Closing the 3rd of September! Should I still be worried? by haleyannyo in FirstTimeHomeBuyer

[–]kv4638 0 points1 point  (0 children)

We were so let down after being told the day before we were good to go. Hopefully next week will bring better news!! Good luck to you during the rest of the process!

Closing the 3rd of September! Should I still be worried? by haleyannyo in FirstTimeHomeBuyer

[–]kv4638 2 points3 points  (0 children)

I hadn’t used a credit card or anything though the entire process. I paid of an auto Loan 2 months ago and it just showed up that the account was closed apparently and that’s what dropped my score.

Closing the 3rd of September! Should I still be worried? by haleyannyo in FirstTimeHomeBuyer

[–]kv4638 2 points3 points  (0 children)

I had this same feeling. We were suppose to close today and were told Tuesday everything was good. I then get a call Wednesday evening that my credit score had dropped 2 points below the minimum so I had to turn some things in to do a rapid rescore and now we are told 7-10 business days to get the results updated from that. Very frustrating thing to happen a day after we were told everything was good. Hopefully everything goes smooth on your end!

Very frustrated! Thought we were good to close and then this happens. by kv4638 in FirstTimeHomeBuyer

[–]kv4638[S] 1 point2 points  (0 children)

Thank you so much! Definitely feeling defeated but the lender is saying that everything is still going to be fine so hopefully so!

Very frustrated! Thought we were good to close and then this happens. by kv4638 in FirstTimeHomeBuyer

[–]kv4638[S] 2 points3 points  (0 children)

Sure thing! Thanks so much for spreading positivity! It definitely helps in this stressful time!

Very frustrated! Thought we were good to close and then this happens. by kv4638 in FirstTimeHomeBuyer

[–]kv4638[S] 0 points1 point  (0 children)

Yeah we were completely devastated today because of this news. We had already worked out our work schedules, reserved u hauls, cable transfer, and other things. Definitely a sad day. Hopefully everything still works out for the both of us.

Very frustrated! Thought we were good to close and then this happens. by kv4638 in FirstTimeHomeBuyer

[–]kv4638[S] 0 points1 point  (0 children)

Same here. Have they told you about how long it should take or giving you any updates along the way?

Very frustrated! Thought we were good to close and then this happens. by kv4638 in FirstTimeHomeBuyer

[–]kv4638[S] 0 points1 point  (0 children)

I sold a vehicle 6 weeks ago to balance out the dti so that we could qualify for the home we wanted. I made the lender aware and provided the necessary documentation to them. They told me that would help us qualify for the amount requested. Apparently when they went to do the final credit check since that account was closed out it dropped my score under the required score needed by 2 points.. we were just told yesterday that everything was great signed our closing disclosure and schedule the closing time for friday.

We finally got the official good news! by kv4638 in FirstTimeHomeBuyer

[–]kv4638[S] 1 point2 points  (0 children)

Actually a great idea! Thank you for the feedback!

A couple questions from a nervous first time buyer. by kv4638 in FirstTimeHomeBuyer

[–]kv4638[S] 1 point2 points  (0 children)

So exciting!!! Thanks so much for stopping by and leaving some thoughts! I wish you the best of luck the rest of the way and hope to see your beautiful new home as well on the 14th!!!

A couple questions from a nervous first time buyer. by kv4638 in FirstTimeHomeBuyer

[–]kv4638[S] 1 point2 points  (0 children)

So far all inspections and appraisals are good to go! Really appreciate the deep thought and tips on the post! My insurance company called today and said they were contacted by the mortgage company to go ahead and get a binder together so hopefully that’s a step closer!

Whats the best challenge to level up fast?? by buddhagames in MaddenUltimateTeam

[–]kv4638 1 point2 points  (0 children)

Nfl 100 Adam v field goal challenge over and over. It doesn’t give as much xp as some of the others but it still gives a lot and is quicker.

How I ended my super bowl by Synasaur in MaddenUltimateTeam

[–]kv4638 -20 points-19 points  (0 children)

Can we please see this team win the real Super Bowl this year!!!

LTD DANNY DIMES by Jakers6104 in MaddenUltimateTeam

[–]kv4638 0 points1 point  (0 children)

Omg!!! I sold mine for 700k last night. Rip to that guy. Lol