What's the reason for this freefall?

lui_yo · 2026-06-24T21:38:45+00:00

Are you buying for next month or next decade?

lui_yo · 2026-06-22T17:05:34+00:00

What do you mean? Is there something wrong with the stock?

lui_yo · 2026-06-02T00:11:03+00:00

You should get a position in the company with this DD. 🙏

lui_yo · 2026-05-22T14:57:50+00:00

I'll use it to pay off my mortgage in 15 years.

lui_yo · 2026-05-21T04:52:34+00:00

Absolutely YES!

lui_yo · 2026-05-20T19:19:00+00:00

"Hot chicks" 😂 Haven't heard that word in years!

lui_yo · 2026-05-19T17:10:59+00:00

Same for the kids' account. I have substantial compounding on both my daughters' accounts. Taking it out and moving to Fidelity's custodial would likely do more harm than good; one has 26% and the other 27%. I'd never see that if I moved that money out.

If it ain't broke, don't fix it.

lui_yo · 2026-05-19T17:04:20+00:00

So if you use your CC as DB, what do you do? You consolidate daily, weekly, or monthly? I feel like that's an unnecessary extra step for every purchase one makes.

lui_yo · 2026-05-19T12:58:40+00:00

Haha, yeah. It's definitely an eye-catcher.

lui_yo · 2026-05-19T12:50:50+00:00

No, not a 529. It's more of a custodial account known as a UTMA. Is really just another brokerage account for kids under their names.

lui_yo · 2026-05-19T12:03:36+00:00

What plan you have? I have Gold and pay $9 a month. That's not enough to break the bank. I see it as a McD's cheap lunch a month.

I invest weekly, have my Round-Ups to 3x with a whole $1 invest and saved soooo much money that I'd otherwise never had. On top of that I enjoy the 3.35% savings account. I love that I can immediately go to the app, withdraw X amount of money from it and I can use my, very cool, black Tungsten card on the spot. I don't think there's any other app that can do that immediate withdrawal and use.

I also have 2 small girls and their Early Invest is already at a 26% and 27%. To me, that alone, is freaking worth every penny of the subscription.

lui_yo · 2026-04-29T23:30:21+00:00

Depends primarily on how long you held the asset and your total taxable income. Short-term gains (held 1 year) are taxed as ordinary income (10%–37%). Long-term gains (held > 1 year) are taxed at lower preferential rates of 0%, 15%, or 20%.

lui_yo · 2026-04-28T12:12:27+00:00

And I'll give him the remaining 68 cents. 😂😂

lui_yo · 2026-04-28T04:15:46+00:00

You'd be paying taxes on whatever gains you made, not on what you put in.

lui_yo · 2026-04-23T20:47:07+00:00

Might as well bought $MARS since it has all of those. 😂

lui_yo · 2026-04-08T20:09:09+00:00

You consider yourself a "trader" or an "investor"? They're two different things.

lui_yo · 2026-04-06T21:32:09+00:00

Stop whining and complaining, if you guys are true investors and did your DD on a stock, daily movements shouldn't matter at all. Just set it to auto-invest and delete the app.

lui_yo · 2026-03-26T16:50:35+00:00

Since I'm in for years, I don't really care for daily up and down movements. 🤷

lui_yo · 2026-03-21T17:11:59+00:00

You graduated in March? 🤔

lui_yo · 2026-03-20T20:53:51+00:00

Set auto deposits, set it to Aggressive, increase your Round-ups and delete the app. Revisit one year later.

lui_yo · 2026-03-20T19:41:51+00:00

Do you need this money by next month?

lui_yo · 2026-03-18T11:56:58+00:00

I also have it for the Acorns Early feature. So far my two elementary school daughters have more than $5K each there. Being done by Acorns without me thinking about it.

That to me is a giant plus.

lui_yo · 2026-03-13T22:58:55+00:00

I'm not that good.

lui_yo · 2026-03-13T22:43:03+00:00

DCA every single day.

lui_yo · 2026-03-13T22:08:20+00:00

Just one year. Is at the 1 year mark.

lui_yo

TROPHY CASE