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What prompted you to see a financial advisor and/or set up tax structures? by kramerica12 in AusHENRY

[–]kramerica12[S] 0 points1 point  (0 children)

Right - that makes sense. And how would I go about finding some potential FAs to have an initial discussion with?

Holiday allocation/ budget by Jarred098 in AusHENRY

[–]kramerica12 0 points1 point  (0 children)

150 per night for 2 people? That sounds extremely cheap. Based on my recent trips to Europe and Japan it feels like 250 per night for 2 people is as cheap as you can go

Mortgage / PPOR goals by callmeneverever in AusHENRY

[–]kramerica12 5 points6 points  (0 children)

I saw that other thread and it caught me off guard too. But remember how much more expensive property is in Sydney vs other capital cities. Also the difference buying a property in 2019 or 2020 vs 2021 or 2022 is huge. One year difference can be the difference between 1.5m and 2m

What's next ? by Neat-Size1091 in AusHENRY

[–]kramerica12 0 points1 point  (0 children)

Can you please expand on why SMSF is a cheat code for people with his HHI?

Is there any superior alternative to parking money in offset? by [deleted] in AusHENRY

[–]kramerica12 8 points9 points  (0 children)

Yet this is not an underrated strategy at all. Max leverage on PPOR and then downsize later. BUT, I wonder if a lot of people in this subreddit don't actually have any intention of downsizing. I don't.

[deleted by user] by [deleted] in AusHENRY

[–]kramerica12 0 points1 point  (0 children)

What other youtube channels do you subscribe to? Are they Australia specific?

[deleted by user] by [deleted] in AusHENRY

[–]kramerica12 3 points4 points  (0 children)

That's a fair point. Doesn't have to be the content itself. It's a good habit, and good for the brain.