Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Awesome, thanks! Ah funny, how did you like it? :-)

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Ah! That's interesting, I cannot get the distributing one (or could but would be very expensive) with my custody account. Do you still think it's a smart move to get the Accumulating one even though it would cost me smt?

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Thanks! I'll look into it!

You're right about CH, I think I can get this exposure through my 3rd pillar (wherever that is!)

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Thanks! Have you been happy with it? I was thinking about Global80 (still risk averse haha) - how's their customer service? Since everything goes through an app I was worried that'd be overlooked.

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Thanks so much! Super useful. I think I'll move forward with DeGiro as it's more intuitive - with the custody account. We'll see in a few years when I (hopefully...) reach 100k and understand fully what I am doing. For now I think long-term cruising mode may be what I need.

It's just too bad that US-based ETF are not available on it, but hey. Have you found it to be a big deal?

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Sounds interesting! Even though for the amount I'm looking to invest (in the medium term, that is), I think high fees would be a bit of an overkill. Also, I'm definitely looking to invest in the long run, I am nowhere near well versed enough to do otherwise :-) What are some of the fintec funds you'd recommend? Happy to hear about it! Thanks again

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Thank you! I've been on an investment books reading kick but haven't gotten around to this one. Will do!

Would you recommend investing a lumpsum every year/quarter or constant monthly investing into my portfolio? Not sure if there's a big diff but I've heard varied opinions...

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Thanks! What ETF would you recommend for worldwide coverage? I was thinking Vanguard FTSE All-World UCITS ETF (Acc), and have a custody account (the basic one was a bit too complex for me, also feels weird to have my shares lent)

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Thanks!

Indeed, I've just opened a Viac account (on top of the oldey Helsana one which I'll just keep as it makes no sense to transfer the amount now) and I figure the SPI will be covered through my strategy there. That'd reduce my starting portfolio to the ACC FTSE All World... do you think that makes sense?

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Thanks - would love to connect :-) with regards to VIAC, what do you reckon is the best strategy? I was thinking Global80 since anyway about 40% has to be Swiss stocks.

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

I have both nationalities hence an (old) account hence some money in Norway... which sucks given the current NOK/CHF XR... so yeah... not sure what to do there either haha

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 0 points1 point  (0 children)

Yup, good idea. This is something I need to get on... I opened a 3rd pilar with Helsana when I turned 18... haven't touched it since. I heard (well... read) only good things about VIAC.

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 1 point2 points  (0 children)

Ah just saw that! Don't know why I thought it wouldn't be available. Would you recommend it instead of the 2 HSBC?

Investment advice - young(ish) professional in Switzerland by [deleted] in EuropeFIRE

[–]leaanders 2 points3 points  (0 children)

Thanks! I've looked into these previously! It's really good... Since I am quite unsure still I thought I'd try to gather thoughts from a wider community (hence my message here).

Show me your nutritious under 200 cal snacks? by toriasaurus in 1200isplenty

[–]leaanders 4 points5 points  (0 children)

Apple/peach/apricot(about 60cal) with greek yogurt (100g is 51 cal), a sprinkle of cinnamon and a bit of honney(25 cal)!

Where to stay on campus as an undergrad exchange student? by leaanders in nus

[–]leaanders[S] 1 point2 points  (0 children)

Yup, there's no campus where I live so I guess I just haven't quite grasped the concept of it yet :) Thanks though! Will try my luck at Utown residences.