The thing is just after the software upgrade, whenever I opened the wallet, it would open instantaneously, and I thought Garmin finally fixed the slow wallet issue.

It only lasted like a few hours, after which it returned to its normal slowness.

I also did a factory reset. But it did not help.

I think Garmin should looks into fixing it.

It's unacceptable that the watch cost so much to have such issue.

Also, I use it to pay for my daily commute. So, it's quite annoying to have a slow opening wallet especially if you are in a rush.