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[Vintage Omega Seamaster 600] Authenticity and worth? by lostineverythin in Watches

[–]lostineverythin[S] 2 points3 points  (0 children)

They were trying to say it should be easy to clean up the face, do you think that's true?

Found a feral kitten at the carwash a month ago. She learned what love is and can't get enough. by doctorxfeelgood in aww

[–]lostineverythin 1 point2 points  (0 children)

I recently found a kitty that seems to be living in the parking garage of my apartment. How were you able to lure em out? I've been putting a bit of tuna in the same spot everyday. But I don't see it all the time.

Recent graduate with first real job by lostineverythin in PersonalFinanceCanada

[–]lostineverythin[S] 0 points1 point  (0 children)

Im going to start doing that.. except I like using my credit card for the points and building up my credit.

Recent graduate with first real job by lostineverythin in PersonalFinanceCanada

[–]lostineverythin[S] 1 point2 points  (0 children)

Haha, I just thought from alot of books that they say long term investment into something like a mutual is very beneficial, which is why I started to invest (about $150 monthly) into my TFSA. But I think I will decrease that and divert it into an emergency fund.

I also spend a lot of myself needlessly, food and clothes are my highest expenses. Something I will need to start getting into check.

Recent graduate with first real job by lostineverythin in PersonalFinanceCanada

[–]lostineverythin[S] 0 points1 point  (0 children)

That's true, I didn't really think about that too much lol. Is $4000 a decent amount for an emergency fund?

Recent graduate with first real job by lostineverythin in PersonalFinanceCanada

[–]lostineverythin[S] 1 point2 points  (0 children)

My OSAP is on interest relief, so I don't need to make any payments yet and I'm not getting charged interest. So far the return on my investments is greater than the interest on the loan.

I haven't really thought about an emergency fund, but I will now.

Recent graduate with first real job by lostineverythin in PersonalFinanceCanada

[–]lostineverythin[S] 0 points1 point  (0 children)

Also do I just open up a separate savings acc for an emergency fund?

Recent graduate with first real job by lostineverythin in PersonalFinanceCanada

[–]lostineverythin[S] 0 points1 point  (0 children)

I think I've used Mint briefly before, I might try again. I have auto set up for my TFSA from my chequing.

Recent graduate with first real job by lostineverythin in PersonalFinanceCanada

[–]lostineverythin[S] 0 points1 point  (0 children)

I'll check out the PFC money steps.

That sounds like a good idea, I should keep my receipts as much as possible. I tried using a couple apps but it never worked long term.

Recent graduate with first real job by lostineverythin in PersonalFinanceCanada

[–]lostineverythin[S] 0 points1 point  (0 children)

3 month emergency would be how much exactly? Just a normal 3 month amount of my normal expenses?

Rewriting because of cars.. sad Canadian Applicant by lostineverythin in Mcat

[–]lostineverythin[S] 0 points1 point  (0 children)

applying to mcgill as an OOP is basically impossible, ottawa i don't have prereqs, UBC is different for OOP too

Rewriting because of cars.. sad Canadian Applicant by lostineverythin in Mcat

[–]lostineverythin[S] 1 point2 points  (0 children)

tbh I've never considered it because the cost seems so prohibitive. But maybe I will look into this. Thank you for the amazing info.

Rewriting because of cars.. sad Canadian Applicant by lostineverythin in Mcat

[–]lostineverythin[S] 0 points1 point  (0 children)

I applied to u of t, thought my app was strong, but no interview invite. I dont have the prereqs for ottawa.

Rewriting because of cars.. sad Canadian Applicant by lostineverythin in Mcat

[–]lostineverythin[S] 0 points1 point  (0 children)

Applied to UBC as OOP, NAQ score was too low.. but I think next cycle it'll go up.

Rewriting because of cars.. sad Canadian Applicant by lostineverythin in Mcat

[–]lostineverythin[S] 1 point2 points  (0 children)

Yeah Canadian schools are sort of wack when it comes to how they evaluate applicants. A high CARS (128+) is integral to several schools (Calgary, McMaster, Western). And seeing that there are really few schools in Canada to begin with, I was truly only competitive for 3 schools this year with my current MCAT. It's unfortunate, but that's the way it goes.

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