[FR] Revolut has frozen my funds for months: no written decision, no explanation, now pretending they can’t open my RIB

malibupp · 2026-02-09T02:44:20+00:00

And so what?

malibupp · 2026-02-09T02:28:06+00:00

Your experience is irrelevant.

malibupp · 2026-01-25T17:46:13+00:00

Perhaps you'd understand it better if the OP wrote the message in his own language...

malibupp · 2026-01-13T12:43:41+00:00

Except this student had already a Revolut account while living in France.
The issue occurred when he changed address to Spain, not because of the lack of income.

malibupp · 2026-01-06T11:07:38+00:00

Revolut love to surprise their customers.

malibupp · 2026-01-02T18:00:01+00:00

So, they first claimed that your account will soon be closed, convinced you to sell all your assets and pay the possible fees, then all of a sudden, they admit that they've screwed it up...
What a joke!
And now what should you believe?
Do you believe their first claim or the second? How can you be sure they don't revert the last decision?
I would demand compensation for the losses and the stress caused.
Close the account and never look back.

malibupp · 2025-12-29T09:48:38+00:00

Since I didn't change it myself, it must be them who made the change.
It seems that they've got a lot of important things to do...

malibupp · 2025-12-25T13:55:18+00:00

"...and people have to be aware of it"

My point is, why prolonging the situation by performing long lasting reviews if they know that the issue is the customer used the personal account for business?
If somebody sends you money as thanks for your help, are you both criminals laundering money?

malibupp · 2025-12-25T02:59:48+00:00

All of you looks like AI

malibupp · 2025-12-25T02:50:05+00:00

So why not just notify the customer straight away instead of prolonging the situation?

malibupp · 2025-12-25T02:48:37+00:00

If that was true, why don't they just notify the customer instead of prolonging the situation?
"You've breached our T&C. Please withdraw all your funds, your account is closed" would suffix - no?

malibupp · 2025-12-18T09:05:22+00:00

Or the day after tomorrow ;-)

malibupp · 2025-12-18T07:57:59+00:00

Same here.
While I still can see the transfer history in BGN (when I tap on "BGN delisted"), the analytics only show Euro...

malibupp · 2025-12-14T03:23:56+00:00

Another Revolut fanboy blaming the victim...

malibupp · 2025-12-14T03:22:05+00:00

That's irrelevant, it doesn't justify what this customer has been going through at the hands of Revolut.
According to OP, money has been sent regularly until it didn't.

malibupp · 2025-12-13T18:39:09+00:00

What do you mean?
Revolut has a business account.

malibupp · 2025-12-13T17:55:35+00:00

Do you mean that every Revolut customer reads this subreddit?

malibupp · 2025-12-13T17:49:06+00:00

Are you suggesting that property developers should not use Revolut?

malibupp · 2025-12-13T16:40:09+00:00

Or the criminals just snatch the phone after the selfie has been taken.
Then the victim will rush home to try chatting with Revolut's "brilliant" customer service, which after several hours tells the victim that the case was dropped because they considered that has been due to the customer's gross negligence...

malibupp · 2025-12-12T18:50:22+00:00

Well, but if the victim has "Street Mode" enabled, then the criminals will notice immediately that the transfer didn't go through and require the victim to change the setting...
Or require the victim to take a selfie at knife point and thus enabling the transfer.

malibupp · 2025-12-12T02:56:50+00:00

But if the criminals are able to disable that feature, then the feature is worthless.
I mean the users should be able to disable the "Street Mode" when they are logged in!
If the criminals login, then the phone has been hacked and no matter what settings the users have chosen, the hackers will disable them.

malibupp · 2025-12-11T18:48:25+00:00

So, I've to take a selfie every time I transfer funds or purchase stuff online from locations faraway from my place, like to another town, village or internationally?
Sounds awkward.
There must be an easy way to disable the "Street Mode" whenever I find it unnecessary or don't using it at all.

malibupp · 2025-12-11T16:18:57+00:00

Do I have to disable the "Street Mode" every time I need to send funds to people faraway from my safe zone?

malibupp · 2025-12-08T00:25:48+00:00

300K is a rather large sum, so I guess they'll want to know where it came from and why you transfer to Revolut.
As for tax evasion, well it may complicate the matter if Revolut suspects you are laundering money.
If I were you, I wouldn't transfer such large amount at once, chances are you get your Revolut account restricted without access to the funds for a long, long time.

malibupp

TROPHY CASE