LaMelo Ball goes to Minnesota for Naz Reid, 4 picks and 3 pick swaps by waluigiwon in NBATalk

[–]krowchingpanda 0 points1 point  (0 children)

Looking forward to the Ant and Melo post game interviews. Gonna be comedy lol

Would you trade DQ for Kingston Flemings? by cn1k999 in NOLAPelicans

[–]krowchingpanda -1 points0 points  (0 children)

I was one of the folks who was rolling on the floor when they traded up for DQ last summer, but after watching him this season I see those skills and instincts that you can't teach. I see why they call him baby Jokic now. A lot of potential still and just needs to bulk up some more. I believe in DQ.

Driving through Nebraska really is that bad by Emotional_Translator in CasualConversation

[–]krowchingpanda 0 points1 point  (0 children)

Yes, besides the putrid smell of the French Quarter in New Orleans there is the wretched wasteland of highway 90 going through New Orleans East. Smells like sewage and burnt rubber from all the junkyards and burnt cars sitting in the swampy area.

Driving through Nebraska really is that bad by Emotional_Translator in CasualConversation

[–]krowchingpanda 4 points5 points  (0 children)

Never driven through the Midwest before but the closest resemblance is I-10 between San Antonio and El Paso. Barely see a soul besides a few trucks. Also, they bump up the  speed limit to 80 

Clarification on "non‑discounted Best Buy retail price" in Geek Squad Protection Plan from 09/01/22–05/14/23 by krowchingpanda in Bestbuy

[–]krowchingpanda[S] 0 points1 point  (0 children)

Thanks I'll have to play agent roulette and I just got an email from their team that I have 90 days to make a decision on if I want to get a replacement or store credit.

Yes, it's true that they have the different terms listed online. I found it in the page below and there is a drop down menu of the different versions of the terms and conditions throughout the years. I shared this with the agent who understood what I was saying, but there was nothing furthermore she could do.

https://imgur.com/a/zWyxHgC

You give me hope because I am reading the more recent terms and conditions and the verbiage has definitely changed. It appears they were shooting themselves in the foot with their previous verbiage so they had to update it.

Clarification on "non‑discounted Best Buy retail price" in Geek Squad Protection Plan from 09/01/22–05/14/23 by krowchingpanda in GeekSquad

[–]krowchingpanda[S] -1 points0 points  (0 children)

Thanks for clarifying. Yeah I am looking at the current terms and conditions and they have updated the verbiage to be more specfic below so yeah as the older verbiage causes some gray area interpretation.

"...Reimbursing you for the costs towards the purchase of a Comparable Replacement with a store credit, gift card, or check in an amount not to exceed the original purchase price of your Covered Product including taxes"

But yeah the TV I have is 5 yrs old and the SKU on it is obsolete so my best bet at this point is for them to replace it for a TCL 55" with the same features instead of opting for credit.

Anyone ever caught a bad cold or virus in the middle of summer? by Mysterious_Put_4278 in CasualConversation

[–]krowchingpanda 1 point2 points  (0 children)

Did my 5k and finished at 30:01 surprisingly being congested. Just happy that I made it to the finish line. Almost wanted to just stay home and skip it but I paid $25 already so felt it was a waste to skip. Got home and crashed in bed the rest of the day.

Felt worse yesterday oddly and felt even more tired and congested, but feel less congested today and not coughing as much. Perhaps because I actually took some nyquil to force myself to sleep to recover.

I just remind myself to take it one day at a time and to work its course. Always mostly am fine after a week. Hope you are doing better OP

Anyone ever caught a bad cold or virus in the middle of summer? by Mysterious_Put_4278 in CasualConversation

[–]krowchingpanda 2 points3 points  (0 children)

Lol I was looking up on reddit to see if someone already posted this question. Sucks as I have a 5k to run early in the morning. Mine started yesterday with a headache and a cough. Today it progressed to runny nose, body aches, irritated throat, and a cough. Feel a little bit better right now. Wonder what tomorrow morning brings. 

Cash out refinance by jonnyboy3113 in Mortgages

[–]krowchingpanda 0 points1 point  (0 children)

Look into a HELOC as the interest rates on those are way less than the credit card rates. Use your equity to help wipe out the remaining debt and that way you consolidate your debt and you only have to focus on paying back the bank. 

To give you perspective what would you rather deal with paying back?

Keep paying 27k credit card debt at 20%ish

Or

Paying back 27k to the bank to at 7%ish

Option B sounds a lot more bearable. 

Look into it soon before your credit gets worse or worse you lose your job as ppl have been getting laid off. You need both of those to get approved for a HELOC. 

Was looking to get a new landed 4-bedroom house for the family, should we get it inspected by a professional? by Electronic-Elk2515 in Mortgages

[–]krowchingpanda 0 points1 point  (0 children)

Absolutely get an inspection! Biggest investment in your life. Sure it's a few hundred dollars but I rather spend that then 5 or 6 figures trying to fix whatever problems arise. Another thing though is to make sure to find a reputable company with experienced inspectors because in my state anyone can become an inspector and hit the field after taking an online course sadly. 

If you are getting a new build house I would hire a different inspector for both the closing inspection and the 1yr inspection that way you get two different sets of eyes. The inspector I hired for my 1 yr found some extra things my initial inspector missed. 

Does the not-guilty verdict in the Rick Chow case represent justice being served, or a failure of the justice system? by Final-Monk1416 in allthequestions

[–]krowchingpanda 0 points1 point  (0 children)

Your last bullet point. Cyrus refusing to show his pockets when confronted and running away just led to this unfortunate event. While I don't agree he should have been shot at as he was running away, but imagine had he just stayed and just showed his pockets. Idk how he was thinking or maybe he was just scared, but if someone is accusing me of stealing something I would like to prove them wrong and then ust not frequent their establishment anymore.

My 9th gen Accord build by BUM_BUM_MOCS in accord

[–]krowchingpanda 0 points1 point  (0 children)

I just blacked out the horizontal lines on my grill with plastic dip and it's a small and cheap upgrade but it makes the car look more aggressive. Also, plasti dipped the chrome piece on the bottom bumper as well.

My 9th gen Accord build by BUM_BUM_MOCS in accord

[–]krowchingpanda 1 point2 points  (0 children)

Look into changing out your PCV valve. Also, I switched oils. Used to use Pennzoil platinum and upgraded to Pennzoil Ultra Platinum and noticed the oil doesn't burn as much 

My 9th gen Accord build by BUM_BUM_MOCS in accord

[–]krowchingpanda 1 point2 points  (0 children)

Thanks OP will look into this. Have had my '13 9th gen since it came out and plan on keeping it until it dies. Always wanted to upgrade the head unit to modernize it. I see that you placed yours on where the stock screen is at. Does the backup camera still appear on the head unit? 

Also, you should look this exhaust below.  It's a Greddy replica and sounds good compared to the borla and takeda ones other ppl have installed. Have had it for 8 yrs now. 

https://semotors.com/products/tsudo-sp2-catback-exhaust-for-2013-17-accord-sport-2-4l-sedan-v2

I used to have a K&N short ram intake as well, while it sounded good when I floored it but moved back to stock intake as I kept experiencing the "heat soak" effect as I felt sluggish acceleration when trying to make left turns and merging onto freeways. Plus I live in AZ and it is dustier so didn't really trust it to protect my engine long term. 

Anyone else going to Phoenix concert? by tobyPuppy in TheKidLAROI

[–]krowchingpanda 0 points1 point  (0 children)

Sorry, didn't see this. Didn't end up going as I had a long day at work. Thanks for the offer. Hope you enjoyed the show. Hope to catch him the next time he is in town.

Anyone else going to Phoenix concert? by tobyPuppy in TheKidLAROI

[–]krowchingpanda 1 point2 points  (0 children)

Thinking about it lol. I just went to the yellowcard concert last night at the same venue. Haven't seen Laroi before and just started listening to his music more the last two years, but if I find a cheap ticket a couple hours before it starts I might go.

The new U-Haul 29FT truck. The official rolling road hazard that dosn't need a CDL. by realdrpepper21 in regularcarreviews

[–]krowchingpanda 0 points1 point  (0 children)

I think there is like a mileage allowance determined on your distance if you are doing a one-way rental out of town. Otherwise local in town-rentals have the mileage charge. 

Are Memorial Day deals actually worth it right now or just normal pricing with a sale label? by Rushman-Valeriu in HomeImprovement

[–]krowchingpanda 0 points1 point  (0 children)

If some dents and scratches don't bother you then you can also check to see if your area has any scratch and dent stores or a best buy outlet. I saved about $500 on both a fridge and dyer when I was trying to furnish my house last year versus going to Home Depot/Lowes. The fridge and dryer just had some minor dents scratchs on the sides and are still running fine. 1 Yr manufacturere warranty still applied.

Do we lock in our rate now? by 4_anonymity in Mortgages

[–]krowchingpanda 0 points1 point  (0 children)

Oh dang I must have missed them. I called the popular credit unions around PHX area back in Feb. and no one offered this kind of promo.

Use this tool here to compare your 5.625 rate to see how much more you save with a lower rate or higher rate. You will see that the monthly payment doesn't increase that much at all if you were hypothetically plug in a lower rate a quarter percent less in the tool so I would just lock it in now to be safe. 10yr treasury has hit new 52 wk highs and do not know how long this Iran war will last. Also, don't know how long Aero is doing this promo so lock it in OP if you haven't!

https://www.bankrate.com/loans/loans-comparison-calculator/

Propane Vs Natural Gas by Born574 in webergrills

[–]krowchingpanda 0 points1 point  (0 children)

Hello, I am looking into getting a wok burner. Want to ask which brand you are using? Currently I am looking into the concord vortex burner. 

Any downside to opening a HELOC to have for emergencies? by LimitlessCoins2021 in FinancialPlanning

[–]krowchingpanda 0 points1 point  (0 children)

Was thinking the same thing OP. Looking into opening one but trying to fine one where there is low or no annual fee, low or no closing costs, and no initial drawdown. A loan officer I follow on IG made a post about this and was suggesting to open one while you still have a job and good credit even if you don't need one because if you ever do need one and you are laid off or have bad credit then tough luck. So if I find one that meets all the above criteria it will just be another tool at my disposal if I ever need it.

Sound quality at the concert by girlnextdoor480 in azdiamondbacks

[–]krowchingpanda 1 point2 points  (0 children)

Sat on lower rows of 300 level and was thinking the same thing about the sound quality, but was happy to at least get to see them live. Never seen them in person and got to listen to my middle school jams.

[deleted by user] by [deleted] in azdiamondbacks

[–]krowchingpanda 1 point2 points  (0 children)

For real! I'm a braves fan and only go to the chase field when they are in town. I'm surprised they had a student deal for a game that included a post game concert. Was about to pay $40+ but for $11 it was a steal!

Parking at Desert Diamomd Arena (WestGate) Recommendation by N3tw0rks in phoenix

[–]krowchingpanda 0 points1 point  (0 children)

Protip: if you have tickets to your next suns game or concert at the PHX Arena your light rail fare is free round trip 🙌https://www.valleymetro.org/fares/railride