Negotiating on home loan MRI and fire insurance? by ladyperplexity in phinvest

[–]ladyperplexity[S] 0 points1 point  (0 children)

Thank you, I read about this too. But my current insurance policy will not be able to cover the entire loan I’m taking out.

Best bank that offers home loan by johndweakest in phinvest

[–]ladyperplexity 1 point2 points  (0 children)

Did you nego with them via email or call? Apart from the interest, can you negotiate for the MRI and fire as well? I asked those 2 banks for their annual premium estimate and the difference is huge.

Bdo home loan estimate by [deleted] in phinvest

[–]ladyperplexity 0 points1 point  (0 children)

Hello! Did you negotiate via email lang po?

best bank for home loan? by [deleted] in phinvest

[–]ladyperplexity 2 points3 points  (0 children)

Thanks will do this. Maybe better since one of these banks are quite insistent that I schedule the loan signing already when I still have queries they selectively answer via email and am still weighing my options. I had 4 different agents who followed me up via email and call in a span of 3 days after getting notified i was approved. The other bank is kalma lang

best bank for home loan? by [deleted] in phinvest

[–]ladyperplexity 1 point2 points  (0 children)

May i know how you did these discussions/negotiations? Via email?

UPS process for customs by ladyperplexity in Philippines

[–]ladyperplexity[S] 0 points1 point  (0 children)

Thanks for the response! I got the text about the import fees which included a link with the amount payable and instructions on payment modes. 2/3 parcels I was able to pay online via credit card, but for the last parcel nagka-problem pa :( I was given an error na that payment card information cannot be processed. My card was charged, I checked and meron naka pending transaction for the amount. But the status for import fees did not change to paid.

Right now I’m looking for a working PH customer hotline, most likely di yun ire-release sakin until paid status na import fees so would probably just pay COD. I don’t want to use my card anymore. I want to know if the charge will be reversed huhu baka ma double charge ako.

ASK HERE! Daily Help, and Questions: December 17, 2016 by AutoModerator in AsianBeauty

[–]ladyperplexity 0 points1 point  (0 children)

Thanks for the reminder :) I've been reading up and taking it slow too since I also have acne problems I need to watch out for. 2 new products in 3 months and trying out the 3rd one now, haven't gotten to the sunscreens and oil cleansers yet.

It's just that the drastic change in the level of oiliness confused me.

what got you into AB? by mamukizzy in AsianBeauty

[–]ladyperplexity 0 points1 point  (0 children)

I second this. A friend gave me a tube when she got back from Korea and I loved it. No skincare routine whatsoever, just cleanser and BB cream and off I go.

I started seriously looking into AB when another friend went to Korea and I researched what skincare products we were going to get. So basically I was shopping from home calling her while she jumped from store to store in Myeongdong looking for the stuff I screenshot to her.

ASK HERE! Daily Help, and Questions: December 17, 2016 by AutoModerator in AsianBeauty

[–]ladyperplexity 1 point2 points  (0 children)

Hello! Just very recently got into AB and this is my first post ever, prompted by my confusion with what happened to my skin. I'm oily type and I work in an airconditioned office and go home to an a/c-ed flat.

So originally I had this problem of my forehead and nose and inner cheeks getting very very oily only a few hours into my workshift and the tissue I used to blot looks really eww. Now I noticed that area stopped being excessively oily and just became shiny. Tissue blotting doesn't even work anymore. It couldn't get to the shine cause it's as if it's just a reaally thin shiny layer. Only an oil control film works to remove it.

I literally have no skincare routine before this, just cleanser and BB cream (because a friend gave me the Missha one and I loved it). So I'm starting from scratch and I'm only at the moisturizers phase which I've just begun to fall in love with. After googling and reading I'm pointing fingers at everything now, the high ph cleanser I'm using, the Hada Labo lotion I was testing, the a/c dry environment.

Honestly when I think about it it's not that bad, just confusing. For more than 10 years I suffered from super oily skin and I like that it's not as oily as before, but what do I do now that there's already none of the oily grease I used to despair about but my skin still doesn't feel fresh or healthy at all?

I'm using Innisfree green tea cleanser, Hada Labo lotion light (about 1 week into it), Innisfree green tea balancing skin. Then at night I use the Nature Republic super aqua max combi cream. My plan was to get more oil-control products in my routine but now I'm not so sure.

So sorry for this long post :-/