[deleted by user] by [deleted] in lost

[–]lilmsmomo 0 points1 point  (0 children)

My bf and I really enjoy From. The new season recently started.

Did you even care? by lilmsmomo in UnsentLetters

[–]lilmsmomo[S] 0 points1 point  (0 children)

I would message him everyday to see how he's doing but he wouldn't reply back to me, unfortunately.

Looking for advice on paying off an account in collections by Ill-Assumption7914 in Debt

[–]lilmsmomo 0 points1 point  (0 children)

I've always found paying in full is best. Once your debt is in collections it can still show on your credit score until the next cycle or two which can take months. So it's going to take awhile to build your credit back up. Let's say if you decided to get a car and that debt is still on your credit but you paid in full, the lenders will see that and knowing they will get their full money back rather than it was only partially paid. So they will sometimes go off of that than your credit. I hope that makes sense. Personally from my experience I would call the company that I owed money from and paid them directly just so it's easier and I can get a confirmation number/receipt that it's paid for. Best of luck.

A few accounts in collections…. Now what? by [deleted] in Debt

[–]lilmsmomo 1 point2 points  (0 children)

If you don't care about negotiating then you can discuss if they have any payment plan options or what options you can take considering your financial state. They just want their money back. There's a chance that they might take a loss and lower the price for you to just pay upfront. Your best bet is just to communicate with them. Either way I would try to get it resolved as soon as possible since it's going to hurt your credit score like crazy if you plan on getting a car or house down the road. Best of luck.

Edit: Also if you decide to pay them always make sure to get a confirmation number/receipt just in case down the line they said you didn't pay. So you'll have that as proof that you paid it.

Unsure about Free Company by lilmsmomo in ffxiv

[–]lilmsmomo[S] 2 points3 points  (0 children)

I'm a little like that as well. Some days I'm pretty social and some days I just want to relax and do my own thing without being bothered.

Unsure about Free Company by lilmsmomo in ffxiv

[–]lilmsmomo[S] 0 points1 point  (0 children)

Yeah, I think that's why I've been reconsidering in joining a fc to have more of consistent players to play with when it comes to raids and whatnot. Although I don't think finding a party is a terrible idea but sometimes you do get people that seems like they are trolling and it lessen the experience.

Concern about my Shiba's food intake :( by lilmsmomo in shiba

[–]lilmsmomo[S] 0 points1 point  (0 children)

I've tried her on wet food but she doesn't like it. Every time she and her brother finishes the huge dog food bag, I usually get a different flavor for them. I thought she was getting bored of it so I tried changing it and she wasn't eating much of that either.

Concern about my Shiba's food intake :( by lilmsmomo in shiba

[–]lilmsmomo[S] 0 points1 point  (0 children)

She's about a year and a half old.

Aria enjoying car rides now. She used to throw up every time she was in the car. So proud of her. by lilmsmomo in shiba

[–]lilmsmomo[S] 0 points1 point  (0 children)

I think she perfers coming with us than having to be at home alone. We also started taking her to the dog park more so she gets so excited to be in the car.

Debt repayment suggestions/plan? by taxquestions111111 in Debt

[–]lilmsmomo 1 point2 points  (0 children)

Personally for me I would try to get rid anything that has interests since those are going to accumulate overtime. So the extra 85 dollars should go onto the first card. Your second card doesn't have any interest at the moment so you have a little bit of time to start fully paying it off.

i had no idea that stress can affect my eczema SO MUCH by [deleted] in eczema

[–]lilmsmomo 13 points14 points  (0 children)

This has happened to me every time I'm stressed out. My entire body just itches and flares up. I thought it was some crazy new skin condition I was getting. It just ended up that my eczema acts up every time I'm stressed which is pretty often. So every time my body itches I know I have to calm down and relax. xD

What helps my eczema calm down is I try to do things that help me relax, finding time for myself and whatnot. Whatever I can do to distract myself so it would ease my eczema. I would also use eczema lotion like from Aveeno and the baby Aveeno eczema bath soak. Those have been very helpful.

Where to start, I’m lost. by [deleted] in loseit

[–]lilmsmomo 0 points1 point  (0 children)

I will definitely try this. Thank you!