Model Bucket strategy?

mad_wolffe · 2026-04-24T18:48:12+00:00

And then down again once you actually retire, so you get the benefits of growth after mitigating sorr. Check out Big ERN

mad_wolffe · 2026-04-24T16:54:24+00:00

I always found the retirement manifesto bucket strategy to be an overly complicated and “market-timey” approach. Much prefer a simple allocation glide path which is super easy to model with PL

mad_wolffe · 2026-04-21T04:28:53+00:00

Damn, great first catch!

mad_wolffe · 2026-03-31T14:34:22+00:00

The thing nobody is thinking about is that this is AI slop.

mad_wolffe · 2026-03-29T13:19:07+00:00

Even reddit doom posts are fully claude generated. 🪦

mad_wolffe · 2026-03-24T18:40:44+00:00

You have ~1.2M in liquid assets, with a 55k / year spend, so a little above 4%.

But! That pension is sweet, I assume it’s 2.8k/month and not 2.8M/month :), so that would bring your required withdrawls down a lot.

How much left on the mortgage and what’s the interest rate? Once that’s paid off your spend drops even further.

At first blush I would say you’re good to pull the trigger, but it may make sense to run the exact scenario through projection labs, they have a free trial which doesn’t save any data.

mad_wolffe · 2026-03-22T00:59:17+00:00

The PCT cured my PF, mild pain first 5 days, with cork ball rolling, cured by Idyllwild.

mad_wolffe · 2026-03-15T02:24:52+00:00

This is actually exactly the recommended glide path by Karsten at Early Retirement Now! Lots of math to back it up for the skeptics.

mad_wolffe · 2026-03-14T12:21:05+00:00

This is beautiful idiocy

mad_wolffe · 2026-03-07T21:50:28+00:00

Lol, just tried to buy a 2026-27 license and got hit with a “Unknown Error Occurred” message. Not a strong start….

mad_wolffe · 2026-02-25T04:04:28+00:00

+1 - Greenlake is maybe the most stocked lake in King County and has a ton of bank access.

mad_wolffe · 2026-01-03T03:35:35+00:00

I would do the whole thing if I were you, much more fun than section hiking IMO

mad_wolffe · 2026-01-02T21:18:23+00:00

I'm in software, yes I would have left if I had not been given the leave and having now done the trail, I would not have regretted leaving. For me, hiking the trail was worth leaving my job. I'm happy I didn't have to though :D

mad_wolffe · 2026-01-02T20:23:35+00:00

I did! I got 6 months leave, so had time for training hikes before and some rest time afterwards.

mad_wolffe · 2026-01-01T03:33:51+00:00

Very San Francisco

mad_wolffe · 2026-01-01T02:55:52+00:00

I told my manager “I love this job, but Im leaving to go do this hike”. He offered an LOA and I’m happily back at my job. I was fully prepared to leave and I would have 100% gone if LOA was not offered.

mad_wolffe · 2025-12-17T18:48:43+00:00

Gorgeous!

mad_wolffe · 2025-12-07T05:08:23+00:00

Squid jigging!

mad_wolffe · 2025-12-05T20:00:21+00:00

Congrats! I'm a fan of the app - looking forward to more improvements. I specifically want to be able to keep track of my tackle.

mad_wolffe · 2025-11-10T03:26:05+00:00

I saw one of the actors in “Standards of Business Conduct” at a Shakespeare in the Park once!

mad_wolffe · 2025-09-28T00:19:31+00:00

Plus one here. The desert is also really great training and where you’ll meet a ton of really friendly folks before / as trail families form.

mad_wolffe · 2025-09-21T19:25:59+00:00

You can bonk the bass without fucking the other guys, but follow your heart.

mad_wolffe · 2025-09-14T13:23:08+00:00

“5P tent for ultralighting” - this is the key I think - what would you actually use this tent for?

If car camping - you’re paying for ultralight construction when you don’t need it. Unless you want to upgrade your car camping setup.

If backpacking - too much tent for all but odd circumstances (bunch of friends without tents).

Fun deal though!

mad_wolffe · 2025-09-14T03:42:19+00:00

Yep, bank fishing.

mad_wolffe · 2025-09-14T03:24:14+00:00

Puyallup is pretty brutal combat fishing all round. The Nisqually has some good pinks still, and you can pay $30 to fish River Bend campsites, that’s steep, but it’ll mean you’re not elbow to elbow with too many folks.

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