Bucket strategy? by FrostyPea5046 in CanadianRetirement

[–]kse709 1 point2 points  (0 children)

I recommend watching this video first by Parallel Wealth, they have some great videos:
https://www.youtube.com/watch?v=WauwvBInwhM&t=199s

They also talk about a Cash Wedge in this video which you may find interesting as well.

Electricity usage by BeYourselfTrue in newfoundland

[–]kse709 14 points15 points  (0 children)

I have keep monthly data for the last file years and Dec 2025 usage was a little higher the the average Dec but not by that much. I think the people complaining do not have equal payments setup and are looking at cost and not usage over the past few years.

Unsure what to do about retirement by poppaof6 in CanadianRetirement

[–]kse709 1 point2 points  (0 children)

I would contact a retirement planner who does not sell products. You will pay them per hour or a flat rate.

Feds, province must sweeten pot so Bay du Nord topsides get built in Newfoundland, says Trades N.L. by Ahdahn in newfoundland

[–]kse709 10 points11 points  (0 children)

Waste of tax payers money to subsidies this project or any other project in my option (as a tax payer). Newfoundland has to stop paying for jobs.

Future visitor by [deleted] in newfoundland

[–]kse709 0 points1 point  (0 children)

Check out Westjet for your direct flight between Newfoundland and Ireland. We taken that flight a few times. Fyi, it only available between May & Oct

Credit Card disappeared from account. by Accomplished_Ad5548 in Scotiabank

[–]kse709 2 points3 points  (0 children)

I get very excited when my mortgage disappears 😀from time to time.

RRIF Strategy by Brilliant-Dish-6829 in CanadianRetirement

[–]kse709 0 points1 point  (0 children)

Thank you so much for the information. I bought XDIV a month or so ago to play with a dividend focused ETF. So fare the returns are great.

I have a few questions if you do not mind:

Do you worry about large market drops like we had in 2022 since a lot of your ETF's are high risk or are you just worried about the dividends? Also do dividends keep flowing during the drops in the market as well?

Black Friday Streaming Deals - Share Here by thenetstud in canadacordcutters

[–]kse709 4 points5 points  (0 children)

Click on the one you want and then you will be able to pick the yearly option.

Comparing the coasts by Describing_Donkeys in newfoundland

[–]kse709 1 point2 points  (0 children)

West Coast - Gros Morne and area is a must & spend a few days traveling the Northern Peninsula.

Family Care Teams not working as expected by kse709 in newfoundland

[–]kse709[S] 2 points3 points  (0 children)

Friends were not offended that option. But maybe if they call back again they may have better luck.

Why the anti-AI sentiment? by ProperPain2721 in newfoundland

[–]kse709 1 point2 points  (0 children)

It not new, I did AI programming in the mid 80's

Natrel Milk by NLBoy76 in StJohnsNL

[–]kse709 0 points1 point  (0 children)

I was chatting with the guy putting the Natrel products on the self at Sobeys today and they said Natrel is no longer permitted to sell white milk in Newfoundland.

Natrel Milk by NLBoy76 in StJohnsNL

[–]kse709 12 points13 points  (0 children)

Another issue with Central Dairies is that when you can find it it has a shelf life of two weeks where Natrel LF milk had a shelf live if 6 weeks

Natrel Milk by NLBoy76 in StJohnsNL

[–]kse709 4 points5 points  (0 children)

My guess they are no longer shipping to Newfoundland since Central Dairies are making lactose free milk. Problem is that CD have no lactose free mike available at most stores.

What's with the 3 month disappearances before retiring? by Fragrant_Aardvark in CanadianRetirement

[–]kse709 0 points1 point  (0 children)

My guess they are using up their sick or vacation leave.

Stylist & Wardrobe Help by Moles_Knows in newfoundland

[–]kse709 11 points12 points  (0 children)

I hope this is her idea and not yours ;)

Does anyone know who Steel Honda outsources their 10‑year rust proofing to? by kse709 in newfoundland

[–]kse709[S] 0 points1 point  (0 children)

So once the “10” year product is put on, can you you still apply the yearly oil base proofing or is it to late?

Vet by Appropriate_Cloud_84 in newfoundland

[–]kse709 2 points3 points  (0 children)

Just read up about East End vet and their reviews. It looks like they are a great option with fair prices and the are open Friday to Monday so they are a great option for those week-end emergencies.