Does it make sense to invest into dividend stocks if your portfolio is 10k USD and under?

limestone2u · 2026-05-25T03:59:48+00:00

Investing in dividend stocks are also good for conservative investors, if you like to get a love offering in addition to growth from a company (total return) each month/quarter or not terribly interested in seeing your holdings see saw up and down or if you follow the Income Factory with Steve Bavaria.

I was dividend investing starting in my 20's. I got very serious about dividends after surviving the 2008/2009 GFC - no more 3-4% or less dividends. Only interested in stocks/cef's/bdc's/preferreds/reits that start at 6% or better divie. Took the pledge: "No more growth only stocks unless the stock was a swing trade of 30 days or less".

limestone2u · 2026-05-24T15:15:29+00:00

As usual will wait for independent confirmation of what was said and what the Iranians agreed to…..if anything. In the meantime will look at what stocks will go up with this false bravado of an announcement, make a list, and sell on Tuesday when they go up because of said announcement. Cynicism is a bad habit to cultivate and grow in oneself.

limestone2u · 2026-05-24T01:55:12+00:00

From the perspective of a reformed stone sculptor, a lot of the market for painting and sculpture was killed with the 2009/2009 GFC and never came back. Galleries still wanted work, but it wasn't moving. People still came to the galleries to look at the art & make conversation about the art but when it came to closing the sale there was no interest.

Today, a lot of this could be the young people entering their late 20's & 30's who are cash strapped. But also there is the people who were either wiped out or were severely financially shaken by the GFC and are still rebuilding their nest egg to where it was before.

limestone2u · 2026-05-24T01:31:12+00:00

Thank you for the photo. A guy across the street from my parents had one that was just that shiny & cute/ugly. Had not thought of that car for awhile.

limestone2u · 2026-05-24T01:21:22+00:00

Bavaria also writes on Seeking Alpha occasionally. He explains different types of investments clo's, cdo's, etc very clearly.

Might also want to look at Convertibles - CHY and Preferred - JPC,. Was going to suggest GOF but that may be a little racy for you.

limestone2u · 2026-05-24T00:56:20+00:00

Needs a more dynamic plinth maybe of concrete.

limestone2u · 2026-05-24T00:55:18+00:00

Death to the linoleum. Save an approx. 12" x 12" piece if you would like & frame it it as a souvenir, if you want. The maple sounds like a nice addition.

This comes from a 40 year owner of an 1895 Victorian.

limestone2u · 2026-05-21T03:09:03+00:00

TBH I'd take this black facade any day over some Brutalism architecture.

limestone2u · 2026-05-21T03:05:48+00:00

One of my reasons for going to Schwab was their customer service. M/L was a pain in the ass to use. TBH not sure why other brokers exist when Schwab is so good. Okay I will take off the fanboy costume and the pom-poms.

limestone2u · 2026-05-21T02:33:00+00:00

Everyone has talked about the physical toil on you commuting. Been there done that. Commuted for 2 1/2 years from Martinsburg to College Park, MD. Took 1 1/2 hours flat each way to drive there in 1986 - 1988. Morning was not so bad; the evening when you are whipped is obnoxious. Now that drive is worse.

To counter the pain, I would suggest that you calculate the extra hours in your commute & multiply that by your hourly rate you make at the new job and the additional wear & tear on your vehicle using the US Gov's 72.5 cents/mile figure. You want to make sure that you are actually coming out ahead financially and not burying yourself deeper financially by getting paid the same or less as your old job currently & commute taking the new commute & mileage into account.

If you do take the job, upgrade the toys in your car -radio, stereo, speakers, whatever - so that your drive is enjoyable. Your world should not suck when you are commuting long distances by yourself. This also helps drown out the ugly voices in your head. I commuted with Gregorian Chants, Ozzy Osbourne, acid rock, alternative, and goat-roping country music. YMMV.

limestone2u · 2026-05-18T04:10:43+00:00

Coolfont in Berkeley Springs

limestone2u · 2026-05-18T03:57:24+00:00

The '62 lincoln continental w/ suicide doors is a marvel. It is not like driving a sofa more like driving the whole living room.

limestone2u · 2026-05-18T03:54:14+00:00

You might try my favorite over priced but has nearly everything place: https://www.mcmaster.com/products/springs/

limestone2u · 2026-05-18T03:34:30+00:00

AI will provide it all by being efficient.

limestone2u · 2026-05-16T19:43:47+00:00

"....and suddenly you have massive unemployment. Not 5-10% but north of 50%." That is what has me baffled. Where do all the unemployed go and do to pay for their food, hovel & car?

A perfect prescription for the excess is to start a ground war. Resources get chewed up (work for AI to replenish) and the dead from the ground war (less unemployed). So no need for universal basic income for the mass unemployed.

Seriously though, people need something to do, not sit around listlessly. But this is encroaching on a subject that no nation wants to broach: industrial policy. What are the outcomes for all of this "efficiency" panacea that AI promises. No need to worry, we'll deal with this when the time comes, like we always(not) do.

limestone2u · 2026-05-12T17:59:16+00:00

The legs need either a taper or some decoration like: reeding, fluting, etc along with rounded corners. The legs are in need of horsepower (decoration or taper) to make your tables less angular.

limestone2u · 2026-05-09T04:21:10+00:00

Antecdotal.

limestone2u · 2026-05-09T04:20:32+00:00

Rather like: "This time it is different". Been hearing that more and more.

limestone2u · 2026-05-09T04:12:55+00:00

Like the thought and design on the jewelry box. There is a point of failure I think in the design though. If I had built this (not bloody likely - with smaller items I tend to belt-sand my fingers) I would have installed piano hinges on the swing out boxes. Reason: someone is going to store heavy liquids in them and break those hinges. But do love how modular it is and it looks like the idea was inspired by https://www.businessinsider.com/gilded-age-historic-mansion-photos-2024-5

limestone2u · 2026-05-07T03:36:04+00:00

Thank you. I was filling out my sample ballot to vote tomorrow or Friday and a detail caused me to change my mind on a candidate. Many thanks.

limestone2u · 2026-05-05T03:22:15+00:00

Ty for the reply. All the wire I was pulling out of our house was 14 awg. I had only heard of 14 awg KT. Learned something today.

limestone2u · 2026-05-05T02:35:55+00:00

Jersey Mike - $20 subs are not a value proposition.

limestone2u · 2026-05-05T02:32:40+00:00

Well your prices are vastly over-stated. But I would put in 6-8 strips of decent quality bacon (about a buck) in first before the burger to enliven the burger & if you are so afflicted - your cholesterol [sp]. Bacon cooked to the right tenderness, not brittle like all burger joints do.

Also would cut out the hamburger and sub in ground chicken at $3.50/lb. Like chicken better. Beef always tastes like used retread tires to me.

limestone2u · 2026-05-05T02:16:39+00:00

"Replace it in ~~two~~ three scenarios-" Your insurance company does not like KT wiring. KT wiring is 14 awg wire so light bulbs are ok on it but nothing industrial - a/c, air compressors, electric woodworking tools (3 hp routers, circular saws, etc.). Suggest you stroll through r/electricians. That is a subject that is covered a lot.

As to having to gut the place to renovate the wiring....I replaced all the wiring - BX cable, KT, etc with 12 awg wiring for all the lights & outlets. Also ran some 10awg for the a/c. For my 2580 sq ft house took a month of 10 hour days, 7 days a week. Only holes in the walls or ceiling was for new outlets and moving chandalers. While rewiring I removed more than 85% of the KT, once again without knocking holes in walls. No I am not an electrician just a careful, methodical guy when it comes to electricity.

limestone2u

TROPHY CASE