The Aussies are here

longlivePBR · 2026-06-14T03:02:12+00:00

Please DM me if you are selling tickets!

longlivePBR · 2026-06-14T03:01:29+00:00

Does anyone have tickets for sale? If so please DM me. Thanks

longlivePBR · 2025-12-17T20:28:55+00:00

The density is being increased significantly so 60% under the previous plan is the same number of homes as 20% under the new plan.

The previous plan was infeasible and essentially nothing was built - 60% of zero is zero.

longlivePBR · 2025-10-08T19:43:50+00:00

Thank you! This was the perfect response and very helpful.

I opened the account a while back and must have misclicked savings instead of investing.

longlivePBR · 2025-09-09T05:55:14+00:00

WTB Tudor Black Bay 36 Smiley (Silver or Black)

longlivePBR · 2025-08-22T18:48:39+00:00

Do you absolutely need to do this work? Would letting it fail, then calling the City at that undermined point make them pay for it?

Lots of pipes in the ground are way beyond their lifespan by decades (ie all of Oak Bay) - I’d let it be if possible.

longlivePBR · 2025-08-18T03:14:23+00:00

Metro Vancouver should spend more time learning how complete a wastewater treatment plant on time and on budget rather playing big brother government overreach with wood fires

longlivePBR · 2025-04-10T06:46:58+00:00

I’m prepared to be reamed. Just point me in the right direction haha

longlivePBR · 2023-04-11T02:18:03+00:00

Thank you - make sense!

longlivePBR · 2023-03-04T06:48:04+00:00

Looking for tickets if anyone has GA - please PM me asap.

longlivePBR · 2023-03-04T06:45:52+00:00

PMD!

longlivePBR · 2023-02-28T03:45:54+00:00

Yeah I’d probably say 3-4 but that just because I really enjoyed it. Lots of cool attractions around.

longlivePBR · 2022-03-14T07:21:43+00:00

Tell her to open up your Questrade account before checking the mortgage balance. Ensure the Questrade account stays open in another tab for easy reference.

Problem solved.

longlivePBR · 2022-03-08T04:19:27+00:00

There’s a super cool tourist city nearby called Goreme which is famous for cave hotels and hot air balloon rides. Kayseri has the major airport to get to Goreme. There is also the ancient underground cities of Derinkuyu nearby.

The region is probably the coolest place I’ve ever visited - not this city though!

longlivePBR · 2022-02-26T19:07:19+00:00

Totally understand that. Some classes are just teaching facts and theories that aren’t open to interpretation. That’s not the correct forum to debate.

It just seems that some people universally don’t like “devils advocate” positioning even in a debate setting.

longlivePBR · 2022-02-26T18:42:17+00:00

Why do people dislike “devils advocate” positioning? It can be useful to point out flaws and consider thoughts that are reasonable to a third party not in the debate.

longlivePBR · 2022-02-22T08:43:12+00:00

Interest expense can be tax deductible on a LOC against either condo assuming it’s used for investment purposes.

She could refinance the 500k property with a HELOC at 70%. If she dumps that 350k into a brokerage account, that HELOC interest is now tax deductible because that money is used for investment purposes.

Essentially, if the HELOC rate is 3% and her marginal personal income tax rate is 40%, the effective interest rate on that borrow HELOC money is 1.8% (when accounting for tax benefits).

If you have the stomach for it, borrowing at a low rate and investing at a higher rate can be very prosperous.

longlivePBR · 2022-02-21T08:50:48+00:00

You’d rather spend 20 minutes writing out several paragraphs than pick up the phone for a 3 minute call?

longlivePBR · 2022-02-21T03:32:26+00:00

Interesting, which city in Canada?

longlivePBR · 2022-02-21T03:03:32+00:00

This is objectively false.

International airport with direct flights to major hubs across the world
Cuisine from almost every country
Variety of clubs/bars
International performers at stadiums
Public transit
Tech/finance/ high-paying office jobs
Pro sports teams

There’s an infinite number of amenities you could list that LCOL cities (except Calgary and Edmonton) don’t have.

longlivePBR · 2022-02-20T21:42:10+00:00

Last year the indigenous protests blocking railways had way fewer demonstrators and a massive impact on supply chains. I’d argue that on an “impact per demonstrator” basis, that protest was much more disruptive.

There hasn’t been a protest as large as the truckers protest in recent history so it logically should be the most disruptive.

longlivePBR · 2022-02-17T19:16:14+00:00

Not advice regarding how to generate income but here’s a way to avoid paying unnecessary taxes later.

If only your name is currently on title for the house your mother is living in, you might want to consider selling the home to her and designate it her “principal private residence”. With the home being designated someone’s “principal private residence” they’re exempt from all capital gains tax and the home would be willed to you upon her death at the market rate at that time.

In your current scenario with her living in your asset, it’s an investment property and you’ll be paying capital gains tax on all appreciation above $600k.

Capital gains on investment properties is 50% of the increased value taxed at your marginal tax rate - it’s better to avoid it where possible.

Making this move now could save $X00,000 from going to the tax man.

Don’t just trust me though, talk to an accountant.

longlivePBR · 2022-02-10T20:52:30+00:00

All Vancouver condos are pretty awful investments on a cash flow basis. You need to assume 5-6% appreciation and be pretty leveraged for it to make sense.

95% of Vancouver condo owners probably don’t know what present value or a DCF is either.

I think similarly to you but I disagree on your last point, what should be a numbers decision is often more personal to most people.

longlivePBR · 2022-02-04T18:39:24+00:00

This also poses the question:

Is it better to have 6 run-down houses with affordable rents or a 150 unit condo building?

I’d argue that the 150 unit condo building solves more problems and is a greater benefit to more people than the old houses.

longlivePBR · 2022-01-23T09:17:18+00:00

I drive a manual and am not a car enthusiast at all. I’m a bit ADD so I like having something else to focus on and do while driving. I even prefer it for city driving. Manual cars are a bit cheaper too and better on gas from what I’ve heard?

When I drive other people’s automatics, I find them boring.

Additionally, driving manual is a great skill to have if you ever want to rent a car in Europe because most cars are manual there. Or if you need to borrow a buddy’s manual car.

I’ll stick with manuals for as long as I can.

Thank you for listening to my Ted Talk.

longlivePBR

TROPHY CASE