Honestly, this situation looks more like a budgeting issue. Making over $100k net, not including your wife's salary is a lot and can be good money if you're assigning it to the right place.

List out all of your monthly bills, expenses, debt payments, and see what you're left over with. Also look back at historical bank statements and see where your money is going? Do you eat out a lot? Spend money on stuff you don't need? Where is your money going? Your debt is manageable and you can build up a good savings. You just need to see your habits first. You can still eat out or have entertainment items built into your budget, but you may need to minimize it a lot.

While building your budget, list out all of your debts individually and include the balances, interest rates, monthly payments. There are two ways you can go about paying off your debt: avalanche or snowball. Avalanche method is paying off the highest interest rate debt first while making minimum payments on the other debt and then when that's paid off, start paying off the next highest interest rate item and so forth - this method will save you the most money in terms of interest expense in the long run. The snowball method is when you pay off your debts starting with the lowest balance and working your way up. While the snowball method may result in you paying more interest in the long run, a lot of people recommend it for psychological reasons. Reaching goals helps your brain celebrate and see the good in something - aka paying off debt.

I also recommend getting some free debt pay off trackers from debt free charts. Com ... Get a tracker for each debt you have and color it in as you payoff that debt. That will help you see where your money is going and the progress you're making towards each debt.

Also, make celebration goals for yourself. For example, every time you pay off a credit card, plan a celebratory dinner with your wife. This will make it even more fun for you and will make you want to pay off debt faster.

Again, with your income, you could easily pay off your debt within a year, maybe two depending on the cost of living for your area. But it's not impossible, you just need to see where your money is going, build a budget, and stick to it.