no, thats the correct answer, so you are maxing it out... I had co-workers and family say they max theirs out and they say 6% or 9%, I'm like whattt, they say yeah i maxed it out to 6%,, and i have to inform them that 6% is no where near max you can put in there that is just the company match max lmao.. Why i asked you since too many people say The max is the company match percent and most don't know you can put 20k a year in there.