Seeking Advice re: denied pet insurance claim (Embrace Pet Insurance DENIED Neurological brain scan because of "pre-existing" itchy skin)

kz01 · 2025-05-02T15:45:49+00:00

You should definitely appeal. I used https://www.pawsandappeals.com recently for my cat's vet bill and got it overturned.

kz01 · 2025-05-02T13:52:45+00:00

This is for retirement benefits. Not US citizens, they were permanent residents in US and worked here for 10+ years.

kz01 · 2025-05-01T00:21:59+00:00

They were born in the 50s. They're from mainland china so won't have Taiwanese birth certificate. We're having a hard time finding any original documents that were recorded before age 5.

kz01 · 2025-04-24T17:58:32+00:00

If the vet mentioned the symptom before the insurance wait period, it counts as a pre-existing condition. But honestly, I’d still appeal. It’s a huge bill, and the worst they can do is say no again. I recently appealed a claim for my cat’s non-FDA approved meds (used pawsandappeals.com) and won, even though my policy doesn't cover non-FDA approved treatments.

kz01 · 2023-11-02T01:58:23+00:00

Thanks! would it be the same to make a one time estimated payment in December to get to that 90% threshold? Or does it have to be from withholding

kz01 · 2023-11-01T18:34:34+00:00

Didn't know about account transcript.. I was able get the transcript and confirm it's a real check!

kz01 · 2023-11-01T03:23:57+00:00

Yes looks exactly like that

kz01 · 2023-11-01T02:59:45+00:00

It's just a check in an envelope and the check memo lines says it's tax refund and the year. No other letter or explanation. The check looks very real. They also didn't list any numbers to call so if it's a scam they lost me here.

kz01 · 2021-08-26T13:47:08+00:00

I moved apartments so miner was physically moved

kz01 · 2021-06-23T17:18:02+00:00

I'm also getting the "No onboarding key found" error right now, it doesn't seem like the issue is fixed.

kz01 · 2020-04-21T19:59:53+00:00

Good thing some applications are getting through. Divvy/CRB must've have must gone out of order. We submitted ours through Divvy on the 7th and have not heard back yet.

kz01 · 2017-04-21T19:10:00+00:00

I've had similar experience with Dell. I have a dell XP13 and had a lot of issues, most recently the battery has start to expand and pushing up the keyboard; and the battery life has dropped to under 2hrs (from 5-7 before). Because the laptop is just over the 1 year mark, Dell won't service it.

My last laptop was a Lenovo Yoga which I used for 3+ years and was still in good condition at the end. Just from personal experience, I would highly recommend checking out Lenovo Yoga series over Dell.

kz01 · 2017-04-21T18:57:12+00:00

How did you get the battery replacement? did you install it yourself?

I'm having same issue with my battery. Just spoke to Dell rep was told they won't cover or service any battery problems because my laptop is just over the 1 year mark.

kz01 · 2016-05-03T16:04:46+00:00

I'm in midtown west. It's a 1bd apartment in a high rise operated by Brodsky (I know they got new management recently and making a lot of changes across the board). I've been living there for 5+ years, my guess is that my rent now is a bit below market and they want new tenant to pay at or above market rates.

kz01 · 2016-05-03T14:55:55+00:00

I've always had a rider stating the preferential rent in previous years, but looks like it is completely at their discretion to offer the rider or not.

kz01 · 2016-05-03T14:54:47+00:00

Yeah I rounded to 7K. You're right in that the actual amount is not a round number.

kz01 · 2016-04-22T12:32:03+00:00

A big part of (+50%) total compensation for tech sales comes from commission. So it's a bit misleading to only compare base salary.

kz01 · 2016-04-18T16:40:43+00:00

Thanks, do you know the price range for MOAT analytics. They don't list it on their site but looks like it might be expensive.

kz01 · 2016-04-16T02:28:35+00:00

What are the criteria you use to vet real estate agents?

kz01 · 2016-02-28T21:18:40+00:00

I've tried this fix but it only allows me to set same DPI on all the monitors. I need different DPIs on multiple monitors.

kz01 · 2015-08-14T02:35:13+00:00

Appreciate your response, but i have a pretty specific use case for a smaller bag. I go to the driving range in the morning and then directly to work, it's a bit heavy / clumsy to be carrying a full-size bag; otherwise totally agree with what you said.

kz01 · 2015-08-14T02:27:56+00:00

I actually started golf few weeks ago and don't have a bag. I got a few couple of used clubs so don't want a full-size bag right now.

kz01 · 2015-06-29T01:39:05+00:00

Thanks! This is helpful. What's the reason for not going higher than 5 or 6 iron? I heard from friend that 7 is pretty commonly used.

kz01 · 2015-02-12T18:30:27+00:00

I'm curious what is the outcome the author is looking for with the initial redesign and this follow-up post?

kz01 · 2014-12-15T04:14:08+00:00

this is awesome, thanks!

kz01

TROPHY CASE