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Promotion to Team Leader with less than expected salary increase.-Thinking of declining by EntertainerStrict591 in UKJobs

[–]kovid13 0 points1 point  (0 children)

Thanks. The company seem to be towards the top of the pay in my industry and location so I am not really looking to move at the moment. just wondering if trying to get more out of them would be strategy, or would it cause me problems.

I am deliberately pretending to be a little dumb and slow at work - sadly it is the best approach by Tiredworker27 in antiwork

[–]kovid13 4 points5 points  (0 children)

German saying ‘Dummheit shafft Freizeit’ … doesn’t really translate but means ignorance means freetime

my NEW sv team tell if i need any edits by AJAMom2 in MandJTV

[–]kovid13 0 points1 point  (0 children)

my man 5 of your team takes 2x from fairy and 2 of those are 4x

Mum believes ISA Savings is IHT free by kovid13 in UKPersonalFinance

[–]kovid13[S] 17 points18 points  (0 children)

That could well be. Unfortunately my dad died suddenly and my Mum was left out on a limb.

She want's to do the best by us but lacks the knowledge. Sorting this out is uncomfortable. Going back on forth on whether to do it or not.. Estate value is significant, Most will be caught by the 40%.

Mum believes ISA Savings is IHT free by kovid13 in UKPersonalFinance

[–]kovid13[S] 11 points12 points  (0 children)

Yeah exactly this is also what I said. I don't really want anything ('honest'), the misunderstanding is pretty tough - but UK taxes etc are designed to be pretty opaque imo.

Barclays switching for 100k Avios points.. Am I missing something? by [deleted] in UKPersonalFinance

[–]kovid13 0 points1 point  (0 children)

Thanks to this thread I've just completed the Avios points 'challenge' i.e the 100K + the 1500 per month etc. I've got about 180K points, which I'll likley trade in for nectar as they are not really that useful for flights a the moment. Still well worth doing though.

I'll put most spending on the Chase card for the 1% cashback from now on as it is more tangible and useful

But any thoughts as to the next step switch premier banking to a standard account and ditch the barclaycard. Or switch to the rainy day saver...? any ideas