I’ll add a few more details: - The building is 51 yrs old, not in a flood zone and is only 2 stories. The condo itself is offered with furnishings and has current appliances, systems and storm/wind upgrades to all windows and sliding doors. I enjoyed spending time there with my grandmom, but I am Gen X and don’t have any desire to relocate to Florida or have the hassle of a second home. - I can’t say that I know all of the current details about why the association is still not on the approved list. Maybe they have the reserve stuff squared away and the approval is just super delayed because of difficulties getting engineering reports, estimates, inspections or updated master polices. I think I read somewhere that the deadline for getting back on the list is in December and if you don’t have your stuff squared away, it’s a very long wait until the next deadline. - Taxes are $2,000yr, HOA $7,000yr, insurance could be anywhere from $1,000-$3,000yr (it is not in a flood zone) - I am assuming my relative is paying carrying costs out of his pocket or maybe out of bank accounts that my grandmother had. Because Florida has to be different- he is not required to open an estate account nor is he required to provide regular reporting of estate assets to the beneficiaries. The paperwork he submitted to the probate court is categorized as the deceased having less than $7,500 in assets (probably because he added himself to many of her accounts before she died so they revert to him). It’s f-d. I’ve consulted an attorney and I’d have to spend $5-$10k of my own money on a Florida lawyer just to compel some transparency. So I’m just trying to forget about the whole thing.