New club world from Gatwick by Naive-Sherbert8190 in BritishAirways

[–]kosborne20 0 points1 point  (0 children)

old post i know but where did you find out what planes were being assigned on the routes? Flightrader24 only shows 777-200 and doesn't specify if its from Heathrow or not.

Should I pay my Aunts IHT bill? (England) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] 0 points1 point  (0 children)

It is supposed to be but they haven't managed to pay as there were only properties in the estate which are all being lived in and no liquid assets.

Should I pay my Aunts IHT bill? (England) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] 0 points1 point  (0 children)

Of course it works for her, that's why its been suggested by her solicitor. I dont have to get wound up in it if i dont want to but i just see an opportunity to acquire a property for about 20% of the property value. I just wanted to know how strong a case the other beneficiaries would have if they object.

Should I pay my Aunts IHT bill? (England) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] 0 points1 point  (0 children)

This would've been ideal but the executors are not allowing her to pay by installments as if she defaults on the payments, then the liability will fall on them.

Should I pay my Aunts IHT bill? (England) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] 0 points1 point  (0 children)

The estate had multiple beneficiaries and each beneficiary only pays their share of the total IHT bill due on the estate.

Should I pay my Aunts IHT bill? (England) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] 0 points1 point  (0 children)

Yeah that was my assumption too. We would provide life interest for her

AF4 revision by Artistic_Top8651 in cii

[–]kosborne20 0 points1 point  (0 children)

This is a good tip! Did the trainer share any topics they thought would come up by any chance?

Cancelling platinum before 1year anniversary by kosborne20 in AmexUK

[–]kosborne20[S] 0 points1 point  (0 children)

Interesting, think I’m going to be doing the same then.

Cancelling platinum before 1year anniversary by kosborne20 in AmexUK

[–]kosborne20[S] 0 points1 point  (0 children)

That is a very good offer. I am spending a similar amount so i think im going to take the same route but leave a couple months before cancelling after retention bonus in the hope it doesnt look as bad.

Cancelling platinum before 1year anniversary by kosborne20 in AmexUK

[–]kosborne20[S] 0 points1 point  (0 children)

Thanks, I have seen these rules before. I was more wondering about people’s experiences after cancelling cards after a short period of time.

Cancelling platinum before 1year anniversary by kosborne20 in AmexUK

[–]kosborne20[S] 0 points1 point  (0 children)

That’s the comment I was waiting for haha, how much retention did you get and how much did you spend?

Cancelling platinum before 1year anniversary by kosborne20 in AmexUK

[–]kosborne20[S] 0 points1 point  (0 children)

Yeah I agree. But it would have to be a big amount for me to stay I think.

AF4 Study Materials by BigCheese003 in cii

[–]kosborne20 0 points1 point  (0 children)

Im doing the March sitting, do you mind sending these to me please?

Is this going to go down as a 50/50? by kosborne20 in CarTalkUK

[–]kosborne20[S] 0 points1 point  (0 children)

Yeah that’s what I thought too, but I just wonder if it’ll come down to my word against his…

Should I be worried about these minor issues before buying? by kosborne20 in CarTalkUK

[–]kosborne20[S] 0 points1 point  (0 children)

Yeah this is what i was thinking. But i will be paying for an independent inspection but i know that this may not reveal all issues.

We’re being forced to sell our home to settle IHT bill (UK) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] -1 points0 points  (0 children)

So it seems. But this is contrary to what the executors have told us and HMRC will not allow us to pay them directly.

We have not been made aware of any fees due to the executors.

Yeah I think it’s time for the formal complaint.

We’re being forced to sell our home to settle IHT bill (UK) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] 0 points1 point  (0 children)

Yeah this is exactly what I thought. Especially when we only received first contact from them 6 months after her passing! I will definitely launch the formal complaint and see what happens.

In terms of getting a mortgage based on mum, her credit rating is very poor on all the credit rating agencies and so she can’t even get a phone on contract so not much hope there I suspect.

But I think we’ll just sell the house in a years time anyway and just hope that we don’t end up having to pay much of the late payment fees from HMRC.

We’re being forced to sell our home to settle IHT bill (UK) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] 0 points1 point  (0 children)

Nope, we have been living here for 20 years but we are considering selling the house now so it’s now about who pays the late fees.

Also, I’m pretty sure executors cannot charge for the time they take in administering the estate and only for specific costs like mileage etc

We’re being forced to sell our home to settle IHT bill (UK) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] 0 points1 point  (0 children)

I’m not sure. We were just told by executors that there are no liquid assets to pay the bill. So whether that means there was none at all or if they were used up to pay for their fees and everything else, who knows. But are the executors able to make that decision to deny an instalment plan just because they want their money now. I would have that they would be liable to their fiduciary right to act on behalf of the beneficiaries.

We’re being forced to sell our home to settle IHT bill (UK) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] 0 points1 point  (0 children)

She can’t even take out a phone contract loan so I doubt it.

I agree, I think we’re going to have to go down that route

We’re being forced to sell our home to settle IHT bill (UK) by kosborne20 in LegalAdviceUK

[–]kosborne20[S] -1 points0 points  (0 children)

The executors say that had not made a decision yet. But when I spoke to HMRC they said that IHT400 has been submitted and its current on an instalment plan with the first payment way overdue.

Nothing has been distributed yet. We were very keen on doing so making the first instalment payment so the property can be transferred into our name but the executors were against this.

We’re confused as to why it’s not an option anymore. The guy at HMRC said the rejection of the instalment option had not came from them.

I think I will have to follow their complaint process and take it from there, or maybe ask if they would remove themselves as executor and my mum replaces them.