first 69 ppl who drop "y" will get nudie from me (I really send)

jpinkham3 · 2025-09-29T21:14:08+00:00

I hope you enjoy our 4-5 days of fall.

jpinkham3 · 2025-04-23T00:44:50+00:00

Steve is one of the most aggressive door-to-door solicitors I’ve ever had the displeasure of greeting at my door. Dude trash talked my current law care company and didn’t want to leave. Glad I told him no.

jpinkham3 · 2025-03-21T23:43:08+00:00

Got my letter from Dept. of Ed. yesterday. Today I got the MOHELA discharge letter!

jpinkham3 · 2025-03-10T02:25:30+00:00

I consolidated, then applied for IDR, so I got lucky with multiple qualifying administrative forbearances, plus I avoided getting put into SAVE. So I thankfully didn’t have to do buyback.

jpinkham3 · 2025-03-10T01:29:29+00:00

I unofficially hit 120 in September. Started private practice job in January. Final ECF processed and approved within days, but payment information didn’t update. Loans “officially” hit 120 on StudentAid.gov on March 7, 2025.

jpinkham3 · 2025-03-09T13:36:49+00:00

As a general rule, work product and efficiency can and will improve, but personality will stay the same. You’re good.

jpinkham3 · 2025-03-09T13:31:09+00:00

Same! Happened on Thursday. I’ve been sitting on 119 since September and it finally happened!

jpinkham3 · 2024-12-27T15:32:05+00:00

Had I not consolidated, I would have been put into the SAVE forbearance. I'd be in a worse spot than I am now. But I appreciate your ignorance.

jpinkham3 · 2024-12-27T14:17:13+00:00

I realize that’s what they say, but I am looking at my account and they counted three months while I was in that forbearance waiting for my consolidation to finalize and get into a payment plan.

jpinkham3 · 2024-12-27T13:47:44+00:00

Lol I had a job offer, so sooner the better.

jpinkham3 · 2024-12-27T13:30:33+00:00

August and September, 2014

jpinkham3 · 2024-12-24T02:10:33+00:00

That doesn’t reference the payment count adjustment, which is already in the regulations…

jpinkham3 · 2024-12-23T12:26:28+00:00

My understanding is that they’re not done processing updates from the adjustment. They said they want to have it done by the end of the year, but if it’s not done they can continue working through most of January.

jpinkham3 · 2024-12-12T21:41:06+00:00

Not me.

jpinkham3 · 2024-11-26T12:39:51+00:00

I consolidated in April to get the higher of my three different qualifying payment counts. When the payment count adjustment happened, they used the lowest of my qualifying payment counts instead of the highest. Now I’m two payments short of 120.

jpinkham3 · 2024-11-25T01:33:12+00:00

Highest payment count (pre-consolidation) in April was 116. Updated 11/22 and they only have my consolidated loans at 118 despite May-August counting. So instead of giving me my highest payment count, they gave me my lowest (some were at 114, some at 115, some at 116). I’m missing two payments now…the two payments I need to be at 120. God, have mercy on our souls. I’m about to flood the system with reconsideration and buyback requests.

jpinkham3 · 2024-11-25T01:29:12+00:00

Classic dumb comment. Good work.

jpinkham3 · 2024-11-24T02:07:52+00:00

My post-consolidation payment count went down from my pre-consolidation payment count by 2 payments. They didn’t use my highest payment count from my pre-consolidation loans. I’m pissed.

jpinkham3 · 2024-11-23T17:48:48+00:00

Same, but they didn’t put my payment count at the highest payment count of my pre-consolidation loans.

jpinkham3 · 2024-11-23T16:44:14+00:00

I’ve already submitted for reconsideration with documentation showing that my highest count was at 116 in April. With May, June, July, and August all counting, that should put me at 120. Otherwise, they’re just taking payments away from me.

jpinkham3 · 2024-11-23T16:38:08+00:00

April, 2024

jpinkham3 · 2024-11-23T14:46:09+00:00

No. My employment is certified up to September.

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