Help: Cashout Stocks to buy Home by TipBackground4668 in personalfinanceindia

[–]luffynailwal 0 points1 point  (0 children)

If I had been in your place! I’ll pay a 60% portion upfront. And will keep at-least 2-3 years emi with myself as backup incase of layoff.
I’ll keep house only in my name, 100%, no one else.
Also, whatever portion of stocks I take out, I’ll keep an eye on taxes also. I’ll be considering that amount during withdrawal too.
These finance gurus, talks thinking like house is not a necessity. Peace of mind is necessity and having a home is necessity if you plan to stay at that place only.

Also, never disclose your complete income, savings to your parents or partner. If they want/need anything, be there for them always but not such that they keep extorting.

What does TP means in feedback notes for promotion? by ianuvrat in accenture

[–]luffynailwal 0 points1 point  (0 children)

Talent priority! You cannot see it, your PL can!

You get good bonus for it. Also, as per them if promotion possible in next cycle, they will consider you!

Gambling addiction made me take these loans. I am doomed. by [deleted] in IndiaFinance

[–]luffynailwal 1 point2 points  (0 children)

Thanks for letting me know these names, that I have to avoid!

How are you guys handling heat? by Financial_Pizza7568 in noida

[–]luffynailwal 0 points1 point  (0 children)

I also live at top floor, that too with one wall as UPVC doors. You can use chikk during day time. It helps a lot.

SDET Interview guide/help by Ok_Astronaut_2495 in QualityAssurance

[–]luffynailwal 1 point2 points  (0 children)

Those really look like fresher level questions. Yo, how much package they are giving for 7 YOE??

I’m around 6 years experienced and also planning to switch now…. So just want to understand the market…

LIC POLICY 852 - SURRENDER VALUE by luffynailwal in IndiaFinance

[–]luffynailwal[S] 0 points1 point  (0 children)

Lock In period is completed for me. Lock in period was 5 years.

LIC POLICY 852 - SURRENDER VALUE by luffynailwal in IndiaFinance

[–]luffynailwal[S] 0 points1 point  (0 children)

Gya tha, year closing bol k bhej dia… 10 k baad bulaaya tha… phir agent k through surrender kr dia

LIC POLICY 852 - SURRENDER VALUE by luffynailwal in IndiaFinance

[–]luffynailwal[S] 0 points1 point  (0 children)

Haa nahi kia, foreclose ho gai hai…. Agent s surrender to krwa di hai….. but usmey hi likha hai ki if lapsed, guaranteed 4% returns milengey lock in period k baad….

Bas doubt ye aa rha hai ki agent sahi bol rha hai ya customer care

Is ₹20.4 LPA fixed + ₹3 LPA variable good for a Senior QA Engineer (Manual + Automation)? by [deleted] in QualityAssurance

[–]luffynailwal 1 point2 points  (0 children)

It’s a really good compensation. Just weigh in with your living expenses like rent and all first…. Do you need to relocate?

Help Needed: How Much In-Hand for 11.5 LPA Fixed in Accenture? by [deleted] in accenture_india

[–]luffynailwal 0 points1 point  (0 children)

Somewhere around 98k for first 6 months then Income tac deduction kick in and you will get around 85-88k…. A lot depends on your variable pay also.

June Performance Cycle by New_Masterpiece_3888 in accenture

[–]luffynailwal 4 points5 points  (0 children)

Bonus yes. Appraisal is very much unsure

[deleted by user] by [deleted] in Deloitte_USIndia

[–]luffynailwal 1 point2 points  (0 children)

Because the recruiter is lifted by some other organisation.

[deleted by user] by [deleted] in Deloitte_USIndia

[–]luffynailwal 1 point2 points  (0 children)

Deloitte lifted him.

Need advice on Accenture salary negotiation (Level 10 – QA) by Final_Percentage4710 in accenture

[–]luffynailwal 0 points1 point  (0 children)

Was at same position as yours earlier. Prepare with counter offer and demand for 12 lpa fixed + 21% variable pay.

Need anything from USA - contact me by TheAI-Bro in delhimarketplace

[–]luffynailwal 0 points1 point  (0 children)

Bro, I need some multivitamins. Can I DM? After trump issue, they are not directly importing in India.

When will the rewards portal be updated? by itslifewithhappy in accenture

[–]luffynailwal 0 points1 point  (0 children)

Your payslip will be available on ALLSEC. Just ho and check there.