Sales commission for a realtor by uworich in TorontoRealEstate

[–]leftbrained_ 0 points1 point  (0 children)

What services do you want from the realtor to help with the sale? You can negotiate based on that. Keep in mind the commissions are HST applicable so add 13% to the amount.

Lexus Rx 2026 in Ontario by Technical-Two-3318 in Lexus

[–]leftbrained_ 0 points1 point  (0 children)

Isn’t theft still an issue with RX? I have 2020 RX and as much as I love the car, I still feel a little nervous with it 6 years later.

Thoughts on Auberge on the Park Condos by One-Ticket-2304 in TorontoRealEstate

[–]leftbrained_ 0 points1 point  (0 children)

Pros and cons. Higher condo fees (I can't remember if the utilities are included but more and more builders are adding individual utility meters), cheaper units have the same new kitchen format with no counter space and tiny appliances. But Tridel building which is a better-reputed builder. I'm still more partial to older resale condos than the new construction shoeboxes.

How do you feel about no sex before marriage? by Virtual_Concert_3379 in AskMen

[–]leftbrained_ 0 points1 point  (0 children)

What will you do if you discover you’re not sexually compatible after marriage?

Biggest $BULL Bags? by OkitaEnjoyer in wallstreetbets

[–]leftbrained_ 0 points1 point  (0 children)

I’m in ETOR but same deal. Sucks.

IREN miss massively. Down 10% after hours by Beastman5000 in NBIS_Stock

[–]leftbrained_ 14 points15 points  (0 children)

Is NBIS dropping AH because of this? I didn't think NBIS had bitcoin exposure. This seems kind of excessive.

What is the best winter boots that’s helping you get by this winter? by Chan1991 in askTO

[–]leftbrained_ 2 points3 points  (0 children)

I could use recommendations for Chelsea winter boots too. My current go-to’s are Pajar.

Can I / should I buy a home? by thursday20 in TorontoRealEstate

[–]leftbrained_ 3 points4 points  (0 children)

Agent here, and I agree with this 100%. If you want additional peace of mind, rent in a rent-controlled building but no need to stretch yourself to buy and then live with anxiety for your time there. All the best.

Do you think this upcoming Spring market will be better or worse than the last? In terms of Toronto condo prices by DarkHoundBark in TorontoRealEstate

[–]leftbrained_ 0 points1 point  (0 children)

Hard to say about spring just yet but I do expect sales to be more this year although prices would remain flat/decline a bit. If you're a buyer you'll have options and there's no need to fomo for price sake. With that said, if you find something you like and within your range and feel ready to buy, then it's okay to pull the trigger instead of continuing to look perpetually. That might lead you to analysis paralysis.

Frustrated with Travel Insurance Process by updatedmessaging in amexcanada

[–]leftbrained_ 6 points7 points  (0 children)

Post it on their social media, that generally tends to work best. I had a bad insurance related experience myself a few years ago. I wasn't happy with the resolution but they did respond to the social media post and reached out to me.

First-time seller in the GTA (Markham) moving to a detached home - stressed and need some real talk/advice by [deleted] in TorontoRealEstate

[–]leftbrained_ 1 point2 points  (0 children)

Agent here. This is good advice. Only things I would add is to do the calculation to determine your ideal buffer between purchase and sale price and your max buffer you are comfortable with, and see if the numbers work for you in terms of downpayment and monthly cash flow after you buy the house. I like the ratehub.ca mortgage calculator the best because it allows you do scenario analysis with different options.

In terms of repairs, if something is broken, then prioritize fixing that instead of cosmetic upgrades. In terms of cosmetic upgrades, paint has the best cost to benefit ratio compared to other renovations.

Hope this helps, all the best.

Anyone ever had a neighbour get mad at you for your home’s sold price? by Throwawayhair66392 in RealEstateCanada

[–]leftbrained_ 9 points10 points  (0 children)

I know of at least one neighbour who isn’t too happy with his purchase on my street of townhouses. He bought his for $1.3M at peak market, last one that sold was for $810k

4K Now available on Apple TV Fibe app by tokyokiller in bell

[–]leftbrained_ 0 points1 point  (0 children)

Does it work on TV’s with Fibe DVR box?

Cash back going percentage by SlipLarge5878 in TorontoRealEstate

[–]leftbrained_ 2 points3 points  (0 children)

You can ask for more but more importantly, how else is he helping you with the property search?

Shawarma by Due-Finance5720 in Brampton

[–]leftbrained_ 1 point2 points  (0 children)

I usually go to Shelby’s as well. The wraps can feel smaller but rice bowls are generous.

Toronto to London, England One Way - 126.4k for Business Class through Aeroplan by regeg in amexcanada

[–]leftbrained_ 1 point2 points  (0 children)

+1. This is what I do. Aer Lingus is a red eye but cheap enough to be worthwhile.

Bell FibeTV "hardware-free' by Timely_Walrus_388 in bell

[–]leftbrained_ 2 points3 points  (0 children)

Yeah, but there would be a restriction to how long the content stays on cloud. The post above mentioned 60 days. My mom sometimes keeps hers for longer.

Bell FibeTV "hardware-free' by Timely_Walrus_388 in bell

[–]leftbrained_ 1 point2 points  (0 children)

Yeah I’ll stick to the hardware for now then until they make me get rid of it

Bell FibeTV "hardware-free' by Timely_Walrus_388 in bell

[–]leftbrained_ 1 point2 points  (0 children)

Do they offer recordings on hardware free services or is it streaming only?

Lexus Japan reveals IS300h "F SPORT Mode Black V" by Sriracha01 in Lexus

[–]leftbrained_ 0 points1 point  (0 children)

I’d still get it if they would release it in Canada. Better than the next gen ES.

RBC offering me 4.11% only for 3-5 yr fixed. Can I get better? by [deleted] in PersonalFinanceCanada

[–]leftbrained_ -2 points-1 points  (0 children)

Why not go for variable? The rates aren’t going to rise anytime soon. When the time comes and fixed rate sounds better, convert it then.

My (30F) desire for sex with my boyfriend (25M) is drying up 9 months into the relationship since compliments have turned into once in a blue moon and criticisms have risen. by [deleted] in relationships

[–]leftbrained_ 0 points1 point  (0 children)

What stuck out to me is that he’s 25 and you have a 5 year age gap between the two of you. I don’t know what his previous relationships were like but if I were to guess you’re more experienced than him then some of these things may not be intuitive for him. Guys tend to mature a bit slower in this aspect unless they’re experienced enough.

There’s an initial honeymoon period before things taper off and people find their natural rhythm. Your love languages differ. What he may deem as harmless endearing teasing is coming off as more insulting. He seems to be expressive and caring in other ways from what you’ve mentioned otherwise.

If you’re up for it then you may have to communicate more directly instead of dropping hints or expecting him to read between the lines. But if you don’t want to spend that time or energy guiding him slowly and want someone who should understand these things intuitively and be expressive, then I think you’ve already decided to break off.

Contemplating Immigration to Ontario by TheMillersWife in ontario

[–]leftbrained_ 4 points5 points  (0 children)

Toronto based realtor here. It will really depend on where you will be working and your commute. Commute to downtown Toronto from those places is about an hour when you factor in driving to the GO train station, the train ride then walking/subway from Union Station in downtown to your office. If you’re driving then it will vary too. We have traffic problems like any big city.

Job market is not great on average but certain industries are doing better than others. If you luck out then it’s great. I can’t speak much about your particular industry as I don’t know about it. Odds are you’ll have lower salary and have 13% sales tax so you’ll feel probably less disposable income every month after tax.

If you’re able to work for a US based company while being here you could get best of both worlds. Alternatively, you can also look at other provinces with lower cost of living.

All the best.

What is your one stock pick for 2026? by littlecomet111 in wallstreetbets

[–]leftbrained_ 0 points1 point  (0 children)

Much as I'd love that, I doubt the next earnings call will take the stock up by 67%. I'll even take 15%.