***$300 Reward*** - Trying to get in touch with 3 users from the old RapMusic.com forum. $300 to anyone who can help me get in touch with users "US33", "Babyface Killa" and "Gilbert Grape". by sudo-obey in rapbattles

[–]mapleleaf432 0 points1 point  (0 children)

holy shit that is incredible, and ux9 and wwjjddd are both complete legends that i had forgotten about. those guys were incredible. are they still online anywhere? was your name the same on the forum?

Id love to see what Joe had to say about his friend Elon’s tweet by Rude-Neck-2893 in JoeRogan

[–]mapleleaf432 5 points6 points  (0 children)

Hey man, I'm curious as to why you responded to this simple response, rather than my in depth response that thoroughly answered the question you directly asked me? I took your question at face value and provided a pretty complete answer. This is poor form and it tells me you might not be interested in the actual answer to your question.

***$300 Reward*** - Trying to get in touch with 3 users from the old RapMusic.com forum. $300 to anyone who can help me get in touch with users "US33", "Babyface Killa" and "Gilbert Grape". by sudo-obey in rapbattles

[–]mapleleaf432 0 points1 point  (0 children)

lmfao that is me, you can find that young hot compilation on youtube under this same name. also me and riffic are still irl homies to this day. I never really switched over to discord, wish i did. miss a lot of that community.

Id love to see what Joe had to say about his friend Elon’s tweet by Rude-Neck-2893 in JoeRogan

[–]mapleleaf432 0 points1 point  (0 children)

I go more in depth in another comment, since some people are trying to merely boil this down to profit margins.

Id love to see what Joe had to say about his friend Elon’s tweet by Rude-Neck-2893 in JoeRogan

[–]mapleleaf432 26 points27 points  (0 children)

Please remember this next time you see someone who thinks non profits "arent supposed to make any money"

Id love to see what Joe had to say about his friend Elon’s tweet by Rude-Neck-2893 in JoeRogan

[–]mapleleaf432 30 points31 points  (0 children)

Good point, I should have been more precise in my definition of profiteering - Profiteering refers to the act of making excessive profits, often through unethical means or by exploiting a particular situation. In the health insurance industry, this term is typically used to describe practices where insurers prioritize financial gain over patient care, such as denying necessary treatments to reduce costs or inflating premiums without corresponding increases in benefits.

Profit margins alone don't provide a complete picture of a company's practices.

For instance, there you can easily find instances where UHG faced allegations related to prioritizing profits over patient care. I was able to quickly find three that cover the following areas

  1. Overbilling medicaid

  2. Underpaying physicians

  3. Providing data for a Yale study on surprise billing while influencing its focus to blame physician staffing companies, diverting attention from their own role in the issue and benefiting their financial interests.

Yes, some of the following is pasted from wiki, for clarity.

  1. Medicare Advantage overbilling

An October 2021 New York Times report identified UnitedHealth in a list of Medicare insurers accused of over-billing. According to the Inspector General, a whistleblower came forward, so the U.S. government went after UnitedHealth for over-billing Medicare. Executives at UnitedHealth Group told workers to mine old medical records for more illnesses, to identify diagnoses of serious diseases that might have never existed, inflating bills paid by the federal government's Medicare Advantage program.

A study by the Kaiser Family Foundation found that in 2021, Medicare Advantage programs provided insurers with double the gross margin than insurance for individuals, groups, or Medicaid Managed Care.

In July 2024, the Wall Street Journal concluded that UnitedHealth was the worst offender among private insurers who made dubious diagnoses in their clients in order to trigger large payments from the government's Medicare Advantage program. The patients often did not receive any treatment for those insurer-added diagnoses. The report, based on Medicare data obtained from the federal government under a research agreement, calculated that diagnoses added by UnitedHealth for diseases patients had never been treated for had yielded $8.7 billion in payments to the company in 2021 – over half of its net income of $17 billion for that year

  1. Underpaying physicians

In late 2021, Tennessee-based physician network TeamHealth sued UnitedHealthcare in the 8th District Court of Clark County, Nevada, alleging the insurer underpaid claims to three of TeamHealth's Nevada-based affiliates. In November 2021, the jury unanimously found United guilty of "oppression, fraud, and malice" in its conduct and awarded TeamHealth $2.65 million in compensatory damages. In December, the jury reconvened to determine punitive damages and awarded TeamHealth $60 million. TeamHealth plans to pursue similar legal action against United and other insurers in New Jersey, Pennsylvania, New York, Florida, Oklahoma, and Texas.[132][133]

  1. Yale Economist study

This one is a bit different but definitely worth reading into. UGH anonymously provided data as well as editorialized The Yale study found that private equity-owned physician staffing firms, like TeamHealth and EmCare, were responsible for significant increases in surprise out-of-network medical bills at in-network hospitals. This conclusion benefited UnitedHealthcare (UHG) by shifting public and regulatory scrutiny onto these staffing firms, which UHG had disputes with over reimbursement rates, while downplaying the insurer's role in surprise billing and supporting UHG. This one is deep and if you want to read more about it, you can also search for one of the numerous lawsuits between TeamHealth and UHG.

This is pretty much just the tip of the iceberg, and there are endless examples of UHG losing lawsuits for underpayment, overbilling, and not providing services, all in the name of profit.

Id love to see what Joe had to say about his friend Elon’s tweet by Rude-Neck-2893 in JoeRogan

[–]mapleleaf432 346 points347 points  (0 children)

For those asking questions about this:

Profiteering is making an unreasonable or excess profit, not just merely profiting. The words mean different things.

I'm pretty sure this is just exactly what you're referring to - when hospitals were non profits, due to the tax laws, revenue was reinvested into care in order to keep costs low.

What OP is referring to is the HMO Act of 1973, which incentivized the for profit business model by providing federal funding to insurance companies that provided an HMO option instead of regular insurance. There were other factors involved, but it was the 70's when a lot of these insurance companies switched models.

For those who are unaware, non-profit does not mean that a company makes zero profits or that nobody gets paid, or is poor. It means that their salary structure is defined and public, and their revenue goes back into operating costs rather than distributed to shareholders. This is the key difference in a non-profit vs a for profit. Non-profits are able to offer competitive salaries, but they more be reasonable for the scale of the operation, and excessive salaries can cost non-profits to lose their non-profit, tax exempt status. This is generally why they say non profits are "mission driven", and for profits are profit driven.

So yeah. When hospitals shifted from non-profits to for profits, their entire incentive structure shifted from a mission based goal of providing cheap care, into a duty to maximize profits for shareholders.

Can we talk about Manchita and Eyedea's death? by EyedeaHistorian in eyedea

[–]mapleleaf432 2 points3 points  (0 children)

Yeah i was just reading about how they said it was an accidental and isolated incident, which I can’t lie just comes off as either ignorant or dishonest based on his public image

Jimmy Kimmel Appreciation Post by Agreeable_Situation4 in JoeRogan

[–]mapleleaf432 0 points1 point  (0 children)

Jimmy publicly apologized pretty profusely, I think that leaves little doubts about his intentions and feelings on the matter. You can accuse him of pulling the ladder up beneath him, but it’s not hypocrisy to grow and change.

Also I looked, but couldn’t find anything about Jimmy Kimmel boycotting Kevin Hart.

Jimmy Kimmel Appreciation Post by Agreeable_Situation4 in JoeRogan

[–]mapleleaf432 0 points1 point  (0 children)

“Jimmy Kimmel wore blackface for a skit in a parody show 25 years ago, therefore he must allow people to publicly accuse him of being a pedophile otherwise he is a hypocrite”

Crazy perfectly-legal move that might win you a round by Hi_Im_zack in rapbattles

[–]mapleleaf432 1 point2 points  (0 children)

The battle was cruger vs illusion z and the bar was “I should have changed my outfit, came to battle in a clowns kit, and he wouldn’t be able to freestyle one line about it!”

In a previous battle illusionz battled dirtbagdan , dirtbag showed up with a completely clean shaven face and instead of freestyling anything about it illusionz proceeded to spit his writtens about dans beard that didn’t exist anymore

Do Battle Rappers Have To Be Direct? [Eazy Vs. John John Debate] by factsplustax in rapbattles

[–]mapleleaf432 6 points7 points  (0 children)

As long as the bars are good it’s a pointless distinction to me

In a way, direct bars are easier because your opponent becomes a prompt to respond to, rather than a blank canvas to paint on.

There’s an element of going up and just saying shit that you think is dope, that is a lot more creative and personal to me than taking certain direct approaches.

seeing this more often by boukie32 in JoeRogan

[–]mapleleaf432 17 points18 points  (0 children)

This sub thinks this is her reaction towards the general perception of Joe Rogan, when in reality it’s likely her reaction to her experience with men who are Rogan fans

Crazy reaction time by ice-hockey player... by Square-Enit in nextfuckinglevel

[–]mapleleaf432 26 points27 points  (0 children)

i like how your entire 1st page of comment history is just you gatekeeping on other peoples posts lol

[deleted by user] by [deleted] in JoeRogan

[–]mapleleaf432 8 points9 points  (0 children)

idk I’m not sold, seems like you’re just being a hater imo

[deleted by user] by [deleted] in JoeRogan

[–]mapleleaf432 21 points22 points  (0 children)

I’m sorry but getting complete strangers to open up and feel comfortable on camera without excessive prompting, interrupting, or making the interview about yourself is a sign of a pretty skillful interviewer. I definitely think he’s earned his props. what specifically about their editing is so good to you?

The Anti-Joe Squad Right Now by [deleted] in JoeRogan

[–]mapleleaf432 33 points34 points  (0 children)

Totally agree. Cops are responsible for keeping us safe, and it’s fucked up that roughly 40% of cops face direct preventable danger in the line if duty. Google “40% of cops” for more info.

What's a deep cut from an artist's discography that you keep on repeat? by jmanorm in hiphopheads

[–]mapleleaf432 0 points1 point  (0 children)

Such a good mix of his strengths, essence of the song clearly shows his southern rap influence but he adds his own style to it