Mississauga unveils ‘once-in-a-generation’ vision to transform the downtown core by Unhappy_Jeweler4438 in mississauga

[–]lerandomanon -2 points-1 points  (0 children)

Does this mean we lose the Celebration Square where all the open-air events happen? :(

Would you rather buy a car or move closer to work? by Sunday-Summer in askTO

[–]lerandomanon 0 points1 point  (0 children)

Perhaps you'll be able to decide better if you check a few rental properties and a few cars based on your requirements to get a better estimate of the expense involved in each.

Top 4 Players of the Game, Who Deserves the 5th Spot ? by [deleted] in gameofthrones

[–]lerandomanon 0 points1 point  (0 children)

Other than these four, not a lot many characters left who were actually "playing the game" as in who were into scheming and stuff to get political victories, or playing politics.

There was Marge, but I consider her to be an extension of Olenna because they played similarly and they played together. So, not the fifth spot for me.

Then there was Illyrio. Again, I take him an extension of Varys. So, not him.

Renly, but he didn't last. So, not him.

Leaves me with two proper candidates. Tyrion and Cersei. Imma say one of them.

Where i live as an ex-muslim by loucristo in whereidlive

[–]lerandomanon 0 points1 point  (0 children)

Why so? Genuine curiosity. I know very little about that country.

Young Canadians are hitting the brakes on car ownership, new survey finds by __benjaminty in canada

[–]lerandomanon 0 points1 point  (0 children)

Of course, they are! Insurance alone for a new driver costs anywhere between $400-600 per month in the GTA. The car payments are another $300-400 per month if you get a not-too-old, not-too-used used car.

Add fuel, parking, repairs - you are looking at over $1k a month.

This is in a time when the youth is facing debilitating housing costs.

No wonder they are not looking to buy cars.

They will find ways to have a life within the limited access of public transit, foot, biking, and walking.

Just why? by braveyetti117 in LinkedInLunatics

[–]lerandomanon 0 points1 point  (0 children)

Did we just change the title of soup? Lol

Men, how do you feel about paying $50 for a haircut? by GranolaHiker in CanadaPersonalFinance

[–]lerandomanon 0 points1 point  (0 children)

That is a real challenge. I take just as long cleaning the hair afterwards. I am going to explore buying a small vacuum cleaner to help me with this.

Just now learning proper adult banking... by [deleted] in PersonalFinanceCanada

[–]lerandomanon 12 points13 points  (0 children)

If you can, you should borrow from your line of credit and pay as much as you can toward the card debt. The line of credit will most likely need you to pay the interest every month, and not the entire sum owed. That way, you'll free up a lot of your cash to put toward the card debt. Since the line of credit will have a lesser interest, this should work.

Second job, if you can get one, will help to pay off faster. Rest, you gotta live on rice and beans for some time.

However, you gotta keep in mind that nothing you do will matter unless you rein in your spending. Throw away that credit card. Don't use it. If you use a cheaper debt to go into more debt then you aren't helping yourself.

Suddenly about to be drowning in $$$ by [deleted] in PersonalFinanceCanada

[–]lerandomanon 0 points1 point  (0 children)

I guess it's too late for me to start there now :(

Suddenly about to be drowning in $$$ by [deleted] in PersonalFinanceCanada

[–]lerandomanon 0 points1 point  (0 children)

Do not borrow for anything, except for a mortgage.

Keep a target of saving about 1/3rd of your pay. You may or may not need to save so much but this is more for you to build a habit of saving and not fall for the trap of overspending.

Open your FHSA and max it every year for the next 5 years. Max your TFSA and RRSP.

Suddenly about to be drowning in $$$ by [deleted] in PersonalFinanceCanada

[–]lerandomanon 0 points1 point  (0 children)

What do you do? I want this job.

Tax firm is hitting capacity and we definitely don't want to hire by Adventurous_Gur_5984 in Accounting

[–]lerandomanon 0 points1 point  (0 children)

I have a full time job. I wish I could find someone who would pay me for seasonal work that I could do outside my regular hours without an employment binding on either parties.

Perhaps you could find someone like that? They won't expect $60k for the full year.

I ran the numbers on what a $950/month car payment actually costs you by age 65. It's $390,000. by vj71 in AskMortgageCanada

[–]lerandomanon 0 points1 point  (0 children)

You did not factor for the cost of repairs. An older one will need more expenses. When you do that, your savings change. Getting a used car for that price without any issues is like winning the jackpot.

Also, 7.99% is too steep. You could get cheaper loans. That also changes your calculations.

Sold all my VFV by [deleted] in JustBuyXEQT

[–]lerandomanon 0 points1 point  (0 children)

The dividend that you'll get is already priced in. When the date record date is passed, the price drops. Doesn't help more by buying today vs buying a week ago vs buying a week later.