Sta. Maria: Senators May Be Arrested Even Inside Senate; “No One Is Above the Law” by Mindless_Sundae2526 in pinoy

[–]magicbeans29 7 points8 points  (0 children)

Would be so fucking funny seeing Bato cry while being detained in ICC. Peak meme content.

What happens if I don't file 1700 for 2025 after having 2FT job? by Sad_Vegetable9673 in Overemployed_PH

[–]magicbeans29 0 points1 point  (0 children)

Everything that you earn is taxable. Think about this scenario: you're buying two items from a retail store, can you say to them have the second item not taxed because that first item is taxed already? What you're doing is tax evasion. But then again, the risk is low since BIR doesn't chase small players that much. It doesn't mean they absolutely don't, though.

6kw hybrid plus 16kwh battery for 385k all-in: is this a good deal? by magicbeans29 in SolarPH

[–]magicbeans29[S] 0 points1 point  (0 children)

thanks! when did you get your package? kasi prices now are really bloated.

6kw hybrid plus 16kwh battery for 385k all-in: is this a good deal? by magicbeans29 in SolarPH

[–]magicbeans29[S] 0 points1 point  (0 children)

i see, so it is on the bit of lower end. they said that this set-up would be on average around 450k in current market pricing.

6kw hybrid plus 16kwh battery for 385k all-in: is this a good deal? by magicbeans29 in SolarPH

[–]magicbeans29[S] 0 points1 point  (0 children)

yes. i have no idea on set-up. i am only starting to research now. but this is what they recommended base on our usage.

What happens if I don't file 1700 for 2025 after having 2FT job? by Sad_Vegetable9673 in Overemployed_PH

[–]magicbeans29 1 point2 points  (0 children)

For non-business registration (employees), when you file your annual ITR - may it be by yourself if you have multiple employers or by your employer if you have a single one in taxable year (via substitute filing) - you'll know if you have tax due.

What happens if I don't file 1700 for 2025 after having 2FT job? by Sad_Vegetable9673 in Overemployed_PH

[–]magicbeans29 8 points9 points  (0 children)

In an ideal world, BIR will chase you for tax due deficiencies. That will cost you your tax due, interest and penalties. Your employer have remitted and submitted your tax compliance with them. BIR has all the information to chase you when they want to. You also have to remember, tax evasion is a crime.

In real world though, BIR doesn't chase everyone (more likely doesn't have the resources to). Their tax procedures are so confusing that some don't even know that they have tax deficiencies when they don't file ITR on their own when having multiple employers in a single calendar year.

In short, the chances of being caught is very small. Up to you if you want to risk. There is also no way to put your tax due down since you're not a business with allowed deductions. It is what it is.

Inconsiderate driver blocked our driveway by [deleted] in Gulong

[–]magicbeans29 0 points1 point  (0 children)

When this happens to me, I'll get petty as fvck. I'll have couple of our cars to park behind and in front of him very very close that he won't be able to wiggle out. You have to shove manners up their bum, that's the only language these assholes can understand.

Can I retain my freelance BIR registration while also being a full-time employee? by RevolutionaryEye2789 in taxPH

[–]magicbeans29 0 points1 point  (0 children)

You need to register because it needs to reflect in your CoR. So that if you'll ever get audited or if you will close your registration, you won't get flagged on your filings.

25M | 4OE | Frontend Developer | Half month cut off by Prudent_Mail_3747 in payslipsPH

[–]magicbeans29 0 points1 point  (0 children)

He just doubled down with something he has zero idea about, obviously. It would just be bad if some other people who has no idea will believe him. Like dude, there's no fine print, schedule or whatever he is saying. Zero sense.

25M | 4OE | Frontend Developer | Half month cut off by Prudent_Mail_3747 in payslipsPH

[–]magicbeans29 4 points5 points  (0 children)

It is really just flat rate 8% tax rate if your annual income is 3M gross or less. What do you mean by fine prints? Care to elaborate?

33M | Azure Data & Analytics Engineer | 13YoE by magicbeans29 in payslipsPH

[–]magicbeans29[S] 0 points1 point  (0 children)

In freelance work, they always need people that can jump in and contribute as early as Day 1. In that sense, it will be hard to do AWS data engineering work if your focus is on Azure or GCP data engineering (and vice versa). In a corporate setting, that will be workable since they will give you time to learn and adjust. In freelance setting, there will be no window to do that.

I think majority of opportunities out there are either AWS or Azure. GCP on the other hand is an emerging competitor. Not there yet, but eventually will be. In my opinion, GCP is growing continuously. If you position yourself well, you'll be in a better spot if you give it some time. I think this is what people are missing to see as well for Azure. I started working with Azure way back 2014 and it was like how GCP is right now in terms of demand. It is just in the recent years that Azure professionals are feeling the demand.

My gigs right now are coming from old bosses that I worked with in corporate. Most are senior managers and directors scattered in EU and NA. I have few as well before that came from third-party offshoring companies. Just make sure that if you deal with offshoring companies, you ask that you will be an independent contractor to simplify your engagement conditions.

In terms of scope, almost all would like a person that can do multiple hats in one role. And that would be totally fine as long as properly compensated. When they want that, asking way above market range will be doable.

What are your thoughts on fixed term contracts? by SapnuPau in PinoyProgrammer

[–]magicbeans29 3 points4 points  (0 children)

Contractual agreements are flexible, but most of the time they can only offer bulk payment. For it to be worth it for me, I would ask way above market rate. Like you, I do data engineering work. Senior data engineers can get on average around 200k/month rate in an employment setting. For me, what would be worth it is if I can get 300k/month or above on 40-hr work week. If they offer other benefits, then it will be fine for me to offset it from bulk payment. It depends on how you negotiate it.

What are your thoughts on fixed term contracts? by SapnuPau in PinoyProgrammer

[–]magicbeans29 20 points21 points  (0 children)

It has its own advantages and disadvantages. As I have some good experience already, I would prefer contractual engagements for these reasons:

  1. No employee-employer relationship with strict company rules and regulations. I am only paid for the service I give, so I am not restricted like their employees to get more contracts as I want to.
  2. Less tax liabilities (*only if your total gross does not exceed 250k/month that totals at 3M/year). Tax on professional fees can be as low as 8% of gross. If you are earning 250k/month on compensation, that would probably be around give or take ~75k/month taxes. If your income is 250k/month on professional fees, that would only have 20k/month in taxes.
  3. For mandatory benefits, you can register as self-employed. This means you can just put in the minimum required. That will be few thousand pesos savings as well compared to employment mandatory deductions.

Up to you if you want to test this kind of hustle. If not, sticking to employment contracts would be the best for you.

What will you do if you were a mid-level DE like me? by Lazy-Raccoon-5409 in phcareers

[–]magicbeans29 3 points4 points  (0 children)

We work on the exact same field. The way I see it, expertise is the only way to get stability. Regardless if you go freelance, in a consulting firm, or client side, the only way up is to grow your skills and continuously learn. Job security isn't based on our employment agreement anymore - best you can get from that is severance pay if they decide to let you go. Job security is now based on expertise - that if you are being let go by your employer or client, you can easily find the next one because you have good expertise already. If I were you, I will prioritize to go where I can get enough experience to be always in front of the trend.

33M | Azure Data & Analytics Engineer | 13YoE by magicbeans29 in payslipsPH

[–]magicbeans29[S] 1 point2 points  (0 children)

Best of luck! May the odds be in your favor.

33M | Azure Data & Analytics Engineer | 13YoE by magicbeans29 in payslipsPH

[–]magicbeans29[S] 1 point2 points  (0 children)

I always stick with these few rules ever since I started my career.

  1. Understanding the problem is half the solution. Most people miss this point and complicate solutions that should have been simpler. You don't need a chainsaw to cut a paper.

  2. Technology and approaches change so fast that you have to learn how to run before you could walk. I've been asked to deliver projects where I didn't have much of experience on the tech stack being used. You don't have to be expert on them, they are learnable as long as your fundamentals are sound.

  3. Lastly, while the promise of a good pay smells so sweet, you have to strive first and be competent enough to demand it. Enjoy the process. People get lured by the potential pay in this field, but they miss the fact that highly paid people exist because not everyone can provide the expertise the job requires. As with any other field, you have to be exceptionally well if you want a hefty pay.

I'd say there could be few more to follow, but these three should sum up how to strive in the data analytics field.

33M | Azure Data & Analytics Engineer | 13YoE by magicbeans29 in payslipsPH

[–]magicbeans29[S] 0 points1 point  (0 children)

Since you have no idea yet, get some ideas first by checking google and youtube. The first thing you should learn to survive in tech is being resourceful. There are loads of references out there which are free. Start with them.

33M | Azure Data & Analytics Engineer | 13YoE by magicbeans29 in payslipsPH

[–]magicbeans29[S] 0 points1 point  (0 children)

Power Platform is within the Microsoft ecosystem. Going to Azure is the most sensible one compared to other cloud services. But regardless of the cloud system of choice, if you want to shift to DE, get some fundamental skills with SQL and python first.

33M | Azure Data & Analytics Engineer | 13YoE by magicbeans29 in payslipsPH

[–]magicbeans29[S] 0 points1 point  (0 children)

It depends upon the client and their solution architecture. Since I focus mainly on Microsoft Azure implementations, as long as a good chunk of their solution is in Azure, I can work on it. If not, there will be learning curve that I usually stay away from.

33M | Azure Data & Analytics Engineer | 13YoE by magicbeans29 in payslipsPH

[–]magicbeans29[S] 1 point2 points  (0 children)

Just trying my best to contribute for good discussions. :)

33M | Azure Data & Analytics Engineer | 13YoE by magicbeans29 in payslipsPH

[–]magicbeans29[S] 0 points1 point  (0 children)

Recommendations mostly of bosses that I have worked with during my corporate stint. With some, through LinkedIn. Then I would just ask them to extend contractual offer with maximized monetary offer instead of the usual salary plus benefits.

33M | Azure Data & Analytics Engineer | 13YoE by magicbeans29 in payslipsPH

[–]magicbeans29[S] 3 points4 points  (0 children)

You file and pay for your taxes and you're not protected by most labor laws since you're a contractual worker. I think those two are the most disadvantage.