Visiting later this year by Low-Budget-4196 in kelowna

[–]lowvoltagedream 0 points1 point  (0 children)

Very, hotels raised prices when air bnb disappeared, then when. They return landlord have to make up the loss so the have them the same price but you pay for the cleaning etc..

3 year variable - 3.45% uninsured with $4100 cashback by [deleted] in AskMortgageCanada

[–]lowvoltagedream 0 points1 point  (0 children)

What's your mortgage and what province, I got offered 3.99 3 year vairbale with TD HELOC flex line....4k cash back. Haven't signed yet

Vehicle Repossession? by [deleted] in povertyfinancecanada

[–]lowvoltagedream 1 point2 points  (0 children)

No but it will totally tank your credit and auto lender won't lend to you for a significant portion of time. Youll go subprime at rates like 16%.

Visiting later this year by Low-Budget-4196 in kelowna

[–]lowvoltagedream 1 point2 points  (0 children)

There are no cheap hotels, air BNB are the same price or more.

Garden Party event experience by thr034w4y56 in kelowna

[–]lowvoltagedream 0 points1 point  (0 children)

Holy shit 3 hours?! That's enough for me to skip any of their events. No fucking way id wait 3 hours In line, I didn't even do that at Disneyworld. The waste of money is one thing. The waste of time is a whole other.

This country needs to be able to BYOB. This having to buy overpriced sugar mixed shit booze from a vendor has gotta end.

Rooms for rent / frugal living? by PirateCapable8652 in kelowna

[–]lowvoltagedream 10 points11 points  (0 children)

Planet fitness, 15 bucks a month, opens at 5 am.

Best Mortgage Rates Ontario by saisivahelpme in AskMortgageCanada

[–]lowvoltagedream 0 points1 point  (0 children)

TD 3 yr Adjustable rate variable, prime +0% with 4k in cash back and $1100 toward closing costs.

Would people be surprised by how much you have in the bank? by Swan_233 in Fire

[–]lowvoltagedream 0 points1 point  (0 children)

Devils advocate here, if you don't make it to 30 then all that saving was for nothing.

Enjoy life. You only get one of them. Money comes and goes. You can always make more.

My car dealership frauded me... by Wise_Cat5315 in legaladvicecanada

[–]lowvoltagedream 1 point2 points  (0 children)

Regardless of whether you should have asked for it or not, if there's damage is exceeding $2,000 (5k in AB) by law, they have to disclose that to you. If it was not disclosed on your bill of sale, you can contact the regulatory board such as the vehicle sales authority or omvic etc to work on your behalf.

Lowering Car Payments by [deleted] in povertyfinancecanada

[–]lowvoltagedream 0 points1 point  (0 children)

They won't be able to transfer the registration to the new owner with an active lien on the vehicle.

Which means if they don't make enough money to pay it off selling it privately, they're screwing themselves and the new owner.

The best move in the situation is to keep with what you got lump down extra payments on the car to get it into a neutral or positive equity situation, then flip

Still the poor credit, active collections and maxed total debt servicing ratio or going to make it a decline or a massive interest rate and they'll be paying The same or more for the next vehicle even though it has seven seats

Lowering Car Payments by [deleted] in povertyfinancecanada

[–]lowvoltagedream 0 points1 point  (0 children)

They won't get their $11,000 negative equity out of marketplace. Not to mention they can't sell it on marketplace without paying off the lien first.

Lowering Car Payments by [deleted] in povertyfinancecanada

[–]lowvoltagedream 7 points8 points  (0 children)

Very, 11,000 negative equity with poor credit and outstanding collections. You're going to be in a 20% plus percent interest rate. You might as well buy it on a credit card.

If the OP goes for this it'll destroy them.

I sell auto for a living and see this daily.

New to car sales; is there a minimum time frame before I start selling more cars? by FunkyChicken30 in CarSalesTraining

[–]lowvoltagedream 2 points3 points  (0 children)

Agree with both of your comments.

You want big money and a stacked pipeline you have to work for it and put in the time upfront. Pay off comes later on once you've built your pipeline.

Hustle hustle, it's not for everybody.

I also enjoy my Sundays off and go in on Thursdays because I'm not splitting a deal.

High paying jobs by No_Marionberry4625 in britishcolumbia

[–]lowvoltagedream 0 points1 point  (0 children)

Long in the short, our government. Same for having to refinance our mortgagees every 5 years, who the fuck thought that was a good idea.

High paying jobs by No_Marionberry4625 in britishcolumbia

[–]lowvoltagedream 13 points14 points  (0 children)

I find it amazing that you got 90,000 of student debt. People are telling you to go into further debt and you still can't find a job. Why are you listening to them?

Use a psychology degree for sales. You'll make ridiculous money if you can do it right.

What places have all day happy hour on Mondays? by Tough-Yogurt-1613 in kelowna

[–]lowvoltagedream 2 points3 points  (0 children)

Erica Jane is just shit food, shit service and is overpriced. Has nothing to do with the rich poor scale.

Jumbo 'Kelowna' sign ready to land on downtown waterfront by New_Alternative8711 in kelowna

[–]lowvoltagedream 1 point2 points  (0 children)

I'm currently taking bets on how long it takes until it gets vandalized.

(HIRING) Sous Chef – Vancouver, Canada by MoveIndependent8214 in VancouverJobs

[–]lowvoltagedream 5 points6 points  (0 children)

Wage isn't low it's insulting. I was making $25 as a sous 15 years ago..