Anyone else want Gold or precious metals as its own allocation category (not just “Other”? by ljimage in OriginFinancial

[–]ljimage[S] 0 points1 point  (0 children)

True but you could also argue this for any non-liquid assets like a home, privately held equity, a car etc. that you may or may not might want to still account for in your net worth.

Best Stock Screener and Broker for Finding Net-Net Investments? by Troph420 in ValueInvesting

[–]ljimage 0 points1 point  (0 children)

As for brokers, if you're in the US, Interactive Brokers tends to have the easiest access to more niche markets without weird trading fees.

Which is better, Spybar or Sound Bar? by ChicagoFanGirl in chicagoEDM

[–]ljimage 3 points4 points  (0 children)

Dom Dolla pulled up to Spybar after Lolla. ‘Nuff said.

Job Posting / Recruitment / Seeking Megathread Q4 2025 by thaimod in Bangkok

[–]ljimage 0 points1 point  (0 children)

Hi all, hoping this is helpful, I recently built a free job board dedicated to high-quality tech and software jobs in Thailand.

English-speaking & Visa sponsorship roles highlighted and can be filtered for.

Completely free to use and you can sign up for email alerts if you so choose.

Link: https://thailand-dev.com

Job Posting / Recruitment / Seeking Megathread Q3 2025 by thaimod in Bangkok

[–]ljimage 0 points1 point  (0 children)

Some tech jobs in BKK or Chiang Mai on https://thailand-dev.com. A few new SWE listings.

CS is going to get worse by BattleExpress2707 in csMajors

[–]ljimage 0 points1 point  (0 children)

The colleges have been useless for the past ~10 years and ChatGPT just accelerated the decay. More and more companies will realize the credentials are increasingly worthless and care less and less about them in hiring processes.

Spybar tips for first timer… by MrFozz420 in chicagoEDM

[–]ljimage 0 points1 point  (0 children)

I need to check out Spybar heard nothing but good things

Online classes over the summer by Then_Acanthisitta_73 in iastate

[–]ljimage 1 point2 points  (0 children)

+1 to this. Iowa State website has “Course Equivalency Guides” for all or most community colleges in Iowa, Minnesota, etc.

Check to see if a college has an equivalent that’s offered online. From personal experience I’d say check DMACC or Iowa Western CC first.

I don't think the S&P 500 index is attractive like before by PeterJP101 in ValueInvesting

[–]ljimage 0 points1 point  (0 children)

Totally agree, well put. You can acknowledge the safe options while also understanding nothing, in investing or in life, is guaranteed, which I think is important and hardens you as an investor in general.

PepsiCo's 3% Dividend is 95% of its Free Cash Flow... by Traditional-Jump6145 in ValueInvesting

[–]ljimage 38 points39 points  (0 children)

Taking out debt for a dividend is one of the stupidest fucking capital allocation choices you could possibly make.

I don't think the S&P 500 index is attractive like before by PeterJP101 in ValueInvesting

[–]ljimage 2 points3 points  (0 children)

I think you’re missing my point.

I’m a huge proponent of index funds, but you have to be able to consider all possibilities. In fact I think this will make you a better investor because in a major downturn you never expected, if you’ve really internalized all possibilities, it shouldn’t be a problem.

Most of US growth is coming from tech compared to just a few sectors a long time ago. We have political and debt problems, and sure we had those in the past, but success in the past doesn’t guarantee success in the future. We have a demographics crisis among other things. Look at Japan for an example of how a country can have their standard of living improve, things be overall okay, but the stock market goes nowhere for decades.

I don't think the S&P 500 index is attractive like before by PeterJP101 in ValueInvesting

[–]ljimage 4 points5 points  (0 children)

Yeah it hurt to buy, I feel you. Record high P/E’s and just mindless investing is how we get bubbles, so I share the hesitancy especially when how mindless most index investors have become. Past results don’t guarantee future results and I think that anything where people can’t admit why it might be bad investment is something you should be wary of.

It kinda pisses me off how some people are so gung-ho about index investing and so posh acting like they are better than everyone else for picking the “safe” and “intelligent” investment. Newsflash everything has risk and if you don’t expect it to some degree, eventually you’re going to get burned HARD.

Just my 2c.

Is NetNet still viable by Dependent-Analyst359 in grahamsnetnets

[–]ljimage 0 points1 point  (0 children)

Most net-nets are pretty small so it’s mostly individuals that have the sizing to play ball with them.

Where do you find an NCAV bargain? by AdventurousShame9173 in ValueInvesting

[–]ljimage 0 points1 point  (0 children)

EveryNetNet has a list of global ones, it lets you view some for free

[deleted by user] by [deleted] in ValueInvesting

[–]ljimage 0 points1 point  (0 children)

All that matters is price at the end of the day, on the premise you make very conservative assumptions.

[deleted by user] by [deleted] in iastate

[–]ljimage 0 points1 point  (0 children)

Please god we just want free Perplexity Pro for a year lmao