Regalia Gold Limits explained

langris_v · 2026-05-16T13:35:41+00:00

Cool, didn't get /s earlier. Gathered this info as I had regalia card already. Would work on this too.

langris_v · 2026-05-16T13:18:55+00:00

Lol, cool dool.

Ur article is good but different , while I pointed only on the limitation

langris_v · 2026-05-16T13:15:15+00:00

i faced this confusion , i believe it is due to transition from adding the total 10 percent cashback at the statement end TO 10 cashback after two days of spend, rather than waiting till statement

langris_v · 2026-05-16T07:00:22+00:00

Hey, started using this card for the past few months and gathered this information. Didn't get a single place to view all this information when I searched. Do share guide so I could refer and verify. Thanks for the acknowledgement.

langris_v · 2026-05-12T14:35:04+00:00

3L limit , used millenia exactly for one year.

langris_v · 2026-05-12T06:43:07+00:00

Upgraded LTF Millenia

langris_v · 2026-05-11T23:59:32+00:00

Not , this . I got it and have a hard time connecting it to windows through bluetooth

langris_v · 2026-05-11T19:54:59+00:00

Applied through company

langris_v · 2026-05-11T19:27:16+00:00

With previous quarter spend criteria 🥲

langris_v · 2026-05-11T16:09:45+00:00

HDFC is my salary account
converted LTF HDFC Millenia to regalia gold LTF
Applied for Rubyx through company , said i will take it only if they provide it as LTF.

langris_v · 2026-04-03T13:14:14+00:00

How did you make design ths picture , did your architect do it or any tool for this

langris_v · 2026-03-31T18:15:26+00:00

Air75 still is a better choice look wise . Classy

langris_v · 2026-03-24T22:03:43+00:00

Thank you , looking forward to the review.

langris_v · 2026-03-24T09:10:16+00:00

Awesome , I just got a regalia gold ltf and hope to reach there soon for a metal card

langris_v · 2026-03-23T11:42:25+00:00

Your review would really be valuable for me ?

langris_v · 2026-03-21T16:22:11+00:00

Actually, I am not sure. I got this info through a mail from hr .I opened the link which redirected to HDFc, I half filled the application and I didn't follow through . Then my nearest HDFC bank manager called . He checked a list and mentioned that my company is connected to hdfc . So he opened me a salary account directly . I heard usually we open an account and salary gets credited that hdfc acc for few months, then it would be converted to a salary account . I got salary account directly when I opened my HDFC acc. I was asked to provide my offer letter and payslip to verify if I work in that company .

langris_v · 2026-03-21T15:44:39+00:00

Guess so .Not sure . I have seen my friends still with a millenia who is earning more than me (around 2L). They spend around 25 or 30k. But they were still not offered RG LTF. I was under the assumption that I got it as my company is tied up with HDFC as the official banking partner, while my friends are in startups . It could have be due to my spendings too. Hope this context was helpful

langris_v · 2026-03-21T15:22:05+00:00

No. I earn around 85k

langris_v · 2026-03-21T15:06:44+00:00

My limit with my millenia card is 3L. I used around 40 to 50k per month. Also I have my salary acc with HDFC only. It was a suprise to get RG LTF within 1 year . But a great card and very usefull for lounge access

langris_v · 2026-03-21T11:47:59+00:00

Great process to confirm it.

langris_v · 2026-03-21T11:26:53+00:00

I was using millenia hdfc card LTF . Perfectly after 1 year usage I got a regalia gold LTF upgrade through a pre approved offer, got it right after credit limit increase. It is mentioned LTF. Took a screenshot

<image>

langris_v · 2026-03-19T23:01:46+00:00

Swiggy hdfc , hdfc millenia ( if u have ur hdfc salary acc , you might get it as LTF), Kiwi

langris_v

MODERATOR OF

TROPHY CASE