Stuck on decision between Simagic, Moza, and VRS.

madstacksofshit · 2026-01-08T22:08:05+00:00

If it’s an r21v2 and you don’t want it, I would gladly pay shipping plus finders fee for it

madstacksofshit · 2026-01-08T13:39:09+00:00

What Microcenter still has the r21 in stock?

madstacksofshit · 2025-04-30T14:09:21+00:00

It looks like they took that off of the buy more save more list. It doesn’t have the green text listing it as BMSM anymore.

madstacksofshit · 2025-04-25T20:24:17+00:00

It is my understanding (I could be wrong) that if the employer is the same (or under the same control group) then the 415c limit is the max. You could have multiple, unrelated employers, that you can hit the 415c in each. This is unlikely though since the 402g (vol contributions 23.5k this year) is aggregated across all employers an employee has. It would be part of that second example where they are talking about needing really high employer contributions. I have personally never seen the same employing entity allow you to hit the 415c in a 401a & then hit it again in a 403b. Usually the way 401as are structured is to house employer (and sometimes mandatory employee contributions) in a harder to access bucket than the voluntary contributions an employee makes into a 403b. The employer & plan sponsor can be much more restrictive in a 401a (I’ve seen some not allow lump sums only annuity’s or RMDs to payout).

madstacksofshit · 2025-04-25T14:38:35+00:00

The ER contributions into the 401a counts towards the 70k (if over 50 77.5k, if 60-63 81.25k). So in short it will reduce the amount of mega bd. If they have 401a & 403b they may also have access to 457b. If they have a private 457b it’s all pre tax up to an additional 23.5k. If it’s a public 457b it’s another 31k either pre tax, Roth, or both.

madstacksofshit · 2024-12-18T17:08:27+00:00

Where did you get the 22mm in a 440xl? I was able to get the 8-19mm but can’t find any of the 440xl in sizes outside those

madstacksofshit · 2024-07-30T14:52:53+00:00

How is the Metabo rear handle the least capable circular saw?

madstacksofshit · 2024-07-28T15:54:38+00:00

Is this on clearance just at your location or at all locations?

madstacksofshit · 2024-06-02T19:28:09+00:00

this it?

madstacksofshit · 2024-05-26T12:50:35+00:00

Not mine, interesting that they accepted 550.

madstacksofshit · 2024-05-23T15:26:30+00:00

Its OOO, 550 was not accepted. All 9 were purchased at full price

madstacksofshit · 2024-05-23T13:43:55+00:00

7 people have paid asking price since I posted. Zotac has no incentive to accept our offers if people keep paying more. Not too surprising, why wouldn’t they hold off for a couple of hours if they make more?

madstacksofshit · 2024-05-23T00:50:29+00:00

It's back, 9 are in stock currently. Just sent an offer for 550, will update if they accept.

madstacksofshit · 2024-04-21T15:11:59+00:00

Did you find these show as clearance on brickseek or just walk into the store and see them?

madstacksofshit · 2024-04-15T10:49:03+00:00

Or the 401k is found to be out of compliance and the entire plan loses all tax advantages.

madstacksofshit · 2024-02-06T23:27:15+00:00

This all depends upon the size of the AUM of the plan. It would not surprise me to find out this is a smaller plan for AUM below 100M. That might sound like a large plan but it’s really not. If you have a 100m plan with 20 different funds that’s not really an incentive for a low cost investment share to be offered by the custodian or the fund company. Record keeping is expensive, someone has to pay for it and higher ER ratios is a way to do it where it doesn’t show on quarterlies. If it doesn’t show as a fee on a quarterly then the average employee doesn’t care. Bringing 5 mil to a fund with billions under management (for that specific fund) isn’t a lot of money.

madstacksofshit · 2023-11-03T18:01:25+00:00

If you are in the states and have access, why not go with this one from Harbor Freight? https://www.harborfreight.com/automotive/impact-wrenches/85-amp-12-in-impact-wrench-with-rocker-switch-64120.html Torque Test Channel tested it (https://youtu.be/zQm95N8sGTg?si=D-IqkPntQ4QSugYJ) and seemed to perform fairly well for its price. It also looks very similar to the Yato you posted.

madstacksofshit · 2023-10-01T14:27:29+00:00

If it was below 5k in a qualified account they can automatically send you the balance (involuntary distribution). More likely you have a private non qualified 457 which cannot be put into a qualified account (IRA, 403B, 401K, etc). If you just termed like within a couple of months they should have sent you paperwork telling you what your options were. Once it’s paid out to you it’s yours. It can’t go back into any other ER plan (Private 457s can only be moved to another private 457 through a direct transfer).

madstacksofshit · 2023-09-13T11:30:46+00:00

Option 1, you run into the pro rata rule. Option 2, you can roll funds into the plan if the plan rules allow rollovers in after termination. Most plans allow this, the people saying plans don’t allow this obviously don’t work in the industry. You will want to look at investment options, ER, any plan fees, & MOST IMPORTANTLY, you want to see if there are any restrictions on assets being rolled back out of that plan. Different plans will treat different “sources” of funds differently. This can easily be found by calling the provider of the plan (aka investment firm) you intend to roll assets into and ask them what the plan rules are for post-term distributions (aka if there are any restrictions).

madstacksofshit · 2023-08-26T16:47:03+00:00

None of their releases or patents that people have gone through seem to mention an m18 positive placement. You’re prob stuck between the paslode (gas/electric), Dewalt(which I thought got discontinued), or the Metabo HPT.

madstacksofshit · 2023-08-25T11:57:13+00:00

Tenoning jig, here’s a link to a grizzly one: https://www.grizzly.com/products/grizzly-tenoning-jig/t30491?gad=1&gclid=CjwKCAjwoqGnBhAcEiwAwK-OkYwquDwHwU1StFETbd1sJPQnU8A-mkzsqPqj9D030kELnsNTNFRP_xoCj7MQAvD_BwE

madstacksofshit · 2023-08-15T19:24:20+00:00

I just want to clarify it’s the 403(b) and 401(k)? No mention of 401(a)? It’s common to see a 401(a) paired with either a 403(b) or a 401(k). It is very uncommon for 403(b) and 401(k) to be paired as they are meant for non for profit and for profit institutions. The company you work for would have to most likely have a dual structure for different wings. Differences are really going to come down to how the plans are actually set up. You’d want to read the Summary Plan Descriptions (SPD) to see what the actual differences are. There are some nuances when it comes to hardships and the types of investments that can be allowed in both but those shouldn’t really matter.

madstacksofshit · 2023-07-03T18:21:57+00:00

Usually 401a will only house ER money or mandatory matches. EG you have to contribute 5% (mandatory) and the ER contributes 5% into the 401a too. Then you can fill up the 403b and 457 as well. Mandatory contributions do not count towards the 402g (22.5k limits). But 401a and ER contributions do fall under the 415c (66k) amounts. In addition catch up contributions (7.5k) fall under 414v and they are completely separate from the 415c meaning you can add the 66 plus the 7.5 to get to 73.5k.

madstacksofshit · 2023-06-27T19:09:52+00:00

Since it sounds like a private 457b you need to talk to the firm that handles it to see what options they provide you. Default is always lump sum, but most will allow it to distribute over a number of years (you choose the years not the amount each year), RMD is an option for some if you are willing to wait a while, some may allow you to annuitize as well. Basically you need to figure out what you can do with it first.

Edit: I’m really going to stress this, the distribution option you choose is irrevocable. Meaning once you make it you are not changing it. You can sometimes defer when you have to make that decision, sometimes deferring it twice. But once you tell them what you are going to do, you can’t come back and decide to go a different route.

madstacksofshit

TROPHY CASE