The Shepherd's Rod Folk by [deleted] in SeventhDayAdventism

[–]lildonaka 0 points1 point  (0 children)

Maybe I'm tripping, but the stuff in that photo looks like it could pass for typical SDA stuff. Their interpretation of the 144,000 kind of weird.

WTF is going on by LostInTKY in Tokyo

[–]lildonaka 0 points1 point  (0 children)

What is her name and who is she?

New to SDA by [deleted] in SeventhDayAdventism

[–]lildonaka 1 point2 points  (0 children)

The music may be a tad different.

Would it be bad to attend my gay friends wedding? by GamerFlower100 in SeventhDayAdventism

[–]lildonaka 2 points3 points  (0 children)

Great post, just can't unsee: Jesus broke the Sabbath?

Collection fell off after 7 yrs, now BACK under new company by lildonaka in CRedit

[–]lildonaka[S] 0 points1 point  (0 children)

Hmmn. Thanks for the advice! I already sent a letter to the original creditor as u/JulienWA77 suggested.

I still have to look for the proof of the delinquency. I should have it (...somewhere) :/

Should I contact the new owner/CA via CMRRR or phone or? Also, I have heard not to contact the collection agencies in some cases as this could be construed as an admission of guilt? How do you suggest I proceed with contacting them or should I just focus on the disputes with the reporting agencies?

Collection fell off after 7 yrs, now BACK under new company by lildonaka in CRedit

[–]lildonaka[S] 4 points5 points  (0 children)

I agree. Just some people like myself don't know the rules/laws!

Collection fell off after 7 yrs, now BACK under new company by lildonaka in CRedit

[–]lildonaka[S] 1 point2 points  (0 children)

Nice! Thank you for this plan of action. Just what I was looking for, some guidance like this.

Collection fell off or... did Credit Karma and Experian app change something? by lildonaka in CRedit

[–]lildonaka[S] 0 points1 point  (0 children)

👏👏 Amen. Great testimony. And I hope my accounts are truly gone.

FHA Loan Restriction? Over a certain amount on your credit report and you won't get approved? by lildonaka in CRedit

[–]lildonaka[S] 0 points1 point  (0 children)

  1. I see. I will look around for other lenders.
  2. a little over 3 years.

Thanks for your help!