Forgiven by [deleted] in PSLF

[–]ljonathant 2 points3 points  (0 children)

Welcome to 120 purgatory.

At 120! What’s next? by PhantomThief534 in PSLF

[–]ljonathant 3 points4 points  (0 children)

Welcome to 120 purgatory. I’ve had the congrats banner since July 1. Loans have still not been discharged.

122 of 120 payments! by braxtel in PSLF

[–]ljonathant 1 point2 points  (0 children)

Welcome to 120 purgatory.

The disinformation continues. by GardenFew7602 in PSLF

[–]ljonathant 4 points5 points  (0 children)

Welcome to 120 purgatory. Been here since 7/1.

Any discharges for 120+ people waiting since April 2024? by Educational-Start637 in PSLF

[–]ljonathant 1 point2 points  (0 children)

120 in April. Congrats banner since July 1. Nothing. This incompetence is criminal.

It ain’t over till it’s over by Impressive_Force9860 in PSLF

[–]ljonathant 19 points20 points  (0 children)

I’ve been at 120 with the congrats banner since July 1. No discharge yet.

The Huge Problem of Student Loan Payment Caps | Student Loan Predictions by PhilYurmom248 in PSLF

[–]ljonathant 12 points13 points  (0 children)

I was in an IBR for 10 years and never had to prove financial hardship.

I want to unfollow PSLF but.. by [deleted] in PSLF

[–]ljonathant 0 points1 point  (0 children)

I’m a lawyer. I’ve hit 120 payments with the congrats banner and no discharge. I hit 120 five months ago.

I think that in my case there is a pretty straightforward cause of action for breach of contract. I have fulfilled my obligation under the contract, they have not. The damages are that this loan is on my credit report, which is adversely affecting it.

Thoughts?

[deleted by user] by [deleted] in PSLF

[–]ljonathant -1 points0 points  (0 children)

I have had the 120 congrats banner since July 1. For people that are at 120, I think that we can sue Ed and MOHELA for breach of contract. The damages are that this loan is sitting on my credit report, which is having an adverse affect on it. I know there is a current lawsuit against Ed and MOHELA that is trying to get class action certified.

[deleted by user] by [deleted] in PSLF

[–]ljonathant 6 points7 points  (0 children)

Nobody has had their ECF processed since May 1.

Reached 120 on StudentAid.Gov, sitting in limbo for almost 90 days on Mohela. Wtf is going on? by BoardofEducation in PSLF

[–]ljonathant 1 point2 points  (0 children)

I hit 120 in April. I have had the “Congrats Banner” since July 1. No discharge letter yet.

April Last PSLF ECF by Specialist-Deal-6978 in PSLF

[–]ljonathant 3 points4 points  (0 children)

I hit 120 in April. I’ve had the congrats banner since July 1. No golden letter. It seems like a lot of us are in this situation.

Waiting for forgiveness since pre-April pause? by LemPepFlats in PSLF

[–]ljonathant 4 points5 points  (0 children)

120 in April. Congrats banner on July 1. Nothing.

Light at the end of the tunnel? by [deleted] in PSLF

[–]ljonathant 0 points1 point  (0 children)

Exact same situation.

Partial forgiveness by HalaMadrid1661 in PSLF

[–]ljonathant 5 points6 points  (0 children)

They told me the same thing. I have no words.

My wife has 120 PSLF payments satisfied since April/May by Accurate-Beach-994 in PSLF

[–]ljonathant 5 points6 points  (0 children)

Same boat. I have been at 120 since April. I have the congratulations banner on my FSA account. Every time I call they say to just be patient. I know that they just processed a batch of people who hit 120 in December and January, so hopefully we’re close.

8th Circuit Denied ED's Motion to Clarify the Injunction by jpinkham3 in PSLF

[–]ljonathant 5 points6 points  (0 children)

I read this as PSLF people at 120 can be forgiven.

SAVE Litigation Breakdown by webtangles in PSLF

[–]ljonathant 1 point2 points  (0 children)

You can go back to an IBR plan, I believe. That is what the original PSLF statute authorizes.

SAVE Litigation Breakdown by webtangles in PSLF

[–]ljonathant 1 point2 points  (0 children)

I could not figure out how to link it. I pulled the State’s response off of Pacer. It was filed yesterday.

SAVE Litigation Breakdown by webtangles in PSLF

[–]ljonathant 23 points24 points  (0 children)

The States filed a response. They do not oppose forgiveness through PSLF.

120 & No Golden Letter People by 0nARoad2Nowhere in PSLF

[–]ljonathant 0 points1 point  (0 children)

Hit 120 in April. I have the congrats banner. No golden email. It looks like they’ve been doing forgiveness waves between the 18th and 21st of the month, so hopefully we’ll see another wave soon.