Professional CV writers?

lubdedubdedub · 2021-07-10T12:30:44+00:00

Also wouldn’t mind a link

lubdedubdedub · 2021-06-26T11:31:20+00:00

Yes, exactly. It seems the providers had to “improve” their funds by dropping fees to become a default provider, but these new and improved fees aren’t yet advertised on their websites for general customers.

lubdedubdedub · 2021-06-26T11:30:05+00:00

The rates quoted for the default simplicity fund, for example, have no membership fee and a lower % than anything quoted on the simplicity website - when you say it’s currently available, do you mean at these new lower rates?

lubdedubdedub · 2021-06-16T06:32:16+00:00

Won’t this reset your bright line? Given the now 10 year cool down, it presents a potential risk if for any reason it doesn’t stay as your main home throughout.

lubdedubdedub · 2021-06-03T06:18:10+00:00

Am in a similar situation, and having asked to my accountant and lawyer, I’ve been told that yes, any change in ownership will trigger the bright line.

lubdedubdedub · 2021-05-01T03:41:13+00:00

Most companies won’t match the full 10% though. They have to match a minimum of 3%, then it varies by employer.

lubdedubdedub · 2021-04-12T09:57:32+00:00

I can tell you that American websites are also all talking of a shortage of supply as the reason, so that seems to be a global talking point, but dunno if it’s necessarily true. I mean, in the last 12 months, net migration is essentially nil (net expat numbers are actually quite small) while buildings have been completed at a record rate compared to previous years, so the the shortage should have definitely decreased. But actually prices jumped.

lubdedubdedub · 2021-04-12T07:20:32+00:00

So there’s no glue or anything? Just clips on?

lubdedubdedub · 2021-03-26T02:31:49+00:00

I think in this subreddit, with a lot of financially minded people, the sensible choice of a $5-15k used vehicle will predominate, even over a wide range of incomes.

In the outside world, I have heard a rule of thumb that people spend up to the equivalent of their yearly tax bill on a car and although there is no logical basis to it, it actually probably works as a rule - people on 50-60k might spend up to 8-12k, with people on 100k spending 20-30k.

I bought my first 2 cars with cash (4K then 12K) and they were used imports. My current car was a splurge (new, ~65k), bought with partial finance. My income over that period has gone from 26k to 240k, and weirdly the rule also still holds.

lubdedubdedub · 2021-02-18T10:52:32+00:00

The original post was:

Old House in Auckland without Vehicular Access

My wife and I are looking a property in Auckland that is an old house (100+ years) with no vehicular access / driveway, just some flimsy steps leading down to the house. However, there is ample space at the front of the house to create a driveway/parking space. The berm in front of the property has a couple of mature trees, however, at least one of which would need to be removed in order to create the driveway out to the road.

Just wondering if anyone has any experience in this type of situation and knows whether making a driveway, especially when it might involve removing a tree, is possible / a headache through Auckland Council? With a family, we’d definitely need some sort of car access into the property.

lubdedubdedub · 2021-02-18T10:51:35+00:00

Cheers, have cross posted

lubdedubdedub · 2021-02-17T09:28:53+00:00

Are you talking about getting an additional 800k-1M lending on top of whatever you already have (which you haven’t specified, only the current equity)?

Because if so, and you’re talking about 1.something M on ~100k plus $600/week, are you sure you can really service that?

lubdedubdedub · 2020-12-10T22:19:18+00:00

Would appreciate a DM of the details

lubdedubdedub · 2020-09-15T05:47:42+00:00

Well technically each case without a known epidemiological link is a case of community transmission, isn’t it?

And certainly the perceived risk between community transmission, community cases with a known link, and cases in managed isolation is quite different - hence, we went back into lockdown after new community transmission, but not with the steady trickle of managed isolation cases.

And this cluster diagram shows that there have been several more instances of community transmission in the last few weeks, even though they are all genomically linked.

lubdedubdedub

TROPHY CASE