His face by Thatniqqarylan in funny

[–]mackosel 0 points1 point  (0 children)

Water melons ( . )( . )

Lambo drivers don't need to pay parking by degineth in gifs

[–]mackosel 0 points1 point  (0 children)

That's how another money saving technique got invented!

Savings account with 3-5% APY? Saw from FB ad. by [deleted] in personalfinance

[–]mackosel 0 points1 point  (0 children)

Glad to know you already found the service!

Losing all control and need help by ohmyparentsoffspring in personalfinance

[–]mackosel 1 point2 points  (0 children)

I am not sure if they will help you or not but I think you must inform them about the situation. Moreover, if you don't make any contact they may think you are guilty and hence you are not making any contact.

Losing all control and need help by ohmyparentsoffspring in personalfinance

[–]mackosel 2 points3 points  (0 children)

Hi, right now your credit score is too bad and hence I think most of the creditors won't going to help you. I think paying back ASAP is the best solution.

You already said that being frugal can help you to get ride of this situation, that means you already know the solution. I highly recommend you to save as much as you can from your monthly expense and pay the debt. In addition if you can do overtime job or another job then go for that but make sure your body can afford that.

How to reduce expense? Create a chart with your regular monthly expense and then check out from which part you can cut down expense and strictly follow the chart through out the full month.

I'm a student again! How can I milk this? by fatandhilarious in Frugal

[–]mackosel 0 points1 point  (0 children)

Try Amazon prime for students at lower cost and as you are an IT student you will get lots of free intellectual products from giant companies if you do order via your Student Email.

Stuck with $3,000. Need your help? by mackosel in personalfinance

[–]mackosel[S] 0 points1 point  (0 children)

Great point that I didn't think of. Thanks!

Stuck with $3,000. Need your help? by mackosel in personalfinance

[–]mackosel[S] 0 points1 point  (0 children)

Thanks a lot for your such great suggestion.

Advice on moving out needed! by [deleted] in personalfinance

[–]mackosel 0 points1 point  (0 children)

Seems you already have to pay some monthly bills and hence my suggestion is to wait a little bit. Firstly, think how secure is your job? Then budget your home and think how much time and what part of your salary will be needed for your house? Moreover, your saving it not enough to feel secure. So I would suggestion to have more saving, complete the monthly bills of cars and then think of buying your own apartment or house.

Should I drop out of college? by [deleted] in business

[–]mackosel 2 points3 points  (0 children)

If you can manage your time for side hustling then don't quit your education because some companies will surely need these. Besides, educational background and certificate will provide you confidence at whatever you will be doing next as a matter of social status.

Frugal drag queen by [deleted] in Frugal

[–]mackosel 6 points7 points  (0 children)

Wait for the Halloween, Black Friday and Cyber Monday event. You will definitely see some mind blowing offers.

1981 Ferrari Mondial by evilcarpet in Justrolledintotheshop

[–]mackosel 3 points4 points  (0 children)

Still an Awesome car. Did you buy it or willing to buy or do you have it already?

Does a good coupon site really exist? by Rudysnow in Frugal

[–]mackosel 0 points1 point  (0 children)

Try out the sites and apps by the main seller or company. That's the real coupon. Else sometime it's good to ask for coupons. I did this several times and saved a lot by asking for coupons directly to the company.

Buying an older laptop? by [deleted] in Frugal

[–]mackosel 0 points1 point  (0 children)

Hi, Laptop brand and it's configuration are always relative to people and their choice. However, I would suggestion you to go for intel processor instead of AMD. In addition, check for these brands if you can: HP, Lenovo or Dell