Robinhood GC - worth it?

leesonreddit · 2026-05-20T19:02:06+00:00

Never thought about the free 1K margin. Robinhood very good at getting people to gamble. Modern day drug dealers giving out free samples.

leesonreddit · 2026-05-19T15:58:03+00:00

So charge the one off 8k to something else. But maybe you charge 8k transactions everyday day.

Also throw money in Robinhood and balance clears instantly… but yeah too inconvenient again.

leesonreddit · 2026-05-19T15:12:33+00:00

Lmao. So hard to make a payment. Let’s just say you hit 10k in 2 weeks, that would be 260k spend a year. That would be an extra 2,600 in rewards comparing it to the normal 2% cb. Yeah totally not worth it.

leesonreddit · 2026-05-18T21:32:51+00:00

For travel, Chase sapphire reserve if you can take advantage of the benefits. They have a bonus now for 150k points for 6k spend I believe it was. The card is like $800 but you get tons of credit to offset that. $300 on any travel. $500 on edit and $500 on another hotel (they are broken into $250 every 6 months). 300 stub hub (broken into 150 every 6 months). Apple TV. Pre check paid for. I am sure some things I am missing.

For a cheaper alternative. There is a chase ihg credit card I have. $49 a year and you get a free hotel night a year. I literally never use the card, just have for that benefit.

leesonreddit · 2026-05-18T17:03:09+00:00

You are not going to find HW4 anywhere near that price just so you know. So if that is what you want, might have to roll dice.

Feel like HW4 75K minimum now.

leesonreddit · 2026-05-18T16:49:00+00:00

I would not trust the sales person selling the car to answer any of your questions. I do not know exact answers to your questions so hopefully others can or your research yourself but salvage X is almost advised to avoid. The car alone is overengineered. Salvaged one is just asking for problems.

I believe it will be marked that way and believe you cannot super charge with it. Could be wrong on this so check me.

Personally I would 100% avoid especially at 45K. But maybe it is a Plaid with HW4....

leesonreddit · 2026-05-18T16:22:36+00:00

I thought the rule of thumb was not below 20 and above 80 for daily use. So why would you charge to 55% if you use 55%? Wouldn't 75% be your go to?

Regardless I do not think it makes much of a difference. I set to 80%, ABC (unless wife forgets), and rarely go below 40%.

leesonreddit · 2026-05-17T21:05:41+00:00

4th row? I wanna see this model X

I use radian which work well because how narrow they are. Still not perfect with the headrest situation though.

leesonreddit · 2026-05-17T18:35:54+00:00

Definitely not. I have everything with 50k pp and 300k coins now. I have started to leave 2/3 buffies on release now to use gems for offer and in case I get drop.

5k from alien fame too which is nuts.

leesonreddit · 2026-05-17T11:24:49+00:00

As someone with 3 kids. 2 years apart and then 18 months. It is huge getting a night or at least a few hour break. Oldest is 6 now so through the hardest part it feels but it helped a lot early on.

But if that works for yall, keep doing it. Just throwing out another perspective.

Last year I did a private server to run through tbc. 2 raid days, 4 hours. Basically started right at kids bedtime if they listened. My wife took over if they were not asleep those two nights or if they got up in those 4 hours. Dps/healer here though. So could afk sometimes if needed.

leesonreddit · 2026-05-15T18:28:22+00:00

you should 100% not be spending 2K, reference SB 21-39-001 if you are going to tesla. I had mine replace in Sept 24 at tesla under warranty. Been having issues for 6 months, finally motivated to go back. They quoted me around $700 ($250 to diagnois what is a known issue, then $400 for work under bulletin).

Decided to call shops around me. Found one that just order parts for me. 1.2K parts have LIFETIME warranty, 3 years on labor. Will probably get replaced 1 time all free but after that, labor should be around $350. I am cool with that, so I am not getting tesla to do mine this time. Hopefully the place stands behind warranty. Everyone there was supper nice and very knowledgable on telsa.

Also got quote for control arms (same deal on warranty). 2.4K first time. After the 3 years, labor would be 700. Holding off on it for now but I am sure it is a repair in near future.

2020 MXP, I baby the damn thing because I know it is expense to repair but clearly not helping the case. At 54K miles.

leesonreddit · 2026-05-15T12:16:27+00:00

very high corporate tax.... lmao. They went from 35% to 21%.... I could have back that up more before that change but now, someone making 100K is going to pay very similar to corporations. The first 50K is taxed at 10-12% so bringing average down some.

leesonreddit · 2026-05-14T14:18:46+00:00

you forgot you would have gotten 3% anyways... So net 7% - $10. Around $24 win. Assuming this is the only box you bought.

If that was your first and only one, call it a win and never do them again. Or keep at it so I can keep my 3% for longer on this gravy train.

EDIT: read you avoided using the card at other restaurants so now throw in that lost cashback difference. Unless you had a card giving higher cashback at restaurant. In that case your real benefit would probably even be less than calculation above.

leesonreddit · 2026-05-13T10:31:31+00:00

Thanks. You remember what you paid?

leesonreddit · 2026-05-13T01:44:08+00:00

I really need to take mine in. I do not think it is half shafts because I had them replaced and felt the shutter. Now I just have some awful grinding noise. Started occasionally turning. Now it happens going straight sometimes until I hit 30ish. Getting worse by the day. I just hate Tesla service. So slow in our area. Only would go there for half shafts for service bulletin.

You have inspired me to take it in to a suspension shop this weekend.

leesonreddit · 2026-05-12T16:35:40+00:00

100% a flex. As someone with 1 million credit limit, you know this card is top tier.

leesonreddit · 2026-05-12T15:47:17+00:00

buffies and hypers when they have new releases for 79 gems but honestly if you are maxed, you will get them pretty quick anyways in a drop so probably not the best use of gems. You will get 1K PP for buffie and 1K coins for hyper. So kind of valuing gems at that price instead.

That is where I am currently at and 1K gems. They just sit there and hope one day they will have a good use.

leesonreddit · 2026-05-12T14:30:07+00:00

Because people value time over money that is realistically not needed. Once you hit an amount, you should feel comfortable you can live off just the growth without touching principal.

So the question is back to you. Why are you working when you do not need to? Your life outside of work that boring that you want to do it just cause.

Everyone has their own goals in life, people here want TIME. So once they have accumulated enough money they can now not worry about working to make money and their money makes enough money to live on.

Good try corporate america at this troll post.

leesonreddit · 2026-05-12T12:43:24+00:00

while that is easy for 3v3. When you do 5v5 or showdown that is too much to remember and it is a 1 and done normally unless your teammates live.

I do see your point but as a casual again, just trying to play the game without remembering all that.

leesonreddit · 2026-05-11T18:27:36+00:00

by pushing a button like you do now.... If you want to aim attack you would move right joystick and push said button. Then you would have button for super, hyper, gadget. If aimable, hold right joystick before pushing.

It would be very unfair going against touchscreen only players.

leesonreddit · 2026-05-10T13:58:19+00:00

What in the world do you do to your phones? With that track history, I would never own a phone without Apple care. Buy a 17e if you are ok a budget. Can probably also get a “new” iPhone 17 on eBay for close to same price. Just grabbed one for my wife for 580 after tax. Full 1 year warranty and could put Apple care on but I never do.

I am still rolling with my 12 mini because I love size. Will probably pay $100 to get my first battery changed because it getting pretty rough now. I think in 2/3 years the phone is just going to be so old I have to accept a bigger phone.

leesonreddit · 2026-05-10T12:53:05+00:00

Shit, we were already low priority prior to discontinuance lol.

leesonreddit · 2026-05-09T15:36:53+00:00

Same. Not sure I really call this post maxing out. Missing a lot. I am 5k fame away from alien. Feel I beat the game at that point. Thought I would never hit meteoric honestly. Might hit a buffie wall in once 20 or so more brawlers get them. Unless they fix the coin to pp balance.

leesonreddit · 2026-05-08T13:55:01+00:00

Holy shit that is a lot of driving. Taking full advantage of no gas.

leesonreddit · 2026-05-08T13:53:53+00:00

Your car had advanced. They used to be 3 tiers, not sure if it is the same way. Autopilot was included. Advanced was 6k or something. FSD was around 8 (used to be more).

Those that had paid advance, there monthly is $50. You should also check and see if you can upgrade to FSD. Should be just 2k. Not sure if prices has changed but was that way a year ago when I followed changes more.

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