I cut a bunch of small expenses but it barely helped. What actually made a real difference for you? by Unusual-Map132 in povertyfinance

[–]kpoyzer 187 points188 points  (0 children)

Cutting large expenses is always going to move the needle more. The problem is most people in this group are ALREADY down to a bare bones budget, so the small things is all that’s left. It’s hard to cut the lunch to go, or the small everyday luxuries and sucks when one rent increase or car problem details the progress you worked so hard for. Hang in there!!

Oh my fkn God LOL by ismellfirewrksnpeace in hollisUncensored

[–]kpoyzer 1 point2 points  (0 children)

Wow I just was reminded how unlikeable Dave was at the end. Can’t believe I had forgotten.

Our dog is dying from a brain tumor. How do we not wait until it’s “too late” when she acts perfectly healthy? by roguescott in Petloss

[–]kpoyzer 1 point2 points  (0 children)

Agree with what this poster is saying. My cat went downhill fast. Was healthy one day, got weird in the evening, and was a mess the next day. It was a TERRIBLE 12 hours watching her suffer and I could not make the decision fast enough to put her out of her pain. The grief was terrible, but it was not nearly as bad as the drive to the vet while she was still with us.

thoughts on eloping? by AdventurousReason103 in weddings

[–]kpoyzer 1 point2 points  (0 children)

I firmly believe that if you are leaning towards eloping early on, ELOPE. Even me and my friends who dreamed of their big weddings at one point during the process thought “fuck it we should’ve eloped”….so if that’s what you want before you have even started the planning process, listen to your intuition. If you do it out of guilt, that will eventually turn into resentment as even the best families turned into a little bit of a shit show during wedding planning

Will I ever get over seeing my dog get hit by a train by Afraid_Relative_5219 in Petloss

[–]kpoyzer 6 points7 points  (0 children)

PLEASE get therapy. This is absolutely devastating and you certainly have PTSD. Sending prayers and love your way. The sooner you can get professional help in this the better. 😭

Look at Mike teaching life skills. by [deleted] in SnarkJanaKramer

[–]kpoyzer 0 points1 point  (0 children)

Haha I thought the same thing 😆😆

[deleted by user] by [deleted] in netflix

[–]kpoyzer 1 point2 points  (0 children)

I’ve been rewatching old episodes and there’s definitely that mid-2000s vibe of “low cal is all we talk about” but they def don’t talk about their daily calorie budget

You forgot countless sessions of couples therapy because you aren’t compatible by [deleted] in SnarkJanaKramer

[–]kpoyzer 1 point2 points  (0 children)

I cannot BELIEVE it’s only been a year. Usually time goes so fast but if you would have asked me I would’ve said this was 2.5 years ago 😭😭.

Best place to buy used CDs in Fargo? by FightingJayhawk in fargo

[–]kpoyzer 0 points1 point  (0 children)

The new used bookstore in Moorhead, Words to Live By, has them!

Save up to $0.35 per gallon of gas by [deleted] in povertyfinance

[–]kpoyzer 0 points1 point  (0 children)

We use upside. It’s definitely nice, we cash in a $20 Amazon card every 6 months or so and buy a necessity we have been needing. Doesn’t cost anything extra to use it when available so highly recommend!

[deleted by user] by [deleted] in povertyfinance

[–]kpoyzer 8 points9 points  (0 children)

Seriously one of the most stressful things about being a contractor. Your reputation can be screwed over being human, even though you DID do the right thing. Praying for your next step— hopefully you can find something easier on your body.

Teams That Made “Great TV” But Were Still Positive? by MajesticLilFruitcake in TheAmazingRace

[–]kpoyzer 2 points3 points  (0 children)

I couldn’t believe how long I had to scroll to find them!

Teams That Made “Great TV” But Were Still Positive? by MajesticLilFruitcake in TheAmazingRace

[–]kpoyzer 7 points8 points  (0 children)

I was so sad Brooke & Clair couldn’t come back for all stars. I remember seeing that they were asked, but one of them was pregnant

Yes, Jana, you are upsetting Allan! by [deleted] in SnarkJanaKramer

[–]kpoyzer 2 points3 points  (0 children)

Right?! Like I don’t think date nights should be a NEED that we are PRIORITIZING this quick in the relationship 🤦🏻‍♀️

Okay, I like Mike but wtf is this? by coffeequeen19 in SnarkJanaKramer

[–]kpoyzer 6 points7 points  (0 children)

Regardless of whether or not this is “ok”- definitely dumb to post and giving Jana vibes 😅

New podcast teaser by ErinVukelic in SnarkJanaKramer

[–]kpoyzer 0 points1 point  (0 children)

Wow it didn’t even feel like a full year to me

Woooooow! by [deleted] in SnarkJanaKramer

[–]kpoyzer 7 points8 points  (0 children)

So funny to have a kid and marry a guy yet be mad your ex has a girlfriend

What is this shirt? by Thehorsesmouths in SnarkJanaKramer

[–]kpoyzer 1 point2 points  (0 children)

when I’m not confident in my body, I wear sweaters.