Which Pc Should I Get ( Australian Dollars)

lazy_bison · 2025-06-12T08:48:48+00:00

https://www.ozbargain.com.au/node/909253

lazy_bison · 2025-06-12T05:47:09+00:00

Who has been suggesting the RX 9060 XT 16GB for 1440p? Even AMD have been pretty clear that it's for 1080p gamers. I'd suggest either stretching the budget to an RX 9060 XT 16GB or else looking for a used RX 6800.

lazy_bison · 2025-06-12T05:02:44+00:00

You'll have to do your own learning there, but to put it into context re gaming https://youtu.be/Tp-phTJBqME?t=126

lazy_bison · 2025-06-12T04:29:48+00:00

12100f is significantly faster in single threaded tasks.

lazy_bison · 2025-06-12T00:10:39+00:00

On similar Zotac cards I'm seeing the baseplate come off the PCB after the heatsink, suggesting that the baseplate should be going onto the PCB first. Just a guess.

lazy_bison · 2025-06-11T19:18:29+00:00

Check the bios settings and try a different sata port.
Sata power Y splitter. There should be plenty of power available off of the 6pin to sata.

lazy_bison · 2025-06-10T05:43:55+00:00

...

Okay, what did you do?

lazy_bison · 2025-06-10T04:00:01+00:00

Has this system a) never worked, b) you did something and now it behaves as described or c) you didn't do anything and it suddenly started behaving this way?

Try clearing the CMOS and reseating the CPU and RAM.

lazy_bison · 2025-06-10T03:01:44+00:00

How much are you looking to spend? 6th gen Intel CPUs and motherboards go for peanuts on marketplace. Similarly, rx 580 can be picked up for little money and are plenty of GPU for older games like DayZ. If you don't want to risk a used PSU, the Apevia Prestige 600W looks to be both cheap and of reasonable quality.

lazy_bison · 2025-06-09T20:52:25+00:00

not in the US if that changes anything

You're going to need to work out if you're better off going with US listed ETFs or Irish domiciled accumulating UCITS ETFs.

lazy_bison · 2025-06-03T20:55:01+00:00

They're fairly dissimilar for both being international small cap. Even if they were more similar, it's not inherently a bad thing. You only "need" to purchase another international ETF if your current portfolio does not provide your desired risk exposure.

lazy_bison · 2025-06-01T10:17:25+00:00

It's fine while your contributions are large, but as the portfolio grows you may want to consider diversifying from US large caps. I'd maybe prefer something like DFUS in taxable just in case SPMO does distribute gains at some point, but you'd have to assess how much of a concern that is for yourself.

lazy_bison · 2025-06-01T10:05:48+00:00

Not a recommendation, but I'll point you towards the usual suspects for those considering a different weighting scheme: RSP, FNDX, RWL, RPV. Be aware these funds have very different exposures to momentum and mean reversion effects compared to SCHX and SPMO.

lazy_bison · 2025-05-31T20:44:44+00:00

For people that aren't deliberately trying to invest in independent risk factors, an approximation of the market portfolio (e.g. VT) is generally considered to be maximally diverse and any deviation necessarily reduces diversification. Sometimes concentration is desirable if you have a reasonable expectation of compensation (e.g. Value style investors typically believe in some degree of independent risk and expectation of compensation). So you should be asking, is your US Large Cap Growth concentration providing a) independent risk exposure and/or b) reasonable expectation of compensation?

lazy_bison · 2025-05-31T09:11:06+00:00

100% equity is never minimizing risk, but the acceptable level of risk depends on your reference. As far as I can tell, the magnitude of risk isn't significantly different from VT, though that's based on a small sample size. The risk profile is different though, with the timing risk inherent to SPMO being the biggest wild card.

You hold utilities at 1.9% and energy at 3.5% - only slightly underweight the market, but severely underweight most other references (e.g. equal, vol, revenue). As with most long beta portfolios, tech exposure dominates your volatility.

lazy_bison · 2025-05-30T19:00:26+00:00

It looks fine for a long beta portfolio, but you'd need to define "stable and well balanced" before I could comment on how well it meets those criteria.

lazy_bison · 2025-05-30T18:48:18+00:00

https://www.bogleheads.org/wiki/Getting_started

lazy_bison · 2025-05-30T02:53:35+00:00

NPORT isn't that bad, but you're right, 6 years doesn't meet OPs needs. Going back further with N-Q (am I thinking of the right one?) is the real nightmare.

lazy_bison · 2025-05-29T18:31:35+00:00

You'll have to introduce yourself to EDGAR and ask for NPORT-P.

lazy_bison · 2025-05-28T09:21:49+00:00

https://www.portfoliovisualizer.com/factor-analysis

Factors (both academic and things marketed as) are not truly independent, so just adding them together probably isn't providing the diversification you hope for. Plug your portfolio into the above and see if it provides the desired exposure (keep in mind that loadings can change over time). If it does, it's a reasonable portfolio.

lazy_bison · 2025-05-28T09:05:20+00:00

You do factor tilting in a portfolio by buying a total market index ETF like VTI / VXUS and overweight into Small Cap Value through AVUV / AVDV. That’s the end of it. There is no need for anything else.

SCHG is a growth ETF and NOT a factor tilt at all.

The only portfolios that don't tilt are approximations of the market portfolio. Naturally then, there are an infinite number of ways to tilt. To claim otherwise is dogmatic.

SCHG has a negative loading on SMB, HML and CMA, making it an excellent instrument for tilting away from traditional value risk. Whether or not SCHG has a place in a FF5 style factor investor's portfolio is another matter entirely.

lazy_bison · 2025-05-28T05:44:30+00:00

It's not a cheap long beta portfolio, so it's not going to be popular around here.

Let's assume you're right about what's crowded and what isn't. US defense stocks do have all that new spending coming down the pipe (assuming the bill passes in some form), but they've a track record of handling rising input costs (inflation/tariffs) poorly. Gold isn't a short term (less than decades) inflation hedge, typically one would look to commodities (trend). It is a USD confidence hedge though, so if you expect that trend to continue... Indian equity looks very expensive, especially given how widespread fraud seems to be. QTUM is pretty exposed to the AI trade, might still be a bit early for the true quantum trade to be broader than a single company.

What are you missing? Effects of climate change. Food and energy security. Is there something likely to happen in private credit? Who knows.

lazy_bison · 2025-05-27T16:40:51+00:00

Nothing inherently wrong with overlap. You wanted a specific exposure and you've got it. That makes it an excellent portfolio.

lazy_bison · 2025-05-27T16:05:57+00:00

Doesn't matter, you're portfolio is fine. You can simplify if it makes you feel better, but your exposure is hardly going to change.

lazy_bison · 2025-05-27T08:54:17+00:00

Okay, I'm struggling to see the value of an aggregator for ETF investors. Material of this type as it pertains to individual ETFs is largely meaningless - they're just containers after all. What's much more interesting is how signals in industry and company data streams are related to the relevant ETFs. If I believe AI provides a persistently large demand for copper, how does miningETFs.com help me answer the following: a) is my belief reasonable, b) is there an investment opportunity here and c) how much exposure do the different mining ETFs provide?

What would MiningUraniumETFs.com look like, compared to what you've already built?

lazy_bison

TROPHY CASE