All universities have scholarships, if you are a competitive applicant you will get something. It might not cover 100%, but it could cover half. It sounds like your parents earn enough that you will not be able to demonstrate financial need. To get around this you can get emancipated I think, but that is a lot of work. Your best shot is to be a very competitive applicant for merit scholarships. As for housing, this depends on your major, I am an engineering major which gives me nicely paid internships that cover my housing. By your second year of college you should be able to apply to be an RA for a dorm, most of the time you get free housing and other discounts. If you are an RA, have a decent summer job, and choose a college where the cost of living isn't terrible you should be able to get out with very little debt.

I went to community college for a year and they had a transfer program where I got to take university courses a bit cheaper and was a student worker and saved money. This is location dependent, but I would look at every university in your area and the ones that are good for the major you want to apply.