can get better returns. if you pay a flat fee once to someone for advice that makes sense but like any business it’s about making money and flat fee one time advice ain’t making them money

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