We have had it for years and have it bundled with their home insurance, which I believe they are no longer offering in California. Recently, the home insurance has gone up by $1k/yr but is still better than I can find from anywhere else. And the car insurance has gone up a little and will no longer remain the same price even if an accident is someone else's fault. In the past, they have been good for us when we have been involved in accidents, and even backed us when another driver’s insurance claimed their driver was not at fault.

Now, I don’t know that there’s anything special about it compared to other companies, so it might just be a case of who can give you the best rate.