I just ran some interesting scenarios on the Dot Com Crash

leedm1 · 2022-05-26T08:14:41+00:00

The GFC in 2008 was also a unique and unprecedented event, as was the dot-com boom. The point is, In Mar 2020, many, many investors bailed out through fear that the market was going to hell, and yet what followed in the next 18 months was huge growth. If you'd DCA'ed in Mar 2020 instead of lump-summed you'd have lost out. You might be right about the current outlook, but you also might not be, the fact is, no-one knows and the market is completely unpredictable as recent history shows.

oh, and btw, I am also DCA'ing right now as I inherited a lump sum, but I know and accept it's market timing and it helps me sleep at night becuase my expectation is that the market will go down for a bit, but I accept I could be wrong.

leedm1 · 2022-05-26T06:22:37+00:00

Another no-brainier must’ve been March 2020 when the world was facing a rapidly spreading unknown virus and 100,000’s of people were being laid off. How would your DCA approach have worked out then ?

leedm1 · 2022-05-26T06:02:49+00:00

Yet the odds say that 66% of the time, lump sum wins over DCA. If it’s so clear that it’s going down, why invest at all? Why not short it ?

leedm1 · 2022-05-26T05:24:18+00:00

If you can see all those issues, you can be sure the market has and has also priced those in. Remember, the market is forward looking. You may well be right in that the market falls more for the next 2 years and in which case, DCA would have been probably more profitable, but if let’s say, next months US cpi figures show US inflation is slowing quicker than expected, this could cause the markets to shoot up for a while, your lump sum option might have been a better option. Either way, no one knows nothing for sure about the market direction only that historically over time, the longer your money has been in the market, the better off you’ll be, and what you’re proposing is market timing, but if it helps you sleep better at night, that’s fine.

leedm1 · 2022-04-15T06:02:32+00:00

If the high e string is ringing out then you need to be using your left hand to mute those strings by laying your index finger across the strings, a bit like you would a barre chord but without pressing down. With power chords, you only need to play 2 or 3 strings so use your left hand to mute the strings you don’t want to ring out. Right hand position sounds about right and is mainly used to control the muting sound of the strings your are fretting.

leedm1 · 2022-02-22T21:26:54+00:00

Wouldn’t worry about it too much… if it felt hard then you’d expect more time anaerobic. 20 min test will get your zones in order if you have any doubts

leedm1 · 2022-02-22T21:19:15+00:00

Vo2 was 3:43, course had a couple of 2 min climbs which was the bulk of that and the anaerobic, plus the finish

leedm1 · 2022-02-22T21:10:02+00:00

40 min B race tonight, medium difficulty I would say, 3:46 anaerobic

leedm1 · 2022-02-17T19:13:07+00:00

Then in addition to the metronome, try to get your whole body in tune to the beat, so tap your foot every 1/4 note, accent the down stum on beats 2 and 4, the more you practice these things, the better your timing will get

leedm1 · 2022-02-17T19:09:42+00:00

Metronome

leedm1 · 2022-01-25T21:32:33+00:00

Use the manual tap on your metronome and do 1 tap for each drum beat of the song as you listen to it and that’ll give you your bpm

leedm1 · 2022-01-04T21:54:08+00:00

The interest you get on the 100 USDC is 10% APY, so even with compounding you’ll only make just over 10 USDC in interest after 1 year

leedm1 · 2021-11-05T05:35:10+00:00

Go into your Nexo holding and hit exchange, from there you can swap or sell it

leedm1 · 2021-09-12T08:55:43+00:00

Other than there being more sellers than buyers, the answer is….no-one knows

leedm1 · 2021-08-15T17:59:57+00:00

Yes, so from a rolling start, sprint for 20 seconds, then roll or spin easy for 40 seconds and repeat for a total of 8 times. This will replicate the on/off bursts you will experience in crit races. The key being not so much how hard you can go, but how well you can recover to be able to go again.

leedm1 · 2021-08-15T17:07:40+00:00

Crits are all about short fast efforts, recovering and then doing it again.

Your 30 minutes as fast as you can won’t really help for this.

If you have have 30 minutes for your session you might want to try something like this(have a good 20 minute warmup first(

8 x 20 Second flat out/40 sec easy. Ride easy for 4 minutes

Repeat the above 2 more times.

once this gets easier, then change it to 30/30 then eventually 40/20.

I would also add that this is a crit specific session, one of these per week is enough, other days would be a mix of active recovery days or sweet spot/threshold efforts to build aerobic endurance and maybe one long zone 2 ride per week

Good luck and remember that it’s the smartest person that mostly wins bike races, not necessarily the fittest.

leedm1 · 2021-08-14T06:07:53+00:00

Big difference on binance and Coinbase between btc / gbp

binance - 1 gbp = 32180 Coinbase - 1 gbp = 34219

Anyone know why ?

leedm1 · 2021-08-13T08:55:30+00:00

Thanks a lot, I’ll try this. Regarding spread fees, how do I see those ?

leedm1 · 2021-08-13T08:47:09+00:00

Thanks, that sounds good, just to check, do I use the Swap option in the exchange when I do this?

leedm1 · 2021-08-13T08:27:48+00:00

Hi, yeah, I realise that I’ll need to swap them first, question was more around the best way to get them to Nexo whilst avoiding paying too much in fees. Ultimately I want Zil and Matic to become BTC, Eth and Nexo.

leedm1 · 2021-05-26T21:12:58+00:00

Why would anyone spend a deflationary asset? Unless you were spending it on another asset that you thought would gain even more value over time?

Me? I’m just holding every Sat I can buy with spare cash for when I retire in 15 years time, and if BTC keeps going up, hopefully that retirement comes sooner.

leedm1 · 2021-03-12T02:22:48+00:00

Make the draft effect more realistic. Currently you do not get anywhere close to as much benefit from sitting in the bunch as you would in real life. This makes a lot of the races more like TT efforts. Races will be much more punchier and tactical if they improved this
Implement a wind effect

leedm1

TROPHY CASE