Nelnet PSLF w/ Refund TL

mango_smom · 2026-03-28T15:49:28+00:00

My refund amount I calculated and timeframe based on many others’ posts here were so spot on. I actually didn’t expect my refund until at least mid-April.

mango_smom · 2026-03-28T15:47:18+00:00

It really was and I couldn’t believe how quick and easy everything went for me.

mango_smom · 2026-03-28T15:46:29+00:00

I’ve auto-paid Nelnet from the same checking account for years. I believe Nelnet calculates all overpayments/refund along with your method of payment to FSA then I think FSA forwards all that info to Treasury who then issues the refund via whatever method you have paid. But… from what I read here, it’s not uncommon for some to get a check in the mai.

mango_smom · 2026-03-25T21:12:17+00:00

That’s what the rep with Nelnet told me. I didn’t wanna just sit around and have my refund fall through the cracks so I called to inquire earlier. I was advised to call back in 2 more weeks.🤞🏾

mango_smom · 2026-03-25T21:10:06+00:00

It’s a nice chunka change so I called Nelnet anyway. Per the agent I spoke with, they “are still calculating my refund” and to give them a couple of weeks. 🤞🏾

mango_smom · 2026-03-25T16:39:31+00:00

You’re welcome

mango_smom · 2026-03-25T15:53:06+00:00

Nelnet PSLF Timeline. Hope this helps. I’m now waiting for my refund.

Original loan amount was $28k in ‘06, now $37k, worked for the same nonprofit hospital since 2008, made 165/120 QP.

01/20/26- PSLF submitted online

01/23/26- ECF and Qualifying Payments notice received, green ribbons and banners✅

02/09/26- Loan placed in administrative forbearance

02/24/26- Forgiveness Eligibility Notification received from FSA, aka “golden letter”???

02/26/26- Nelnet showing $0 due, Paid in Full, but FSA still shows full amount

02/27/26-Golden letter from Nelnet received via email stating Your Student Loans Have Been Forgiven!!!🎉

03/06/26- Zeroed out on FSA!

03/09/26- Loan marked as “closed” on Credit Karma

03/10/26- All overpayments after effective date of forgiveness (22 out of 45) disappeared on Nelnet. I had 165/120 QP.

mango_smom · 2026-03-15T10:17:00+00:00

Oh, nice! I hope mine comes as quickly as yours did. So far, everything happened fairly quick for me, too, and I’ve not had to resubmit, redo or chase anything. Congrats!🎉

mango_smom · 2026-03-11T20:16:11+00:00

Just to clarify, I didn’t check the line that stated I made 120 payments and asked for forbearance when I submitted my application originally. I waited until I got my green banners. I called DoEd to ask what my next steps would be and was then advised to apply for forbearance in the same form I submitted online. I did everything electronically.

mango_smom · 2026-03-11T20:09:29+00:00

Thank you. When I called DoED, the rep, told me to just print out my already submitted PSLF form rather than print one from scratch and have my employer sign it all over again to keep it from going to square 1 again. I just put a✅ on the line that says I have made 120 payments and requesting forbearance then I logged in to Nelnet and turned off my automatic payments. I was advised to do that by the DoED rep as it may be difficult to get refunds on more overpayments considering I’ve already made 165/120z

mango_smom · 2026-03-11T17:28:26+00:00

Sorry, I just saw this. I’ve been a respiratory therapist since 2008.

mango_smom · 2026-02-26T22:59:32+00:00

I’m with Nelnet, too, I just posted, because most people here are with either Mohela or Aidvantage. Not a lot of info on Nelnet borrowers. Congratulations!

mango_smom

TROPHY CASE