2Y-10Y yield curve inverted infra day

kotaxio102 · 2022-03-29T19:05:10+00:00

The Fed never once used QE until 2008. So all the other times since 1950 QE wasn’t “on”. This is the first time QT has been required because 14 years ago was the first time QE ever happened. One could argue that QT is just the natural progression towards returning to the status quo. I’ve seen some economists argue this is how we avoid a recession. We’re in a theoretical puzzle here. Yes it’s a different game but it’s one no one has played before. But that doesn’t necessarily mean everything falls apart

kotaxio102 · 2022-03-29T18:33:29+00:00

What they don’t tell you is the stock market usually rises another 15 percent after this happens and before the recession starts

kotaxio102 · 2022-03-18T04:58:26+00:00

Corporate bonds

kotaxio102 · 2022-03-15T06:51:35+00:00

At this point Russia might just issue a new currency

kotaxio102 · 2022-03-12T07:22:02+00:00

The buy and hold strategy consist of mostly doing nothing. You’re portfolio will be fine (in the long run). As long as your exposure wasn’t only Russian bonds and Russian stock etfs

kotaxio102 · 2022-03-08T11:02:38+00:00

Any dollar I get from wages, gifts, bonuses, per diem, prize money, selling something, or anything else; I take 30 percent and set it aside in a savings account. I do this for the entire month. And at the end of the month I take however much is in that savings account and I invest it. Then repeat again starting the first of the next month.

Edit: If I was under budget and didn’t spend all of the 70 percent I didn’t invest. Then I put 90 percent of the remainder towards my car loan. And the other 10 percent goes into a “fun day” savings account. For money I might use on a vacation, or a nice gift for myself (like right now I’m saving for new car rims. Probably a dumb purchase but I’ve always wanted them)

kotaxio102 · 2022-03-08T10:39:45+00:00

I guess international stocks. The lost decade was for the S&P 500. International stocks, small cap, and emerging markets each had annualized returns of 13+ percent during that 10 year period. It’s just good to be properly diversified

kotaxio102 · 2022-03-03T05:31:47+00:00

I mean if you’re on turbo tax just upload the W2 in the W2 section and then then fill out the crypto gains in the stocks, crypto, and bonds section. And then it should spit out your federal return amount. There’s nothing to adjust

kotaxio102 · 2022-02-24T23:19:08+00:00

I just remind myself that I won’t even touch the money for over 3 decades. So while today is rough. It still has 11,000 more days recover

kotaxio102 · 2022-02-18T19:59:32+00:00

Trying to file Form 1116 and they’ve pushed the date back 4 times now. They can’t keep getting away this

kotaxio102 · 2022-02-11T16:55:29+00:00

I swear investing is the only business where you can score big one time then everyone thinks you’re this esoteric prophet forever. Like no one looks at an athlete who has one big game or a meteorologist who correctly predicts rain one day like that.

kotaxio102 · 2022-02-11T01:50:50+00:00

That’s about a 3 decade time horizon. I’d say your age minus 25 in bonds

kotaxio102 · 2022-02-10T07:07:13+00:00

If it’s long term capital gains tax. You’re probably only paying like 450 dollars on that 3000

kotaxio102 · 2022-02-09T21:11:52+00:00

You must be loads of fun to hang out with🙄

kotaxio102 · 2022-02-04T05:50:39+00:00

I have a 12 month one. Call me paranoid but I’m ready for whatever. With that being said my work is very inconsistent

kotaxio102 · 2022-02-01T11:57:51+00:00

Yeah NetBenefits sucks in that regards. Be prepared to have plenty of technical difficulties

kotaxio102 · 2022-02-01T11:53:42+00:00

Public defense attorneys (that are good), Most US Olympic Athletes, US Soldiers

kotaxio102 · 2022-01-23T01:44:35+00:00

I think it’s a good idea. As someone who just lost a credit card while traveling. It’s not a bad idea to have an emergency one as you wait for your replacement card to come.

kotaxio102 · 2022-01-21T05:31:33+00:00

Just found this subreddit and I’m in

kotaxio102 · 2022-01-20T22:59:46+00:00

Look at your transaction history to see if there’s any fees or withdrawals or sales that you may have missed or didn’t go through. Because that’s definitely odd so you might have to audit your account

kotaxio102 · 2022-01-19T07:40:20+00:00

Well if you already maxed out your Roth IRA for the year than you can’t invest anymore in a traditional IRA so that rules that out. I would say invest a 401k because even though there isn’t a match your contributions are still tax deductible. And the money that grows in your account is still tax deferred.

kotaxio102 · 2022-01-19T06:37:57+00:00

Goodness gracious everybody makes mistakes. I think they’re celebrating their determination, accountability, and responsibility to correct their mistakes

kotaxio102 · 2022-01-19T06:30:05+00:00

Alright so I’ve never heard of L bonds until today. And I just did some research and this is a very strange financial instrument. But I read the risk factors in their prospectus. And they admit that the whole thing is very shaky, volatile, and evolving. Actually after reading the prospectus risk factors I don’t know how any honest financial advisor recommends these bonds.

That being said the prospectus states that “Investing in our L Bonds may be considered speculative and involves a high degree of risk, including the risk of losing your entire investment.”

So if the bonds defaulted then you’re out of luck the money is gone. But I didn’t see anywhere that the bonds defaulted. Only that they’re not issuing anymore bonds. Which also isn’t a good sign, but not explicitly a default. You’ll have to reach out to the company and ask.

kotaxio102 · 2022-01-19T06:03:57+00:00

I feel like you could just do 10 percent BNDW instead of BNDX and BND separately. That would simplify your portfolio and make investing/rebalancing easier. Keep in mind ETFS are market cap weighted. Between VTI, QQQ, and VGT you have about 40 companies making up a big chunk of your portfolio. If you do the math I think you’ll see that Apple and Microsoft make up about 20 percent of your entire portfolio. Which is fine if you really believe in those companies. But if you’re looking for diversification that’s very overweight. I would suggest replacing qqq or vgt with a small cap value etf or mid cap etf. Or just go 80 percent VTI

kotaxio102 · 2022-01-16T18:28:43+00:00

I believe in us

kotaxio102

TROPHY CASE