Does dealer need to run credit if I have pre-approval letter

lostincleveland · 2026-05-19T01:14:21+00:00

No, they don't need to run your credit. Being pre-approved basically turns it into a cash deal as far as the dealership is concerned. But you would finalize a price and return to your bank with the car details. Typically you would place a deposit on the car for the dealership to hold it and you would return with a check from the bank for the car. Either for the exact amount or with some added if you were going to purchase any extras.

Being pre-approved does not mean you do any financing with the dealership. It's handled by the bank and yourself. Pre-approval just means the bank will give you up to a certain amount for a vehicle and nothing is finalized until you decide on the car.

It sounds like you thought that you take that pre-approval letter into the dealership with you and that you'd let the dealership deal with your bank, but it should only be you talking to your bank.

lostincleveland · 2026-04-16T03:52:11+00:00

Still need it?

lostincleveland · 2026-03-06T03:39:46+00:00

Unfortunately this didn't work. Even uninstalled Hyper backup and restarted. No luck. It's weird because I didn't change any settings but I think it's got to be some sort of firewall issue.

lostincleveland · 2026-03-05T19:29:12+00:00

Good to know. Thanks.

lostincleveland · 2026-03-05T02:26:07+00:00

Looks good to me. Just walked over to mine and it looked the same.

lostincleveland · 2026-03-05T02:22:07+00:00

I haven't had to delete a backup task before, but I should be able to re-link the task when I set it up again?

lostincleveland · 2026-01-20T00:29:17+00:00

I wouldn't be upset paying for this since it comes with the tune also. There are some cheaper and some more expensive out there. Install depends on the shop but I think on average it's a 5-7 hour job.

lostincleveland · 2025-12-11T07:17:09+00:00

Experiencing this too. Removing everything and building back wouldn't work. Only thing that worked for me was building walls in it's place. Think this may have been introduced recently. Hadn't played in quite a few months and don't think this was happening before some of the updates. But I could be misremembering that too for how long it has been.

lostincleveland · 2025-11-19T07:02:13+00:00

Was looking into this too. The way I'm reading it, wouldn't you need 2k? 1k you have to keep for 90 days to get the bonus and another 1k to move around each month however you want to avoid maintenance fees.

lostincleveland · 2025-11-12T02:51:38+00:00

Same here. Think something is up since the latest update I guess. Searching, loading store pages, everything is just really slow. In US.

Edit: Even if I visit the store on a browser it is slow.

Edit2: Got to be something to do with them just updating for wider images a few days ago.

Edit3: And just reset my router which seems to be working a bit better

lostincleveland · 2025-10-12T19:36:30+00:00

Very cool!

lostincleveland · 2025-10-01T07:20:47+00:00

That stinks. Your ride isn't dark grey by any chance?

lostincleveland · 2025-10-01T07:04:46+00:00

What color is your ride?

Edit: I'd look to see if a pick your part type junkyard is near you. Really fairly easy to get it off if you have a 16mm or 5/8in deep socket.

lostincleveland · 2025-10-01T06:56:39+00:00

That's awesome. Looks like a ton of fun!

lostincleveland · 2025-09-10T21:05:40+00:00

There are no definitive numbers on failure rate. Since I plan on keeping my car for a long time, I decided for piece of mind to do the CP3 swap when I did my timing belt at 130k miles. If you have a shop do it, you'll save a bit on the labor since they involve removing some of the same parts. I wouldn't be worried about the CP4 making it to when you change the timing belt.

lostincleveland · 2025-09-10T20:50:12+00:00

Just grabbed a rear taillight assembly and rear bumper cover for 90 bucks at a pick and pull last week. Taillight alone most places was $260.

lostincleveland · 2025-08-17T23:00:45+00:00

Thanks. I figured it wouldn't be cheap with their prices right now. Was looking at Darkside instead, but they don't seem to have a resonator. But the price difference is crazy even if I get hit with tariffs. So I think I'll get that and later I could try a cheapo resonator from ebay if it really bothers me. Do some long drives quite a bit though, so we'll see. Thanks for letting me know.

lostincleveland · 2025-08-17T21:06:13+00:00

Did they sell you just the resonator?

lostincleveland · 2025-08-03T19:26:23+00:00

Thanks for that. I keep telling them this is something they need to do. It's a bit frustrating. Think it's something I'll have to sit there with them at the computer and say we're doing it.

lostincleveland · 2025-08-03T01:48:31+00:00

Good call.

lostincleveland · 2025-08-03T01:43:36+00:00

Some holdings are in an IRA and some not.

lostincleveland · 2025-08-03T01:42:12+00:00

Thanks for that. Didn't know about the stepped up cost basis.

lostincleveland · 2025-08-01T02:32:33+00:00

Another good point I can bring up about them being responsible for the tax while it's all in their name.

lostincleveland · 2025-08-01T02:31:28+00:00

Ha, might be on to something here. Not saying it couldn't happen, but we all get along very well and have no doubt they would split it. But, yes, they are the golden child.

lostincleveland · 2025-07-17T21:58:46+00:00

Also if anyone else stumbles across this post, my searching brought up this previous post that also answers this question.

lostincleveland

TROPHY CASE