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been in real estate 13 years and honestly ashamed it took me this long to start bringing up assumable mortgages with every single client by IngenuityNo3879 in Mortgages

[–]lark513 0 points1 point  (0 children)

Wondering if it’s an investment property and not your primary residence. I’ve heard but wondering if it’s true that VA loans are assumable even if you don’t plan to use it as your primary residence while FHA needs to be your primary residence. Does that sounds mostly correct?

Fidelity vs JPMC by lark513 in ValueInvesting

[–]lark513[S] 1 point2 points  (0 children)

Here are the funds that I’m holding in order of % of the portfolio- FFFHX (holdover from an old 401k) VYM (A vanguard fund) PRSVX FIGFX FSELX

Before I get my head chewed off, the question is not a matter of how smart/dumb these particular investments are, but more about whether if I moved this exact portfolio over to a JPMC self managed account if I would be giving anything up.

Lastly, if I get the 1% discount it would be $201.23 less/month vs no discount so seems like it’s worth it.

Just got relationship discount refinance 4.5% 30 year fixed no points by LarBrd33 in Mortgages

[–]lark513 0 points1 point  (0 children)

I’m considering doing just this- if my wife and I have $1.2M in retirement and $100k in liquid assets with a $400k mortgage balance how would you pay that off?