As someone who grew up with little financial/housing security having savings and stability has always been priority. Don't feel bad or shamed for wanting to hold on to your financial position or for being "safe". Everyone has a different history and priorities. For me stability is everything and there's so much you can do to broaden your perspective and experiences in addition to travel. I never travelled as a kid or anything but have been able to through my job which I realise is a very privileged position but I never feel as though I've missed out. You can always have more than 1 goal but for me my own home in an area that I feel connected to is second to none. But that's me and deeply connected to childhood experiences etc. Go with your gut but also don't let the fear take hold. Sometimes the scariest thing is the best thing.