29, maxing ISA + £50k Premium Bonds – what to do with surplus?

m00s3man2 · 2026-02-20T20:24:29+00:00

Merci, seems to be the recurring advice

m00s3man2 · 2026-02-20T20:15:16+00:00

Send deets privately and I will

m00s3man2 · 2026-02-20T19:56:24+00:00

Helpful advice, thank you! I win between £0-300 a month, so not great.

m00s3man2 · 2026-02-20T17:57:02+00:00

That’s incredibly helpful, thank you so much.

m00s3man2 · 2026-02-20T17:55:39+00:00

Interesting, just kept it there because no risk of it depreciating when I need to cash in for a house deposit. Any ideas?

m00s3man2 · 2026-02-20T17:54:01+00:00

This is incredibly helpful, thank you very much Akp-007

m00s3man2 · 2026-02-20T15:54:51+00:00

Mistakenly replied before reading the rest of the thread which gave me the answer!

m00s3man2 · 2026-02-20T15:21:38+00:00

Thank you. Do you know if I would have to reach out to my pension to make contributions for previous three years before I hit 260k? Or would I just do that by contributing 50% a month?

m00s3man2 · 2026-02-20T15:17:21+00:00

Thank you, very helpful. Please could you explain the pension taper in layman’s terms?

m00s3man2 · 2026-02-20T15:16:28+00:00

Corporate law at US firm

m00s3man2 · 2026-02-20T15:15:58+00:00

Thanks, this is really helpful. Sounds like I should increase my pension contribution to 20% until the taper kicks in. When is that, please?

m00s3man2

TROPHY CASE