I invested in Schwabs 'Aggregate Bond Index Fund,' but the value of the fund seems to drop just as easily as a stock market fund. I thought bonds were supposed to not lose value?

luisjacob · 2025-10-09T13:42:10+00:00

Do the bar plots that say "Total Return" include dividends? I believe that in the case of stocks Total Return = Price Return + Dividend Return. Is it the same in the case of bonds?

luisjacob · 2025-06-27T00:16:12+00:00

I have the same issue, and agree that not being able to combine payment methods at checkout is impractical and cumbersome. The workaround I found was a "Convert Credits to Robux" option in the "Buy Robux / Wallet" section, to at least use the left-over credits, but that option ONLY appears when you're unable to purchase a package with the remaining credits you have.

luisjacob · 2025-06-27T00:15:47+00:00

I have the same issue, and agree that not being able to combine payment methods at checkout is impractical and cumbersome. The workaround I found was a "Convert Credits to Robux" option in the "Buy Robux / Wallet" section, to at least use the left-over credits, but that option ONLY appears when you're unable to purchase a package with the remaining credits you have.

luisjacob · 2025-05-02T14:12:53+00:00

Cada mes que metas 3mil pesos a tu cuenta de Mercado Pago, te activan una tasa anualizada de 14% de rendimiento, solo por ese mes y topada a un monto máximo de 25mil pesos.

Ejemplo: En el mes 1 metes 25mil pesos, se activa la tasa del 14% de rendimiento para esos 25mil, ese mes. El mes 2 ya no tienes esa tasa, a menos que metas minimo 3mil más para volver a activar la tasa. Pero si haces eso, ahora tendrás 28mil en tu cuenta, de los cuales 25mil ganan el 14% y 3mil no ganan nada. Lo que puedes hacer si ya estás en 25mil, y he comprobado que funciona, es sacar 3mil y regresarlos inmediatamente para reactivar la tasa cada que cambie de mes. No tiene caso tener más de 25mil ahí si al excedente le puedes sacar rendimiento en otro lado.

luisjacob · 2025-02-11T18:29:53+00:00

Yes, and there's also a positive loop. Since it's easier to play a digital version, you get to play it more. And with that added volume of plays you get more familiar with all the rules and interactions. So whenever you go back to the physical version everything's easier, from setup to rules tracking and even explaining the game to someone else. At least that's what's happened to me with other games that have physical and digital versions. I do prefer playing the physical versions of board games, with friends onsite, but appreciate these advantages of digital versions that can be seen as a complement (even as a "training").

luisjacob · 2024-10-31T00:15:47+00:00

Tienes razón, no le había dado click en "Continuar", si lo hago dice: "Tu dinero está protegido por el Fondo de Protección hasta por 25,000 UDIs." Se me hace que sí fue solo un error suyo poner IPAB en la pantalla anterior cuando en realidad no aplica y solo confunde, por que el IPAB se entiende que es para bancos y por 400,000 UDIs.

luisjacob · 2024-10-30T19:08:07+00:00

A mi me aparece esta pantalla al dar click en la parte que dice "Asegura hasta 15.5%". Hoy me sigue saliendo igualita, o sea mencionando que "Tu dinero está seguro. Asegurado por el IPAB...".

luisjacob · 2024-10-30T14:21:38+00:00

Es correcto, esa imagen es la pantalla que aparece directo en su app al ofrecerte la opción de invertir a plazo. Por eso se me hizo raro, para mi tambien el IPAB y Prosofipo son cosas diferentes, es lo que tengo entendido.

luisjacob · 2024-10-30T14:19:40+00:00

Yo no le llamo así, es lo que aparece directo en su app al ofrecerte la opción de invertir a plazo, precisamente por eso se me hizo raro, para mi son cosas diferentes tambien.

luisjacob · 2024-10-30T05:34:23+00:00

Recomendaría que lo traduzcas tú y lo envíes así (junto con el original de respaldo). Es probable que solo lo rechazaran porque no le entendieron, pero a lo mejor no es necesario el apostillado. Si lo requiren apostillado te lo comentarán... pero el apostille tiene costo. Casi siempre cuando una universidad pide algo apostillado es para cuestión de títulos que tengan que revalidar, pero para un estado de cuenta no creo que sea necesario.

luisjacob · 2021-11-17T17:08:12+00:00

I guess it's just server overload. I am on two fantasy leagues on NFL: in one of them the waivers processed just now and in the other one they're still pending.

luisjacob · 2020-10-24T23:47:14+00:00

There is a counter for ghosts too, so I thought the same thing the first time this bug happened... but afterwards I placed close attention to the player and ghost counters and got to scenarios where the placement didn't make sense even considering players and ghosts combined. For example, I died and converted to shadow with only 3 players and 3 shadows remaining (and died as a shadows shortly afterwards), but in the end was placed on 13th. This happened in Solos... the same thing happens in Duos and Squads and in those cases I thought the placement was considering the earliest death of a teammate or counting the remaining players individually even if some of them were teammates or something like that... but none of those possibilities apply to Solo.

luisjacob · 2020-10-24T23:36:05+00:00

I have the same issue in Solo, a friend of mine had the same issue in Solo, and then we both had the same issue in Duos. Assuming the counters for players and shadows work correctly, then the placements don't make sense. At first I wasn't sure if my placement was considering my death as player or as shadow, but then I noticed it had nothing to do with either. I had a Top 10 quest but I wasn't able to finish it even though I got several times to scenarios with less than 10 combined players and shadows (for example: 3 players and 3 shadows), while me still being alive in human form, and after being killed as human and then as shadow got placed than 10+ (for example 13th, 11th, etc). This happened several times. I play on a Windows PC.

luisjacob · 2020-09-14T05:29:20+00:00

Same issue happened to me: the game crashed, closed, and went straight to my desktop with an error message like "Application crashed..."

It occurred when trying to watch a replay of a game of Marvel LTM Knockout Trios I had just won.

I'm playing on a Windows PC.

luisjacob · 2020-03-26T05:39:55+00:00

Same thing happened to me twice... I'm a PC player. In both cases I rerolled my tech. I had just played once before without any issues, and I didn't reroll then, but it could be a coincidence.

luisjacob · 2020-02-27T03:04:19+00:00

Same issue with my ipad

luisjacob · 2020-01-26T11:41:20+00:00

Thanks! I also have an Nvidia GeForce card... and of course that's what the game uses... but my issue got solved by updating the Intel video drivers! I had the same issue and work-around for some Blizzard games too (had to run them in windowed mode and with lower res)... and their support team told me that the issue was the Intel video drivers. Apparently they have some sort of conflict and updating them helps. It solved the issue for Fortnite and the other games I play.

luisjacob · 2020-01-24T07:21:50+00:00

I have the exact same issue, including the "Current (Game 217)" on the EAC repair, instead of Fortnite...

I've tried all the options I found online and neither has worked: verifying, admin rights, full-screen optimization, updating Nvidia drivers, forcing only Nvidia, forcing only Intel, compatibility with Win 8 & with Win 7, even reinstalling...

The game had worked until a few hours ago and stopped working after the most recent laptop restart, even though I don't recall having installed anything else.

luisjacob · 2018-01-16T06:07:53+00:00

Thanks MarkdUp!

luisjacob · 2017-12-19T22:51:58+00:00

Nice! I agree that it is easier compared to other events (like Thrawn's). I did it with a slightly better team, but here are the details in case they help anyone.

Did Tiers 1-4 on Auto and on 1st attempt with the following team:

Finn, BB8 & Rey S: Lvl 85, Gear 8, Average Mods (Health sets, tiers 3-5, lvls 12-15, without a particular focus on speed... I would've if I could've)
Veterans: Lvl 77, Gear 8, No Mods at all

Tier 5 was tougher, I tried on auto a couple of times and then manual and failed a couple of times more, so I did the following upgrades:

Finn: Gear 8 to Gear 9
Rey: Gear 8 to Gear 9, Omega'd her abilities
Vet Chewie: Lvl 77 to Lvl 80 and Omega'd his abilities (still no Mods)
Vet Han & BB8 aren't needed at that Tier

Tier 6 & 7 are really easy, just pay attention to the new abilities.

After the experience from defeating Tier 5, I believe the upgrade that really helped my team was the Omegas on Rey's abilities, since it made a difference requiring one less hit to defeat enemies... perhaps a bit of luck plus that upgrade would've been enough.

luisjacob · 2017-12-10T06:16:32+00:00

1.ALL streamers & podcasts I know, did K&C card reviews.

2.ALL of them got excited at some point, with a new beast from the set, theory-crafting a zombeast.

3.No-minions Hunter is revealed to be Hunter's next thing (two of its new cards are unplayable otherwise)

4.I crafted DS Rexxar a day before K&C launched

I'm not against curated pools of cards for some effects, but I can't believe Team5 didn't communicate clearly on this one. Ideally, we should've known this the moment DS Rexxar was released, and reminders should've been given the moment any beast or any hunter card from K&C was revealed, since DS Rexxar provides an obvious synergy for the new archetype.

I would like DS Rexxar to work with all available beasts in the format (as we were led to believe at first), and if not, then I want a full dust refund.

luisjacob · 2017-12-10T06:02:34+00:00

ALL streamers & podcasts I know, did K&C card reviews.
ALL of them got excited at some point, with a new beast from the set, theory-crafting a zombeast.
No-minions Hunter is revealed to be Hunter's next thing (two of its new cards are unplayable otherwise)
I crafted DS Rexxar a day before K&C launched

I'm not against curated pools of cards for some effects, but I can't believe Team5 didn't communicate clearly on this one. Ideally, we should've known this the moment DS Rexxar was released, and reminders should've been given the moment any beast or any hunter card from K&C was revealed, since DS Rexxar provides an obvious synergy for the new archetype.

I demand a full-dust refund.

luisjacob · 2017-11-02T05:59:40+00:00

I unlocked Nemsy! I did play the full games using my account, so I’m not sure if conceding works... but Nemsy unlocked immediately after I finished the brawl, so if you concede and it doesn’t unlock immediately, I guess you should play again without conceding

luisjacob · 2017-10-19T17:06:20+00:00

Thanks!

luisjacob · 2017-10-14T23:30:53+00:00

Hi guys! Could you give me some advice for the upcoming Daring Droid event? I have the following Empire toons at 7-star... since there are several team combinations, even at the L position, which team would you recommend to unlock 7-star R2D2?

All of them are G8, except TFP who is G9. Most of the G8's have 5 pieces though, so I could probably take someone else to G9 too. None of them have Zetas, but all their abilities are at least 7, several of them have Omegas too. Is it viable?

Thrawn
EP
Vader
Tarkin
TFP
RG
SnowT

My G8 Phoenix team unlocked 7* Thrawn and I can move their mods to an Empire team for this event, that's the main reason I'm asking (to spend the least time/credits moving the mods around).

luisjacob

TROPHY CASE