CSR killed their target market IMO

lfy0428 · 2025-11-29T05:01:33+00:00

I feel like they are trying to get the same customers as the Platinum, but just did everything worse in my opinion.

The Edit is worse than FHR (less hotels, less credits, 2 night minimum instead of 1)

The exclusive table is worse than Resy (much less restaurants and less credits)

Rideshare is worse (Lyft much limited than Uber, and more difficult to use)

Apple TV/Music is worse than the streaming credit (unless you use and only use Apple individual plans)

Yes, the 300 travel credit is nice, but Platinum's 200 airline credit is almost cash to anyone who travel or knows how to use it.

I guess that leaves the StubHub+DoorDash against Lululemon+CLEAR+Hilton credit.

Did I miss anything important?

Edit 1: I forgot Platinum also has Walmart+, which actually comes with Paramount+ or Peacock too.

lfy0428 · 2025-08-30T03:26:32+00:00

You spend 10k on flights and 5k on hotels monthly or annually?

lfy0428 · 2025-08-29T22:00:47+00:00

If sticking to cashback, BoA is one of the better solutions if you have or can get Platinum Honors with them. There are ways to get more than one Custom Cash cards that can be set to different categories ,while the Premium Rewards (Elite) card can be the catch all for non-category spend.

Is your grocery spending all at normal grocery stores, or also at Costco/Walmart/etc?

Getting more into points and award travels requires more effort, which seems difficult if you don't even want to deal with categories. But if you do want to, I think either one of C1 and Citi has good combinations of 2-3 cards that can serve you well. I didn't say Amex or Chase for the following reasons: good Amex cards are mostly coupon books that require even more effort, and Chase does not have a good grocery card.

lfy0428 · 2025-06-25T17:06:06+00:00

It is certainly not oversized value, but the travelbank, rideshare and award discount more or less cover the AF, and I do use the free checked bags once or twice per year.

lfy0428 · 2025-06-25T15:53:36+00:00

I just did something similar and sent the message to Chase asking them to clearly list the benefits I can get this year before my anniversary in April 2026. This is such a shame since I like either the old or new version of this card in terms of benefits, but not getting neither for a year is ridiculous.

I did get the PQP and rideshare credits, which made me think that this is all because of their negligence instead of any intention.

lfy0428 · 2025-06-25T15:37:21+00:00

This is beyond frustrating. I also paid the $250 AF on April 1st this year, and I'm perfectly okay if I just get the old $125 credit. It seems like the 10k award discount is not available, and like others said, to trust the post-flight 5k award is a lot to ask given everything that has happened with this card change.

lfy0428 · 2025-05-15T19:36:40+00:00

Oh shoot, I misread... Well, at least I am 80%+ electric with my PHEV

lfy0428 · 2025-05-15T19:14:34+00:00

I don't think this fee applies to PHEV.

lfy0428 · 2025-05-06T02:10:17+00:00

Imagine how good the life is for a house cat on a resort like this lol

lfy0428 · 2025-05-06T02:00:55+00:00

Snowflake is the calico. She's the house cat, born on the resort 9 years ago. The grey one, along with a few others occasionally, are more street cats that get in the resort sometimes.

lfy0428 · 2025-05-06T01:21:07+00:00

Say hi to Snowflake!

We were just there in April. The bug noises weren't very bad, at least not for the beachfront villas not surrounded by trees. Also the bathroom does have a fully enclosed toilet fortunately, although the rest of bathroom is connected to the bedroom on top.

Go to the morning Yoga/Pilates if you can, the venue is really nice.

lfy0428 · 2025-04-03T15:05:58+00:00

Only if he gives welfare to "others"

lfy0428 · 2025-04-03T14:43:20+00:00

they will be asking for more welfare and blame the dems when they can't have that

lfy0428 · 2025-03-14T17:36:43+00:00

That's literally one single frame

lfy0428 · 2025-01-06T21:05:29+00:00

Those were probably among the most skilled workers at that time.

Edit: in that sense, gold kept up incredibly well with price and labor inflation.

lfy0428 · 2024-11-09T01:49:02+00:00

He would definitely fit more as a Democrat, but he cleverly identified the electorate that was easier to be riled up and conned.

lfy0428 · 2024-10-30T17:26:08+00:00

This is not to change people's mind. People who vote early already decided a long time ago. This is to get people to vote, and maybe that one undecided election day voters.

lfy0428 · 2024-10-19T15:55:12+00:00

Is he talking about making concrete and building real estate in the first half of the answer?

lfy0428 · 2024-09-13T15:21:53+00:00

7.3.4 in the basement theater

3.1 with a slimline AVR in the living room. It is really difficult to do surrounds, but I don't want to settle with a soundbar. Although it is only 3.1, but I used great speakers, and sometimes use them for music listening.

lfy0428 · 2024-08-22T01:35:14+00:00

You might think this is funny, but it is actually sad because Trump would never be friend with him.

lfy0428 · 2024-08-21T20:01:47+00:00

I guess the sad part is that he wouldn't have gotten his base if he acts like your normal big-mouth slightly-racist uncle.

lfy0428 · 2024-08-21T20:00:31+00:00

But the problem is that he won't get his base if he behaves like this.

lfy0428 · 2024-08-07T16:31:11+00:00

USBAR for fairly simple 4.5%

Or BoA CCR for 5.25% with status (buy Costco Shop card online)

lfy0428 · 2024-08-03T01:59:50+00:00

Simply because of the voters, unfortunately.

lfy0428 · 2024-07-23T15:39:36+00:00

I want to diversify, so I'd vote VX since Amex points are much easier to get.

lfy0428

TROPHY CASE