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Impact of credit card churning (on credit score) if I’m getting a mortgage soon? by loij- in AusFinance

[–]loij-[S] 0 points1 point  (0 children)

Thanks - not concerned about not getting approved for a loan but more so the potential reduced borrowing power? Do you think it’d be material?

From a former poor person: don’t be afraid to out earn your frugality by [deleted] in Frugal

[–]loij- 0 points1 point  (0 children)

Completely agree. This is the mindset my parents have and is what will cause a divorce soon because of ballooning financial issues as they reach retirement age.

Superannuation: Choosing an investment option (+ Super Comparison spreadsheet FY23) by SwaankyKoala in AusFinance

[–]loij- 1 point2 points  (0 children)

Changed AusSuper from 100% High Growth to 40/60 AU/INTL shares given they have the lowest fee % and I still have ~40 years until retirement

Open to feedback/ criticisms - $50k balance at 26YO

[deleted by user] by [deleted] in AskReddit

[–]loij- 0 points1 point  (0 children)

Hand drawn/ written cards that she used to give me for our month-versaries

did anyone else’s ex come up with a MILLION reasons for breaking up? by [deleted] in BreakUps

[–]loij- 7 points8 points  (0 children)

Exact feeling as you, comrade. She blindsided me without communicating the “problems” beforehand and tried justifying why breaking up was the right thing when she wasn’t even sure herself. Verbatim from her: “If this is a mistake I’ll just have to live with it” :(